Postal Codes

45385 ZIP Code

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ZIP code 45385 covers Xenia, Ohio, with a population of about 40,057 and a median household income of $75,327.

Population
40,057292 per square mile
Median age
41.22.5 points above the US average
Median household income
$75,3271.1× the Ohio median
Poverty rate
12%about the US average
Typical home value
$261,422up 29.2% in five years
Median rent
$8999% below the Ohio median
Degree or higher
30.7%4.3 points below the US average
Homeownership
71.1%6.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
612

Where 45385 is

Xenia, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,057
Median age41.2
Family households66.1%
Born outside the US3.1%
Speaks a language other than English at home4.3%
White (non-Hispanic)83.5%
Black (non-Hispanic)5.7%
Asian (non-Hispanic)2.3%
Hispanic or Latino2.3%
Veterans11.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$75,327
Income per person$39,888
Poverty rate12%
Households on SNAP or cash assistance13.9%

Household income distribution

Under $10k5.2%
$10–15k3.4%
$15–20k3.4%
$20–25k4.2%
$25–30k4.1%
$30–35k3.8%
$35–40k4.6%
$40–45k2.8%
$45–50k3.2%
$50–60k6.6%
$60–75k8.4%
$75–100k13.8%
$100–125k9.5%
$125–150k5.9%
$150–200k9.4%
$200k or more11.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,670
Mean adjusted gross income$81,670
Returns declaring $200,000 or more6.4%
Returns, under $25k26.8%
Returns, $25k–$50k24.2%
Returns, $50k–$75k15.7%
Returns, $75k–$100k10.2%
Returns, $100k–$200k16.7%
Returns, $200k or more6.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$197,300
Median gross rent$899
Rent as a share of household income29.2%
Owner-occupied71.1%
Vacant homes6.7%
Median year built1973

What the homes are

Detached house82.9%
Attached house2.1%
2 to 4 units3.6%
5 to 19 units7.1%
20 or more units3.9%
Mobile home0.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$261,422as of 2026-07
Typical home value, 1 yearup 5.2%
Typical home value, 5 yearsup 29.2%
Typical home value, 10 yearsup 93.1%
Typical asking rent$1,413as of 2026-07
Typical asking rent, 1 yearup 1%
Typical home value since 2000
200020132026$261,422$107,199

$107,199 in 2000 to $261,422 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher30.7%
High school diploma or higher91.9%
Works from home8.9%
Drives to work alone83.1%
Takes public transport0.3%
Commutes 45 minutes or more8.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.7% 7.3 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure39.3% 5.2 pts above the national average of 34.1%
Fair or poor general health19.2% 1.1 pts below the national average of 20.3%
No health insurance (18–64)7.5% 3.8 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity26.4% 1 pts above the national average of 25.4%
Arthritis32.4% 7.3 pts above the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication80.7% 6 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year80.2% 3.5 pts above the national average of 76.7%
Cholesterol screening86.8% 0.9 pts above the national average of 85.9%
Cognitive disability13.9% 0.9 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD8.5% 1.9 pts above the national average of 6.6%
Visited a dentist62.6% 1.3 pts above the national average of 61.3%
Any disability29.3% 1.4 pts below the national average of 30.7%
Lacks emotional support20.5% 4.3 pts below the national average of 24.8%
Food insecurity13.3% 3.8 pts below the national average of 17.1%
Received food stamps11.6% 2.7 pts below the national average of 14.3%
Hearing disability7.3% 0.6 pts above the national average of 6.7%
High cholesterol38.9% 2.7 pts above the national average of 36.2%
Housing insecurity10.7% 3.1 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness33.4% 1 pts below the national average of 34.4%
Mammography use73.6% 2.3 pts below the national average of 75.9%
Poor mental health (14+ days)17.2% same as the national average of 16.8%
Mobility disability14.3% same as the national average of 14%
Poor physical health (14+ days)14.2% 0.7 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat7.9% 0.9 pts below the national average of 8.8%
Sleeps under 7 hours37.8% 1.4 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost15.7% 2.7 pts above the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments612
People employed6,995
Annual payroll$282,843,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33% of US census tracts
FEMA ratingVery Low to Relatively Low across the 18 census tracts this ZIP code covers
Expected annual loss36.8 out of 100
Community resilience83.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought85.5Relatively Moderate at its worst in this ZIP code
Cold wave80.9Relatively High at its worst in this ZIP code
Ice storm80.4Relatively Moderate at its worst in this ZIP code
Landslide76.9Relatively Low at its worst in this ZIP code
Strong wind70.5Relatively High at its worst in this ZIP code
Hail67.2Relatively Moderate at its worst in this ZIP code
Tornado60.1Relatively Moderate at its worst in this ZIP code
Wildfire57.3Very Low at its worst in this ZIP code
Earthquake56.9Relatively Low at its worst in this ZIP code
Winter weather56.8Relatively Moderate at its worst in this ZIP code
Lightning55.8Relatively Moderate at its worst in this ZIP code
River flooding41Relatively Moderate at its worst in this ZIP code
Hurricane33.3Very Low at its worst in this ZIP code
Heat wave26Relatively Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$75,327$69,680$78,538
Income per person$39,888$39,455$43,289
Poverty rate12%13.2%12.4%
Median home value$197,300$199,200$303,400
Median gross rent$899$988$1,348
Homeownership71.1%67%65%
Bachelor's degree or higher30.7%30.9%35%
Unemployment rate4.5%4.8%5.2%
Works from home8.9%11.5%13.5%
Born outside the US3.1%5%13.9%
Median age41.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationXENIA 6 SSE, OH US9.3 km away
Rain in a year43 in
Snow in a year20 in

Average high and low by month

January37.6°F / 22.7°F3.39 in rain, 7.3 in snow
February41.7°F / 25.2°F2.66 in rain, 5.3 in snow
March51.9°F / 33.6°F3.74 in rain, 2.6 in snow
April64.8°F / 43.5°F4.56 in rain, 0.5 in snow
May73.4°F / 53.7°F4.82 in rain
June80.8°F / 62°F4.72 in rain
July83.4°F / 64.8°F3.98 in rain
August82.2°F / 62.7°F3.25 in rain
September77.1°F / 56.1°F2.72 in rain
October66.1°F / 45.7°F3.1 in rain, 0.1 in snow
November53.3°F / 35.9°F3.07 in rain, 0.7 in snow
December42°F / 27.9°F3.25 in rain, 3.8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket5% of this ZIP code's area
Far from a supermarket17% of this ZIP code's area
No vehicle and far from a supermarket20% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Xenia Community City School District75.2% of this ZIP code's land area
Beavercreek City School District10% of this ZIP code's land area
Greeneview Local School District7.4% of this ZIP code's land area
Cedar Cliff Local School District3% of this ZIP code's land area
Bellbrook-Sugarcreek Local School District3% of this ZIP code's land area
Fairborn City School District1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability24more vulnerable than 24% of US census tracts
Socioeconomic status32more vulnerable than 32% of US census tracts
Household characteristics25more vulnerable than 25% of US census tracts
Racial and ethnic minority status23more vulnerable than 23% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45384 Wilberforce, OH6 km away
45301 Alpha, OH8 km away
45434 Dayton, OH8.9 km away
45370 Spring Valley, OH11.4 km away
45431 Dayton, OH13.1 km away
45305 Bellbrook, OH13.4 km away
45387 Yellow Springs, OH13.5 km away
45314 Cedarville, OH13.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Greene County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area137.25 sq mi
Water area0.95 sq mi
Population density292 people per sq mi
Latitude, longitude39.6842, -83.9369

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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