Postal Codes

45430 ZIP Code

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ZIP code 45430 covers Dayton, Ohio, with a population of about 7,171 and a median household income of $107,500.

Population
7,1711,482 per square mile
Median age
43.85.1 points above the US average
Median household income
$107,5001.5× the Ohio median
Poverty rate
4.3%8.1 points below the US average
Typical home value
$318,243up 23.8% in five years
Median rent
$1,2641.3× the Ohio median
Degree or higher
51.8%16.8 points above the US average
Homeownership
79.7%14.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
131

Where 45430 is

Dayton, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,171
Median age43.8
Family households68.5%
Born outside the US5.9%
Speaks a language other than English at home5.3%
White (non-Hispanic)88.2%
Black (non-Hispanic)2.9%
Asian (non-Hispanic)3%
Hispanic or Latino1.7%
Veterans10.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$107,500
Income per person$54,113
Poverty rate4.3%
Households on SNAP or cash assistance4%

Household income distribution

Under $10k3.8%
$10–15k0.0%
$15–20k2.4%
$20–25k0.7%
$25–30k1.8%
$30–35k2.6%
$35–40k1.8%
$40–45k1.3%
$45–50k3.7%
$50–60k3.6%
$60–75k11.9%
$75–100k10.8%
$100–125k12.4%
$125–150k7.4%
$150–200k20.3%
$200k or more15.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,990
Mean adjusted gross income$91,291
Returns declaring $200,000 or more7.8%
Returns, under $25k20.6%
Returns, $25k–$50k16.0%
Returns, $50k–$75k15.5%
Returns, $75k–$100k13.5%
Returns, $100k–$200k26.6%
Returns, $200k or more7.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$261,700
Median gross rent$1,264
Rent as a share of household income26.3%
Owner-occupied79.7%
Vacant homes4.4%
Median year built1977

What the homes are

Detached house77.9%
Attached house9.7%
2 to 4 units0.2%
5 to 19 units5.7%
20 or more units5.9%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$318,243as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 23.8%
Typical home value, 10 yearsup 77.9%
Typical home value since 2000
200020132026$318,243$144,910

$144,910 in 2000 to $318,243 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.9%
Bachelor's degree or higher51.8%
High school diploma or higher97.2%
Works from home16.5%
Drives to work alone70.6%
Takes public transport1%
Commutes 45 minutes or more9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.7% 2.3 pts above the national average of 33.4%
Diagnosed diabetes11% 1 pts below the national average of 12%
Currently smokes10.4% 2.8 pts below the national average of 13.2%
High blood pressure36% 1.9 pts above the national average of 34.1%
Fair or poor general health13.8% 6.5 pts below the national average of 20.3%
No health insurance (18–64)5.3% 6 pts below the national average of 11.3%
Depression22.9% 1 pts above the national average of 21.9%
No leisure-time physical activity20.1% 5.3 pts below the national average of 25.4%
Arthritis30.5% 5.4 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication81.2% 6.5 pts above the national average of 74.7%
Cancer (non-skin)10.4% 2.7 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year81% 4.3 pts above the national average of 76.7%
Cholesterol screening89.4% 3.5 pts above the national average of 85.9%
Cognitive disability10.4% 4.4 pts below the national average of 14.8%
Colorectal screening73.3% 9 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist71.7% 10.4 pts above the national average of 61.3%
Any disability23.6% 7.1 pts below the national average of 30.7%
Lacks emotional support17.9% 6.9 pts below the national average of 24.8%
Food insecurity7.3% 9.8 pts below the national average of 17.1%
Received food stamps5.1% 9.2 pts below the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol38.7% 2.5 pts above the national average of 36.2%
Housing insecurity6.6% 7.2 pts below the national average of 13.8%
Independent living disability5.7% 2.7 pts below the national average of 8.4%
Lacks transport4.6% 4.6 pts below the national average of 9.2%
Loneliness30.8% 3.6 pts below the national average of 34.4%
Mammography use76.5% 0.6 pts above the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability10.7% 3.3 pts below the national average of 14%
Poor physical health (14+ days)11.4% 2.1 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat4.6% 4.2 pts below the national average of 8.8%
Sleeps under 7 hours34.1% 2.3 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability3.2% 2.4 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments131
People employed4,355
Annual payroll$327,407,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 30.7% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss42.3 out of 100
Community resilience83.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave81.8Relatively High at its worst in this ZIP code
Ice storm79.6Relatively Moderate at its worst in this ZIP code
Strong wind71.9Relatively Moderate at its worst in this ZIP code
Hail64.7Relatively Moderate at its worst in this ZIP code
Tornado59.9Relatively Moderate at its worst in this ZIP code
Landslide57.8Very Low at its worst in this ZIP code
Lightning57.7Relatively Moderate at its worst in this ZIP code
Earthquake56.3Relatively Low at its worst in this ZIP code
Winter weather56.3Relatively Moderate at its worst in this ZIP code
Wildfire53.3Very Low at its worst in this ZIP code
River flooding38.7Relatively Low at its worst in this ZIP code
Drought35.1Very Low at its worst in this ZIP code
Hurricane29.8Very Low at its worst in this ZIP code
Heat wave27.4Relatively Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$107,500$69,680$78,538
Income per person$54,113$39,455$43,289
Poverty rate4.3%13.2%12.4%
Median home value$261,700$199,200$303,400
Median gross rent$1,264$988$1,348
Homeownership79.7%67%65%
Bachelor's degree or higher51.8%30.9%35%
Unemployment rate1.9%4.8%5.2%
Works from home16.5%11.5%13.5%
Born outside the US5.9%5%13.9%
Median age43.839.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDAYTON MCD, OH US9.5 km away
Rain in a year42 in
Snow in a year12 in

Average high and low by month

January36.3°F / 20.1°F3.17 in rain, 6.9 in snow
February40.2°F / 22.6°F2.35 in rain, 1.5 in snow
March50.7°F / 30.6°F3.54 in rain, 1.7 in snow
April64.3°F / 41.4°F4.45 in rain
May74.9°F / 52.9°F4.38 in rain
June83.6°F / 62.4°F4.41 in rain
July86.7°F / 65.7°F4.03 in rain
August85.8°F / 63.9°F3.12 in rain
September79.2°F / 55.8°F3.03 in rain
October66.1°F / 43.5°F3 in rain
November52°F / 33.1°F3.04 in rain, 0.1 in snow
December40.9°F / 25.6°F3.13 in rain, 2.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Beavercreek City School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status16more vulnerable than 16% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability6.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45420 Dayton, OH2.7 km away
45432 Dayton, OH3.7 km away
45440 Dayton, OH3.9 km away
45419 Dayton, OH5.1 km away
45429 Dayton, OH5.7 km away
45410 Dayton, OH6.4 km away
45434 Dayton, OH6.6 km away
45431 Dayton, OH6.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Greene County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area4.84 sq mi
Population density1,482 people per sq mi
Latitude, longitude39.7092, -84.1048

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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