Postal Codes

46077 ZIP Code

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ZIP code 46077 covers Zionsville, Indiana, with a population of about 35,378 and a median household income of $160,868.

Population
35,378798 per square mile
Median age
41.12.4 points above the US average
Median household income
$160,8682.3× the Indiana median
Poverty rate
3.6%8.8 points below the US average
Typical home value
$696,543up 36.5% in five years
Median rent
$1,6721.6× the Indiana median
Degree or higher
72.7%37.7 points above the US average
Homeownership
84.1%19.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
956

Where 46077 is

Zionsville, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population35,378
Median age41.1
Family households80.7%
Born outside the US6.7%
Speaks a language other than English at home8.6%
White (non-Hispanic)82.6%
Black (non-Hispanic)3.8%
Asian (non-Hispanic)7.4%
Hispanic or Latino3.8%
Veterans4.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$160,868
Income per person$80,636
Poverty rate3.6%
Households on SNAP or cash assistance1.6%

Household income distribution

Under $10k2.4%
$10–15k1.0%
$15–20k0.7%
$20–25k1.2%
$25–30k1.1%
$30–35k1.3%
$35–40k1.5%
$40–45k1.1%
$45–50k1.7%
$50–60k3.1%
$60–75k6.6%
$75–100k8.6%
$100–125k9.6%
$125–150k6.6%
$150–200k13.9%
$200k or more39.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed16,320
Mean adjusted gross income$222,263
Returns declaring $200,000 or more31.4%
Returns, under $25k20.6%
Returns, $25k–$50k10.0%
Returns, $50k–$75k8.8%
Returns, $75k–$100k7.0%
Returns, $100k–$200k22.1%
Returns, $200k or more31.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$534,600
Median gross rent$1,672
Rent as a share of household income23.5%
Owner-occupied84.1%
Vacant homes2.7%
Median year built2001

What the homes are

Detached house83.2%
Attached house4.1%
2 to 4 units0.8%
5 to 19 units6.8%
20 or more units4.8%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$696,543as of 2026-07
Typical home value, 1 yearup 5.9%
Typical home value, 5 yearsup 36.5%
Typical home value, 10 yearsup 83.7%
Typical asking rent$1,870as of 2026-07
Typical asking rent, 1 yearup 5.3%
Typical home value since 2000
200320142026$696,543$309,054

$309,054 in 2003 to $696,543 in 2026.

Typical asking rent
202220242026$1,870$1,616

$1,616 in 2022 to $1,870 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.4%
Bachelor's degree or higher72.7%
High school diploma or higher98.5%
Works from home24.6%
Drives to work alone69.5%
Takes public transport0%
Commutes 45 minutes or more10.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31% 2.4 pts below the national average of 33.4%
Diagnosed diabetes9.2% 2.8 pts below the national average of 12%
Currently smokes8.9% 4.3 pts below the national average of 13.2%
High blood pressure31% 3.1 pts below the national average of 34.1%
Fair or poor general health11.9% 8.4 pts below the national average of 20.3%
No health insurance (18–64)4.2% 7.1 pts below the national average of 11.3%
Depression20.6% 1.3 pts below the national average of 21.9%
No leisure-time physical activity15.3% 10.1 pts below the national average of 25.4%
Arthritis23% 2.1 pts below the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication76.5% 1.8 pts above the national average of 74.7%
Cancer (non-skin)8.3% 0.6 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease4.4% 1.8 pts below the national average of 6.2%
Routine check-up in past year81.4% 4.7 pts above the national average of 76.7%
Cholesterol screening90.4% 4.5 pts above the national average of 85.9%
Cognitive disability9.5% 5.3 pts below the national average of 14.8%
Colorectal screening69.9% 5.6 pts above the national average of 64.3%
COPD4.4% 2.2 pts below the national average of 6.6%
Visited a dentist74.4% 13.1 pts above the national average of 61.3%
Any disability20.5% 10.2 pts below the national average of 30.7%
Lacks emotional support18.2% 6.6 pts below the national average of 24.8%
Food insecurity6.3% 10.8 pts below the national average of 17.1%
Received food stamps2.9% 11.4 pts below the national average of 14.3%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol36.2% same as the national average of 36.2%
Housing insecurity5.9% 7.9 pts below the national average of 13.8%
Independent living disability4.5% 3.9 pts below the national average of 8.4%
Lacks transport4% 5.2 pts below the national average of 9.2%
Loneliness26.3% 8.1 pts below the national average of 34.4%
Mammography use79.4% 3.5 pts above the national average of 75.9%
Poor mental health (14+ days)13.3% 3.5 pts below the national average of 16.8%
Mobility disability8.4% 5.6 pts below the national average of 14%
Poor physical health (14+ days)9.6% 3.9 pts below the national average of 13.5%
Self-care disability2% 2 pts below the national average of 4%
Utility shut-off threat4.3% 4.5 pts below the national average of 8.8%
Sleeps under 7 hours30.3% 6.1 pts below the national average of 36.4%
Stroke2.2% 1.2 pts below the national average of 3.4%
All natural teeth lost7% 6 pts below the national average of 13%
Vision disability2.6% 3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments956
People employed9,535
Annual payroll$449,224,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68.8% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 10 census tracts this ZIP code covers
Expected annual loss84.4 out of 100
Community resilience95.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather92Very High at its worst in this ZIP code
Strong wind90.9Relatively High at its worst in this ZIP code
Hail89.6Relatively High at its worst in this ZIP code
Drought84.4Relatively Moderate at its worst in this ZIP code
River flooding83.5Relatively High at its worst in this ZIP code
Cold wave81.9Relatively High at its worst in this ZIP code
Landslide75.7Relatively Low at its worst in this ZIP code
Ice storm71.9Relatively Moderate at its worst in this ZIP code
Heat wave69.4Relatively Moderate at its worst in this ZIP code
Earthquake66.7Relatively Moderate at its worst in this ZIP code
Tornado65.9Relatively High at its worst in this ZIP code
Lightning58.8Relatively Moderate at its worst in this ZIP code
Wildfire50Very Low at its worst in this ZIP code
Hurricane26Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$160,868$70,051$78,538
Income per person$80,636$37,178$43,289
Poverty rate3.6%12.2%12.4%
Median home value$534,600$201,600$303,400
Median gross rent$1,672$1,020$1,348
Homeownership84.1%70.4%65%
Bachelor's degree or higher72.7%28.8%35%
Unemployment rate3.4%4.3%5.2%
Works from home24.6%9.6%13.5%
Born outside the US6.7%5.9%13.9%
Median age41.13838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITESTOWN, IN US8 km away
Rain in a year41 in
Snow in a year22 in

Average high and low by month

January33.4°F / 19.7°F2.86 in rain, 7.2 in snow
February38.7°F / 22.9°F2.47 in rain, 6.8 in snow
March49.8°F / 31.9°F3.16 in rain, 2.4 in snow
April63°F / 42.1°F4.3 in rain, 0.2 in snow
May72.7°F / 52.8°F4.56 in rain
June80.7°F / 61.3°F4.67 in rain
July83°F / 64°F3.83 in rain
August81.7°F / 62.1°F2.85 in rain
September76.6°F / 55°F3.29 in rain
October64.5°F / 44.4°F2.97 in rain, 0.1 in snow
November49.8°F / 34°F3.43 in rain, 0.6 in snow
December37.8°F / 25°F2.88 in rain, 4.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket29% of this ZIP code's area
No vehicle and far from a supermarket15% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Zionsville Community Schools89% of this ZIP code's land area
Carmel Clay Schools3.9% of this ZIP code's land area
Lebanon Community School Corporation3.1% of this ZIP code's land area
Westfield-Washington Schools2.5% of this ZIP code's land area
Pike Township Metropolitan School District1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability9more vulnerable than 9% of US census tracts
Socioeconomic status10more vulnerable than 10% of US census tracts
Household characteristics28more vulnerable than 28% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport14more vulnerable than 14% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46075 Whitestown, IN8 km away
46278 Indianapolis, IN9.3 km away
46288 Indianapolis, IN10 km away
46290 Indianapolis, IN10 km away
46260 Indianapolis, IN10.5 km away
46268 Indianapolis, IN11.2 km away
46254 Indianapolis, IN11.9 km away
46032 Carmel, IN13.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Boone County92.2% of this ZIP code's land area
Hamilton County6.4% of this ZIP code's land area
Marion County1.5% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area44.33 sq mi
Water area0.18 sq mi
Population density798 people per sq mi
Latitude, longitude39.9561, -86.2767

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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