Postal Codes

45203 ZIP Code

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ZIP code 45203 covers Cincinnati, Ohio, with a population of about 2,530.

Population
2,5302,114 per square mile
Median age
34.83.9 points below the US average
Poverty rate
46.8%34.4 points above the US average
Typical home value
$355,933up 19% in five years
Median rent
$74924% below the Ohio median
Degree or higher
39.9%4.9 points above the US average
Homeownership
32.8%32.2 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
216

Where 45203 is

Cincinnati, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,530
Median age34.8
Family households42.7%
Born outside the US6.8%
Speaks a language other than English at home12.9%
White (non-Hispanic)33.2%
Black (non-Hispanic)54.3%
Asian (non-Hispanic)6.6%
Hispanic or Latino3.1%
Veterans3.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$38,397
Poverty rate46.8%
Households on SNAP or cash assistance43%

Household income distribution

Under $10k16.7%
$10–15k7.8%
$15–20k11.9%
$20–25k9.4%
$25–30k0.0%
$30–35k7.4%
$35–40k3.4%
$40–45k0.0%
$45–50k3.5%
$50–60k0.0%
$60–75k0.0%
$75–100k5.9%
$100–125k8.5%
$125–150k3.9%
$150–200k6.8%
$200k or more15.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed870
Mean adjusted gross income$56,703
Returns declaring $200,000 or more4.6%
Returns, under $25k48.3%
Returns, $25k–$50k19.5%
Returns, $50k–$75k9.2%
Returns, $75k–$100k5.7%
Returns, $100k–$200k12.6%
Returns, $200k or more4.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$296,100
Median gross rent$749
Rent as a share of household income33.1%
Owner-occupied32.8%
Vacant homes7%
Median year built1979

What the homes are

Detached house10.1%
Attached house25.9%
2 to 4 units13.1%
5 to 19 units26.8%
20 or more units24.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$355,933as of 2026-07
Typical home value, 1 yeardown 4.1%
Typical home value, 5 yearsup 19%
Typical home value, 10 yearsup 61.2%
Typical asking rent$1,762as of 2026-07
Typical home value since 2000
200320142026$371,187$173,654

$191,617 in 2003 to $355,933 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate13.8%
Bachelor's degree or higher39.9%
High school diploma or higher87.8%
Works from home14.5%
Drives to work alone52.9%
Takes public transport10.1%
Commutes 45 minutes or more18.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.7% 10.3 pts above the national average of 33.4%
Diagnosed diabetes17.7% 5.7 pts above the national average of 12%
Currently smokes17.9% 4.7 pts above the national average of 13.2%
High blood pressure41.8% 7.7 pts above the national average of 34.1%
Fair or poor general health25.4% 5.1 pts above the national average of 20.3%
No health insurance (18–64)9.8% 1.5 pts below the national average of 11.3%
Depression24.3% 2.4 pts above the national average of 21.9%
No leisure-time physical activity30.8% 5.4 pts above the national average of 25.4%
Arthritis27.2% 2.1 pts above the national average of 25.1%
Binge drinking14.5% 1.5 pts below the national average of 16%
Taking blood pressure medication78.8% 4.1 pts above the national average of 74.7%
Cancer (non-skin)5.1% 2.6 pts below the national average of 7.7%
Current asthma13.2% 2.8 pts above the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year81.1% 4.4 pts above the national average of 76.7%
Cholesterol screening84.1% 1.8 pts below the national average of 85.9%
Cognitive disability16.2% 1.4 pts above the national average of 14.8%
Colorectal screening62.7% 1.6 pts below the national average of 64.3%
COPD8.6% 2 pts above the national average of 6.6%
Visited a dentist49.8% 11.5 pts below the national average of 61.3%
Any disability31.6% 0.9 pts above the national average of 30.7%
Lacks emotional support25.6% 0.8 pts above the national average of 24.8%
Food insecurity27.9% 10.8 pts above the national average of 17.1%
Received food stamps28.3% 14 pts above the national average of 14.3%
Hearing disability5.2% 1.5 pts below the national average of 6.7%
High cholesterol32% 4.2 pts below the national average of 36.2%
Housing insecurity22.3% 8.5 pts above the national average of 13.8%
Independent living disability11.2% 2.8 pts above the national average of 8.4%
Lacks transport15% 5.8 pts above the national average of 9.2%
Loneliness36.5% 2.1 pts above the national average of 34.4%
Mammography use76.2% same as the national average of 75.9%
Poor mental health (14+ days)19.8% 3 pts above the national average of 16.8%
Mobility disability16.7% 2.7 pts above the national average of 14%
Poor physical health (14+ days)14% 0.5 pts above the national average of 13.5%
Self-care disability6.4% 2.4 pts above the national average of 4%
Utility shut-off threat18.7% 9.9 pts above the national average of 8.8%
Sleeps under 7 hours46.2% 9.8 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost32.3% 19.3 pts above the national average of 13%
Vision disability8.1% 2.5 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments216
People employed5,527
Annual payroll$379,323,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68.3% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss53.2 out of 100
Community resilience79 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado88.2Relatively High at its worst in this ZIP code
River flooding82.3Relatively High at its worst in this ZIP code
Hail69.6Relatively Moderate at its worst in this ZIP code
Landslide68.6Very Low at its worst in this ZIP code
Strong wind66.4Relatively Moderate at its worst in this ZIP code
Heat wave60.2Relatively Moderate at its worst in this ZIP code
Earthquake56.6Relatively Low at its worst in this ZIP code
Ice storm50.6Relatively Low at its worst in this ZIP code
Cold wave41.1Relatively Moderate at its worst in this ZIP code
Winter weather38.9Relatively Low at its worst in this ZIP code
Lightning30Relatively Low at its worst in this ZIP code
Wildfire29.7Very Low at its worst in this ZIP code
Hurricane25.1Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$69,680$78,538
Income per person$38,397$39,455$43,289
Poverty rate46.8%13.2%12.4%
Median home value$296,100$199,200$303,400
Median gross rent$749$988$1,348
Homeownership32.8%67%65%
Bachelor's degree or higher39.9%30.9%35%
Unemployment rate13.8%4.8%5.2%
Works from home14.5%11.5%13.5%
Born outside the US6.8%5%13.9%
Median age34.839.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCINCINNATI LUNKEN AP, OH US9.2 km away
Rain in a year43 in

Average high and low by month

January40.6°F / 23.6°F2.86 in rain
February45°F / 25.7°F2.79 in rain
March54.6°F / 33.4°F3.94 in rain
April66.6°F / 42.5°F4.37 in rain
May75.4°F / 52.7°F4.7 in rain
June83.3°F / 61.2°F4.61 in rain
July86.6°F / 65.3°F4.39 in rain
August85.9°F / 63.7°F3.39 in rain
September79.7°F / 55.9°F3.07 in rain
October67.9°F / 44.2°F3.05 in rain
November55.1°F / 34.1°F2.91 in rain
December44.6°F / 28°F3.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket92% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Cincinnati City School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability89more vulnerable than 89% of US census tracts
Socioeconomic status94more vulnerable than 94% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status68more vulnerable than 68% of US census tracts
Housing type and transport81more vulnerable than 81% of US census tracts
Walkability14.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45202 Cincinnati, OH2 km away
45219 Cincinnati, OH2.4 km away
45214 Cincinnati, OH2.7 km away
41016 Covington, KY3 km away
45220 Cincinnati, OH4 km away
41073 Bellevue, KY4.1 km away
45206 Cincinnati, OH4.1 km away
41011 Covington, KY4.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hamilton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area1.2 sq mi
Water area0.08 sq mi
Population density2,114 people per sq mi
Latitude, longitude39.1075, -84.5257

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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