Postal Codes

45232 ZIP Code

Advertisement

English Español

ZIP code 45232 covers Cincinnati, Ohio, with a population of about 7,257 and a median household income of $25,232.

Population
7,2571,797 per square mile
Median age
26.212.5 points below the US average
Median household income
$25,23264% below the Ohio median
Poverty rate
42.1%29.7 points above the US average
Typical home value
$174,958up 26.3% in five years
Median rent
$60539% below the Ohio median
Degree or higher
15%20 points below the US average
Homeownership
20.5%44.5 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
153

Where 45232 is

Cincinnati, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,257
Median age26.2
Family households59.7%
Born outside the US2.2%
Speaks a language other than English at home3.7%
White (non-Hispanic)18.8%
Black (non-Hispanic)66.9%
Asian (non-Hispanic)0%
Hispanic or Latino6.3%
Veterans2.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$25,232
Income per person$19,175
Poverty rate42.1%
Households on SNAP or cash assistance50.4%

Household income distribution

Under $10k21.9%
$10–15k4.3%
$15–20k7.7%
$20–25k15.4%
$25–30k8.7%
$30–35k5.5%
$35–40k1.4%
$40–45k0.9%
$45–50k8.7%
$50–60k1.6%
$60–75k7.5%
$75–100k6.4%
$100–125k4.9%
$125–150k2.2%
$150–200k1.3%
$200k or more1.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,470
Mean adjusted gross income$31,654
Returns declaring $200,000 or more0%
Returns, under $25k55.1%
Returns, $25k–$50k27.5%
Returns, $50k–$75k10.5%
Returns, $75k–$100k3.2%
Returns, $100k–$200k3.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$122,500
Median gross rent$605
Rent as a share of household income27.3%
Owner-occupied20.5%
Vacant homes4.7%
Median year built1949

What the homes are

Detached house28.2%
Attached house15.9%
2 to 4 units25.1%
5 to 19 units26.4%
20 or more units4%
Mobile home0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$174,958as of 2026-07
Typical home value, 1 yearup 2.6%
Typical home value, 5 yearsup 26.3%
Typical home value, 10 yearsup 170.4%
Typical home value since 2000
200020132026$174,958$45,125

$69,753 in 2000 to $174,958 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate20.5%
Bachelor's degree or higher15%
High school diploma or higher83.4%
Works from home6.5%
Drives to work alone48%
Takes public transport16.9%
Commutes 45 minutes or more13.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity49.1% 15.7 pts above the national average of 33.4%
Diagnosed diabetes18.1% 6.1 pts above the national average of 12%
Currently smokes26.6% 13.4 pts above the national average of 13.2%
High blood pressure42.4% 8.3 pts above the national average of 34.1%
Fair or poor general health34.5% 14.2 pts above the national average of 20.3%
No health insurance (18–64)15.9% 4.6 pts above the national average of 11.3%
Depression28.4% 6.5 pts above the national average of 21.9%
No leisure-time physical activity40.6% 15.2 pts above the national average of 25.4%
Arthritis26.9% 1.8 pts above the national average of 25.1%
Binge drinking13.5% 2.5 pts below the national average of 16%
Taking blood pressure medication74.6% same as the national average of 74.7%
Cancer (non-skin)4.1% 3.6 pts below the national average of 7.7%
Current asthma15.3% 4.9 pts above the national average of 10.4%
Coronary heart disease6.6% same as the national average of 6.2%
Routine check-up in past year79.3% 2.6 pts above the national average of 76.7%
Cholesterol screening78.5% 7.4 pts below the national average of 85.9%
Cognitive disability23.5% 8.7 pts above the national average of 14.8%
Colorectal screening54.4% 9.9 pts below the national average of 64.3%
COPD10.8% 4.2 pts above the national average of 6.6%
Visited a dentist36.6% 24.7 pts below the national average of 61.3%
Any disability39.6% 8.9 pts above the national average of 30.7%
Lacks emotional support30.8% 6 pts above the national average of 24.8%
Food insecurity45.6% 28.5 pts above the national average of 17.1%
Received food stamps48.7% 34.4 pts above the national average of 14.3%
Hearing disability5.1% 1.6 pts below the national average of 6.7%
High cholesterol30.6% 5.6 pts below the national average of 36.2%
Housing insecurity35.7% 21.9 pts above the national average of 13.8%
Independent living disability16.8% 8.4 pts above the national average of 8.4%
Lacks transport24.7% 15.5 pts above the national average of 9.2%
Loneliness41.6% 7.2 pts above the national average of 34.4%
Mammography use73.7% 2.2 pts below the national average of 75.9%
Poor mental health (14+ days)25.8% 9 pts above the national average of 16.8%
Mobility disability20.1% 6.1 pts above the national average of 14%
Poor physical health (14+ days)17.6% 4.1 pts above the national average of 13.5%
Self-care disability8.6% 4.6 pts above the national average of 4%
Utility shut-off threat30.6% 21.8 pts above the national average of 8.8%
Sleeps under 7 hours51.8% 15.4 pts above the national average of 36.4%
Stroke4.9% 1.5 pts above the national average of 3.4%
All natural teeth lost39% 26 pts above the national average of 13%
Vision disability11.6% 6 pts above the national average of 5.6%
Advertisement
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments153
People employed4,665
Annual payroll$373,428,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 37.5% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss27.1 out of 100
Community resilience79 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide83.1Relatively Low at its worst in this ZIP code
Tornado78.9Relatively High at its worst in this ZIP code
Heat wave78.7Relatively High at its worst in this ZIP code
Cold wave60.5Relatively High at its worst in this ZIP code
Hail56.8Relatively Low at its worst in this ZIP code
Strong wind53.9Relatively Moderate at its worst in this ZIP code
Winter weather51.2Relatively Moderate at its worst in this ZIP code
Lightning50.3Relatively Moderate at its worst in this ZIP code
Earthquake46.3Relatively Low at its worst in this ZIP code
River flooding42Relatively Moderate at its worst in this ZIP code
Ice storm37.7Relatively Low at its worst in this ZIP code
Wildfire27.6Very Low at its worst in this ZIP code
Hurricane20.8Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$25,232$69,680$78,538
Income per person$19,175$39,455$43,289
Poverty rate42.1%13.2%12.4%
Median home value$122,500$199,200$303,400
Median gross rent$605$988$1,348
Homeownership20.5%67%65%
Bachelor's degree or higher15%30.9%35%
Unemployment rate20.5%4.8%5.2%
Works from home6.5%11.5%13.5%
Born outside the US2.2%5%13.9%
Median age26.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHEVIOT, OH US10 km away
Rain in a year48 in
Snow in a year16 in

Average high and low by month

January37.4°F / 22.2°F3.59 in rain, 6 in snow
February42°F / 24.7°F3.19 in rain, 4.3 in snow
March51.9°F / 32.6°F4.47 in rain, 2.4 in snow
April64.8°F / 43°F4.91 in rain, 0.2 in snow
May74°F / 53.3°F5.21 in rain
June81.8°F / 62.1°F4.85 in rain
July85.4°F / 65.4°F4.32 in rain
August84.6°F / 64°F3.47 in rain
September78.2°F / 56.8°F3.32 in rain
October66°F / 45.3°F3.47 in rain, 0.3 in snow
November52.5°F / 34.9°F3.42 in rain, 0.2 in snow
December41.6°F / 27°F3.96 in rain, 2.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket53% of this ZIP code's area
Far from a supermarket53% of this ZIP code's area
No vehicle and far from a supermarket53% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Cincinnati City School District99.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability85more vulnerable than 85% of US census tracts
Socioeconomic status91more vulnerable than 91% of US census tracts
Household characteristics68more vulnerable than 68% of US census tracts
Racial and ethnic minority status85more vulnerable than 85% of US census tracts
Housing type and transport61more vulnerable than 61% of US census tracts
Walkability12.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45224 Cincinnati, OH1.7 km away
45217 Cincinnati, OH2.7 km away
45216 Cincinnati, OH2.9 km away
45201 Cincinnati, OH3 km away
45221 Cincinnati, OH3 km away
45222 Cincinnati, OH3 km away
45234 Cincinnati, OH3 km away
45235 Cincinnati, OH3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hamilton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area4.04 sq mi
Water area0.04 sq mi
Population density1,797 people per sq mi
Latitude, longitude39.1859, -84.5141

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

Advertisement