Postal Codes

44089 ZIP Code

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ZIP code 44089 covers Vermilion, Ohio, with a population of about 15,873 and a median household income of $72,045.

Population
15,873459 per square mile
Median age
51.112.4 points above the US average
Median household income
$72,045about the Ohio median
Poverty rate
5.2%7.2 points below the US average
Typical home value
$275,567up 34.9% in five years
Median rent
$1,1021.1× the Ohio median
Degree or higher
29.3%5.7 points below the US average
Homeownership
81.4%16.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
280

Where 44089 is

Vermilion, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population15,873
Median age51.1
Family households65.5%
Born outside the US1.4%
Speaks a language other than English at home2%
White (non-Hispanic)93.4%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.8%
Hispanic or Latino3.8%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$72,045
Income per person$49,470
Poverty rate5.2%
Households on SNAP or cash assistance7%

Household income distribution

Under $10k3.4%
$10–15k2.3%
$15–20k1.7%
$20–25k6.3%
$25–30k1.5%
$30–35k5.0%
$35–40k1.7%
$40–45k4.8%
$45–50k3.3%
$50–60k11.0%
$60–75k10.9%
$75–100k12.6%
$100–125k9.7%
$125–150k9.8%
$150–200k8.3%
$200k or more7.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,360
Mean adjusted gross income$73,915
Returns declaring $200,000 or more4.3%
Returns, under $25k26.1%
Returns, $25k–$50k24.2%
Returns, $50k–$75k17.2%
Returns, $75k–$100k11.8%
Returns, $100k–$200k16.4%
Returns, $200k or more4.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$197,900
Median gross rent$1,102
Rent as a share of household income22.3%
Owner-occupied81.4%
Vacant homes13.3%
Median year built1970

What the homes are

Detached house81.6%
Attached house4%
2 to 4 units4.9%
5 to 19 units5.3%
20 or more units0.7%
Mobile home3.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$275,567as of 2026-07
Typical home value, 1 yearup 4.6%
Typical home value, 5 yearsup 34.9%
Typical home value, 10 yearsup 91.3%
Typical home value since 2000
200020132026$275,567$127,615

$127,615 in 2000 to $275,567 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.8%
Bachelor's degree or higher29.3%
High school diploma or higher92.7%
Works from home7.1%
Drives to work alone80%
Takes public transport0%
Commutes 45 minutes or more14.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.3% 2.9 pts above the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes13.5% same as the national average of 13.2%
High blood pressure40.2% 6.1 pts above the national average of 34.1%
Fair or poor general health17% 3.3 pts below the national average of 20.3%
No health insurance (18–64)6.5% 4.8 pts below the national average of 11.3%
Depression24.5% 2.6 pts above the national average of 21.9%
No leisure-time physical activity25.8% same as the national average of 25.4%
Arthritis34.2% 9.1 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication81.6% 6.9 pts above the national average of 74.7%
Cancer (non-skin)11.3% 3.6 pts above the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year82.1% 5.4 pts above the national average of 76.7%
Cholesterol screening89.1% 3.2 pts above the national average of 85.9%
Cognitive disability12.1% 2.7 pts below the national average of 14.8%
Colorectal screening71.1% 6.8 pts above the national average of 64.3%
COPD8.3% 1.7 pts above the national average of 6.6%
Visited a dentist67.8% 6.5 pts above the national average of 61.3%
Any disability28.3% 2.4 pts below the national average of 30.7%
Lacks emotional support19% 5.8 pts below the national average of 24.8%
Food insecurity9.7% 7.4 pts below the national average of 17.1%
Received food stamps7.6% 6.7 pts below the national average of 14.3%
Hearing disability7.7% 1 pts above the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity8% 5.8 pts below the national average of 13.8%
Independent living disability7.2% 1.2 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness31.4% 3 pts below the national average of 34.4%
Mammography use77.8% 1.9 pts above the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability14% same as the national average of 14%
Poor physical health (14+ days)13.8% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat5.7% 3.1 pts below the national average of 8.8%
Sleeps under 7 hours35.2% 1.2 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost13.8% 0.8 pts above the national average of 13%
Vision disability4.1% 1.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments280
People employed2,364
Annual payroll$78,266,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.4% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss35.7 out of 100
Community resilience96.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm81.6Relatively Moderate at its worst in this ZIP code
Hail78Relatively Moderate at its worst in this ZIP code
Winter weather78Relatively High at its worst in this ZIP code
Coastal flooding73.6Relatively Low at its worst in this ZIP code
Strong wind72.1Relatively High at its worst in this ZIP code
Landslide68.8Relatively Low at its worst in this ZIP code
Wildfire67.8Relatively Low at its worst in this ZIP code
Tornado64.8Relatively High at its worst in this ZIP code
River flooding52.8Relatively High at its worst in this ZIP code
Cold wave50.1Relatively Moderate at its worst in this ZIP code
Lightning43.1Relatively Moderate at its worst in this ZIP code
Hurricane41.2Very Low at its worst in this ZIP code
Earthquake32.3Relatively Low at its worst in this ZIP code
Heat wave13.6Relatively Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$72,045$69,680$78,538
Income per person$49,470$39,455$43,289
Poverty rate5.2%13.2%12.4%
Median home value$197,900$199,200$303,400
Median gross rent$1,102$988$1,348
Homeownership81.4%67%65%
Bachelor's degree or higher29.3%30.9%35%
Unemployment rate5.8%4.8%5.2%
Works from home7.1%11.5%13.5%
Born outside the US1.4%5%13.9%
Median age51.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationELYRIA LORAIN CO AP, OH US16.3 km away
Rain in a year37 in

Average high and low by month

January33.6°F / 19.8°F2.11 in rain
February36.3°F / 21.2°F1.66 in rain
March45.3°F / 28.8°F2.48 in rain
April58.8°F / 38.5°F3.28 in rain
May70°F / 49.2°F3.64 in rain
June79°F / 58.8°F3.87 in rain
July82.3°F / 62.2°F3.56 in rain
August79.9°F / 60.2°F3.63 in rain
September74.6°F / 53°F3.74 in rain
October62.6°F / 43.2°F3.5 in rain
November49.3°F / 34°F2.96 in rain
December38.5°F / 26°F2.29 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket11% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Vermilion Local School District73.6% of this ZIP code's land area
Firelands Local School District26.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics24more vulnerable than 24% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

44816 Birmingham, OH8.4 km away
44001 Amherst, OH10 km away
44053 Lorain, OH12.9 km away
44814 Berlin Heights, OH14.3 km away
44839 Huron, OH15.8 km away
44052 Lorain, OH16.3 km away
44889 Wakeman, OH16.4 km away
44049 Kipton, OH16.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Erie County62.3% of this ZIP code's land area
Lorain County37.7% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area34.57 sq mi
Water area2.97 sq mi
Population density459 people per sq mi
Latitude, longitude41.4100, -82.3554

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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