Postal Codes

45880 ZIP Code

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ZIP code 45880 covers Payne, Ohio, with a population of about 2,437 and a median household income of $71,875.

Population
2,43742 per square mile
Median age
371.7 points below the US average
Median household income
$71,875about the Ohio median
Poverty rate
11.4%1 points below the US average
Typical home value
$170,708up 30.5% in five years
Median rent
$78221% below the Ohio median
Degree or higher
24.9%10.1 points below the US average
Homeownership
80.2%15.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
34

Where 45880 is

Payne, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,437
Median age37
Family households76.3%
Born outside the US0.3%
Speaks a language other than English at home0.7%
White (non-Hispanic)93.9%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.2%
Veterans6.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,875
Income per person$33,990
Poverty rate11.4%
Households on SNAP or cash assistance13%

Household income distribution

Under $10k2.6%
$10–15k2.9%
$15–20k3.2%
$20–25k6.5%
$25–30k2.4%
$30–35k2.2%
$35–40k3.0%
$40–45k3.1%
$45–50k5.1%
$50–60k8.8%
$60–75k11.4%
$75–100k12.6%
$100–125k15.1%
$125–150k7.0%
$150–200k6.3%
$200k or more7.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,100
Mean adjusted gross income$70,151
Returns declaring $200,000 or more3.6%
Returns, under $25k20.9%
Returns, $25k–$50k26.4%
Returns, $50k–$75k18.2%
Returns, $75k–$100k12.7%
Returns, $100k–$200k18.2%
Returns, $200k or more3.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$123,400
Median gross rent$782
Rent as a share of household income23.5%
Owner-occupied80.2%
Vacant homes8.4%
Median year built1962

What the homes are

Detached house91.8%
Attached house1.2%
2 to 4 units4.9%
5 to 19 units0.3%
Mobile home1.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$170,708as of 2026-07
Typical home value, 1 yearup 7.6%
Typical home value, 5 yearsup 30.5%
Typical home value, 10 yearsup 94.8%
Typical home value since 2000
200020132026$170,708$78,647

$81,165 in 2000 to $170,708 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher24.9%
High school diploma or higher92.8%
Works from home7.5%
Drives to work alone79.9%
Takes public transport0%
Commutes 45 minutes or more17.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40% 6.6 pts above the national average of 33.4%
Diagnosed diabetes13.5% 1.5 pts above the national average of 12%
Currently smokes15.7% 2.5 pts above the national average of 13.2%
High blood pressure39.6% 5.5 pts above the national average of 34.1%
Fair or poor general health19.1% 1.2 pts below the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity29.2% 3.8 pts above the national average of 25.4%
Arthritis32.9% 7.8 pts above the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication80.1% 5.4 pts above the national average of 74.7%
Cancer (non-skin)10.2% 2.5 pts above the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year80% 3.3 pts above the national average of 76.7%
Cholesterol screening86.5% 0.6 pts above the national average of 85.9%
Cognitive disability13.8% 1 pts below the national average of 14.8%
Colorectal screening65.6% 1.3 pts above the national average of 64.3%
COPD8.7% 2.1 pts above the national average of 6.6%
Visited a dentist62.4% 1.1 pts above the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Lacks emotional support20.3% 4.5 pts below the national average of 24.8%
Food insecurity11.7% 5.4 pts below the national average of 17.1%
Received food stamps9.2% 5.1 pts below the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol39.1% 2.9 pts above the national average of 36.2%
Housing insecurity9.3% 4.5 pts below the national average of 13.8%
Independent living disability8.1% same as the national average of 8.4%
Lacks transport6.6% 2.6 pts below the national average of 9.2%
Loneliness34.1% same as the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)17.3% 0.5 pts above the national average of 16.8%
Mobility disability14.6% 0.6 pts above the national average of 14%
Poor physical health (14+ days)14.4% 0.9 pts above the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat6.7% 2.1 pts below the national average of 8.8%
Sleeps under 7 hours37.2% 0.8 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost16.6% 3.6 pts above the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments34
People employed394
Annual payroll$17,347,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.1% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss63.4 out of 100
Community resilience60.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind92Relatively High at its worst in this ZIP code
Hail88.3Relatively Moderate at its worst in this ZIP code
Tornado85.1Relatively High at its worst in this ZIP code
Ice storm81.7Relatively Moderate at its worst in this ZIP code
Landslide74.8Very Low at its worst in this ZIP code
River flooding73.4Relatively Moderate at its worst in this ZIP code
Earthquake68.7Relatively Low at its worst in this ZIP code
Winter weather65.9Relatively Moderate at its worst in this ZIP code
Lightning54.6Relatively Moderate at its worst in this ZIP code
Wildfire52.5Very Low at its worst in this ZIP code
Cold wave50.5Relatively Moderate at its worst in this ZIP code
Hurricane45.2Very Low at its worst in this ZIP code
Heat wave13.2Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$71,875$69,680$78,538
Income per person$33,990$39,455$43,289
Poverty rate11.4%13.2%12.4%
Median home value$123,400$199,200$303,400
Median gross rent$782$988$1,348
Homeownership80.2%67%65%
Bachelor's degree or higher24.9%30.9%35%
Unemployment rate4.4%4.8%5.2%
Works from home7.5%11.5%13.5%
Born outside the US0.3%5%13.9%
Median age3739.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPAULDING, OH US12.9 km away
Rain in a year37 in
Snow in a year24 in

Average high and low by month

January32.5°F / 16.8°F2.43 in rain, 7.3 in snow
February36°F / 18.6°F2.03 in rain, 7.5 in snow
March47.1°F / 27.2°F2.56 in rain, 4.1 in snow
April60.7°F / 37.3°F3.47 in rain, 0.1 in snow
May72.3°F / 49.1°F4.44 in rain
June81.4°F / 59.7°F4.01 in rain
July85.1°F / 62.4°F3.64 in rain
August83°F / 60°F3.62 in rain
September77.5°F / 52.9°F2.92 in rain
October64.6°F / 41.6°F2.8 in rain
November49.7°F / 31.7°F2.78 in rain, 0.9 in snow
December37.8°F / 22.9°F2.3 in rain, 3.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Wayne Trace Local School District99.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics73more vulnerable than 73% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport75more vulnerable than 75% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46797 Woodburn, IN11.2 km away
45851 Haviland, OH11.4 km away
45813 Antwerp, OH12 km away
45855 Latty, OH12.6 km away
45879 Paulding, OH15.1 km away
45886 Scott, OH16.2 km away
46773 Monroeville, IN17 km away
45832 Convoy, OH17.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Paulding County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area57.79 sq mi
Water area0.01 sq mi
Population density42 people per sq mi
Latitude, longitude41.0807, -84.7341

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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