Postal Codes

45651 ZIP Code

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ZIP code 45651 covers Mc Arthur, Ohio, with a population of about 5,402 and a median household income of $57,761.

Population
5,40238 per square mile
Median age
362.7 points below the US average
Median household income
$57,76117% below the Ohio median
Poverty rate
19.8%7.4 points above the US average
Typical home value
$174,215up 22% in five years
Median rent
$66133% below the Ohio median
Degree or higher
14.3%20.7 points below the US average
Homeownership
64.8%about the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
92

Where 45651 is

Mc Arthur, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,402
Median age36
Family households67.2%
Born outside the US0%
Speaks a language other than English at home0.8%
White (non-Hispanic)94.2%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0%
Hispanic or Latino0.2%
Veterans4.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,761
Income per person$27,900
Poverty rate19.8%
Households on SNAP or cash assistance28.2%

Household income distribution

Under $10k6.1%
$10–15k10.9%
$15–20k2.1%
$20–25k4.8%
$25–30k5.3%
$30–35k0.5%
$35–40k0.9%
$40–45k4.7%
$45–50k5.7%
$50–60k12.0%
$60–75k11.1%
$75–100k11.2%
$100–125k4.2%
$125–150k7.4%
$150–200k9.4%
$200k or more3.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,300
Mean adjusted gross income$57,664
Returns declaring $200,000 or more1.7%
Returns, under $25k28.7%
Returns, $25k–$50k29.6%
Returns, $50k–$75k16.5%
Returns, $75k–$100k10.4%
Returns, $100k–$200k13.0%
Returns, $200k or more1.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$162,400
Median gross rent$661
Rent as a share of household income26.6%
Owner-occupied64.8%
Vacant homes12.7%
Median year built1983

What the homes are

Detached house65.4%
Attached house2.3%
2 to 4 units1.4%
5 to 19 units1.6%
20 or more units4.3%
Mobile home24.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$174,215as of 2026-07
Typical home value, 1 yearup 4.6%
Typical home value, 5 yearsup 22%
Typical home value, 10 yearsup 80.5%
Typical home value since 2000
201520202026$174,215$93,172

$93,172 in 2015 to $174,215 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher14.3%
High school diploma or higher85.5%
Works from home11%
Drives to work alone80.9%
Takes public transport0%
Commutes 45 minutes or more28.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes20.8% 7.6 pts above the national average of 13.2%
High blood pressure40.8% 6.7 pts above the national average of 34.1%
Fair or poor general health23.4% 3.1 pts above the national average of 20.3%
No health insurance (18–64)9.1% 2.2 pts below the national average of 11.3%
Depression28% 6.1 pts above the national average of 21.9%
No leisure-time physical activity32.6% 7.2 pts above the national average of 25.4%
Arthritis33.7% 8.6 pts above the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication80.6% 5.9 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma11.7% 1.3 pts above the national average of 10.4%
Coronary heart disease8.8% 2.6 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening84.4% 1.5 pts below the national average of 85.9%
Cognitive disability16.8% 2 pts above the national average of 14.8%
Colorectal screening59.6% 4.7 pts below the national average of 64.3%
COPD11.2% 4.6 pts above the national average of 6.6%
Visited a dentist53.5% 7.8 pts below the national average of 61.3%
Any disability33.9% 3.2 pts above the national average of 30.7%
Lacks emotional support21.9% 2.9 pts below the national average of 24.8%
Food insecurity16.6% 0.5 pts below the national average of 17.1%
Received food stamps15.2% 0.9 pts above the national average of 14.3%
Hearing disability8.4% 1.7 pts above the national average of 6.7%
High cholesterol39.6% 3.4 pts above the national average of 36.2%
Housing insecurity12.1% 1.7 pts below the national average of 13.8%
Independent living disability10.2% 1.8 pts above the national average of 8.4%
Lacks transport8.7% 0.5 pts below the national average of 9.2%
Loneliness35% 0.6 pts above the national average of 34.4%
Mammography use70.5% 5.4 pts below the national average of 75.9%
Poor mental health (14+ days)19.6% 2.8 pts above the national average of 16.8%
Mobility disability17.2% 3.2 pts above the national average of 14%
Poor physical health (14+ days)16.9% 3.4 pts above the national average of 13.5%
Self-care disability4.9% 0.9 pts above the national average of 4%
Utility shut-off threat9.2% same as the national average of 8.8%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost22% 9 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments92
People employed1,092
Annual payroll$40,069,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.7% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss46.7 out of 100
Community resilience6.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.8Relatively Moderate at its worst in this ZIP code
Drought89Relatively Moderate at its worst in this ZIP code
Ice storm88Relatively High at its worst in this ZIP code
Lightning86.4Relatively High at its worst in this ZIP code
River flooding82.3Relatively High at its worst in this ZIP code
Heat wave72.2Relatively Moderate at its worst in this ZIP code
Hail71.7Relatively Moderate at its worst in this ZIP code
Strong wind66.2Relatively Moderate at its worst in this ZIP code
Winter weather60.9Relatively Moderate at its worst in this ZIP code
Wildfire57.4Very Low at its worst in this ZIP code
Tornado55Relatively Moderate at its worst in this ZIP code
Hurricane48.1Relatively Low at its worst in this ZIP code
Earthquake39.7Relatively Low at its worst in this ZIP code
Cold wave34.6Relatively Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$57,761$69,680$78,538
Income per person$27,900$39,455$43,289
Poverty rate19.8%13.2%12.4%
Median home value$162,400$199,200$303,400
Median gross rent$661$988$1,348
Homeownership64.8%67%65%
Bachelor's degree or higher14.3%30.9%35%
Unemployment rate6.1%4.8%5.2%
Works from home11%11.5%13.5%
Born outside the US0%5%13.9%
Median age3639.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCARPENTER 2 S, OH US26.6 km away
Rain in a year43 in
Snow in a year18 in

Average high and low by month

January39.5°F / 21.5°F3.23 in rain, 5.6 in snow
February43.2°F / 22.5°F3.25 in rain, 4.5 in snow
March53.4°F / 30.3°F3.88 in rain, 3.3 in snow
April65.8°F / 39.9°F3.73 in rain, 0.1 in snow
May74.1°F / 49.7°F4.26 in rain
June81.1°F / 57.9°F4.53 in rain
July84.6°F / 61.5°F4.17 in rain
August84.6°F / 60.1°F3.65 in rain
September78.7°F / 52.2°F3.13 in rain
October67°F / 40.7°F3.12 in rain
November54.3°F / 31.8°F2.82 in rain, 0.9 in snow
December44.1°F / 26°F3.36 in rain, 3.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket29% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket71% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Vinton County Local School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status56more vulnerable than 56% of US census tracts
Household characteristics63more vulnerable than 63% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45698 Zaleski, OH6.7 km away
45622 Creola, OH8.6 km away
45634 Hamden, OH12.8 km away
45654 New Plymouth, OH14.1 km away
45695 Wilkesville, OH17.9 km away
43152 South Bloomingville, OH18.3 km away
45692 Wellston, OH19 km away
45766 New Marshfield, OH19.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Vinton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area141.94 sq mi
Water area0.62 sq mi
Population density38 people per sq mi
Latitude, longitude39.2800, -82.4753

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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