Postal Codes

44074 ZIP Code

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ZIP code 44074 covers Oberlin, Ohio, with a population of about 11,684 and a median household income of $73,697.

Population
11,684229 per square mile
Median age
36.12.6 points below the US average
Median household income
$73,6971.1× the Ohio median
Poverty rate
13.4%1 points above the US average
Typical home value
$282,004up 30.5% in five years
Median rent
$943about the Ohio median
Degree or higher
42.5%7.5 points above the US average
Homeownership
68.3%3.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
257

Where 44074 is

Oberlin, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,684
Median age36.1
Family households60%
Born outside the US4.2%
Speaks a language other than English at home8.3%
White (non-Hispanic)74.8%
Black (non-Hispanic)8.9%
Asian (non-Hispanic)2.6%
Hispanic or Latino5.9%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$73,697
Income per person$35,098
Poverty rate13.4%
Households on SNAP or cash assistance8.9%

Household income distribution

Under $10k4.6%
$10–15k4.6%
$15–20k4.1%
$20–25k1.9%
$25–30k2.8%
$30–35k4.4%
$35–40k5.7%
$40–45k3.6%
$45–50k4.6%
$50–60k5.9%
$60–75k8.7%
$75–100k12.7%
$100–125k11.0%
$125–150k7.4%
$150–200k7.4%
$200k or more10.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,530
Mean adjusted gross income$85,870
Returns declaring $200,000 or more6.6%
Returns, under $25k26.5%
Returns, $25k–$50k22.1%
Returns, $50k–$75k15.9%
Returns, $75k–$100k11.3%
Returns, $100k–$200k17.7%
Returns, $200k or more6.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$229,000
Median gross rent$943
Rent as a share of household income30.3%
Owner-occupied68.3%
Vacant homes8.6%
Median year built1969

What the homes are

Detached house72.2%
Attached house6.5%
2 to 4 units12.6%
5 to 19 units2.8%
20 or more units5.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$282,004as of 2026-07
Typical home value, 1 yearup 4.2%
Typical home value, 5 yearsup 30.5%
Typical home value, 10 yearsup 83.5%
Typical home value since 2000
200020132026$282,004$128,469

$128,469 in 2000 to $282,004 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher42.5%
High school diploma or higher94.7%
Works from home8.5%
Drives to work alone55.8%
Takes public transport1.9%
Commutes 45 minutes or more12.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.5% 0.9 pts below the national average of 33.4%
Diagnosed diabetes12.4% same as the national average of 12%
Currently smokes11.8% 1.4 pts below the national average of 13.2%
High blood pressure34.9% 0.8 pts above the national average of 34.1%
Fair or poor general health17.6% 2.7 pts below the national average of 20.3%
No health insurance (18–64)6.7% 4.6 pts below the national average of 11.3%
Depression26.5% 4.6 pts above the national average of 21.9%
No leisure-time physical activity26.5% 1.1 pts above the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication79.9% 5.2 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year79.6% 2.9 pts above the national average of 76.7%
Cholesterol screening83.3% 2.6 pts below the national average of 85.9%
Cognitive disability14.6% same as the national average of 14.8%
Colorectal screening68.8% 4.5 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist63.5% 2.2 pts above the national average of 61.3%
Any disability31% same as the national average of 30.7%
Lacks emotional support20.2% 4.6 pts below the national average of 24.8%
Food insecurity12.4% 4.7 pts below the national average of 17.1%
Received food stamps9.5% 4.8 pts below the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol35.2% 1 pts below the national average of 36.2%
Housing insecurity9.5% 4.3 pts below the national average of 13.8%
Independent living disability8.5% same as the national average of 8.4%
Lacks transport7.7% 1.5 pts below the national average of 9.2%
Loneliness35.1% 0.7 pts above the national average of 34.4%
Mammography use75.4% 0.5 pts below the national average of 75.9%
Poor mental health (14+ days)18.8% 2 pts above the national average of 16.8%
Mobility disability13.5% 0.5 pts below the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat6.9% 1.9 pts below the national average of 8.8%
Sleeps under 7 hours37.6% 1.2 pts above the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost13.6% 0.6 pts above the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments257
People employed5,066
Annual payroll$195,445,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 24.2% of US census tracts
FEMA ratingVery Low to Relatively Low across the 7 census tracts this ZIP code covers
Expected annual loss27 out of 100
Community resilience93.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm80.9Relatively Moderate at its worst in this ZIP code
Hail75Relatively Moderate at its worst in this ZIP code
Landslide70.2Relatively Low at its worst in this ZIP code
Winter weather70Relatively Moderate at its worst in this ZIP code
Strong wind68.9Relatively Moderate at its worst in this ZIP code
Tornado59.6Relatively Moderate at its worst in this ZIP code
Wildfire57.1Very Low at its worst in this ZIP code
Cold wave53.1Relatively Moderate at its worst in this ZIP code
River flooding43.6Relatively Moderate at its worst in this ZIP code
Earthquake41.3Relatively Low at its worst in this ZIP code
Hurricane41.1Very Low at its worst in this ZIP code
Lightning37.2Relatively Low at its worst in this ZIP code
Heat wave10.2Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$73,697$69,680$78,538
Income per person$35,098$39,455$43,289
Poverty rate13.4%13.2%12.4%
Median home value$229,000$199,200$303,400
Median gross rent$943$988$1,348
Homeownership68.3%67%65%
Bachelor's degree or higher42.5%30.9%35%
Unemployment rate5%4.8%5.2%
Works from home8.5%11.5%13.5%
Born outside the US4.2%5%13.9%
Median age36.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOBERLIN, OH US1.1 km away
Rain in a year40 in
Snow in a year47 in

Average high and low by month

January33.8°F / 18°F2.88 in rain, 14.4 in snow
February36.9°F / 19.5°F2.41 in rain, 12.4 in snow
March45.9°F / 28.1°F2.92 in rain, 8.4 in snow
April59.3°F / 37.9°F3.68 in rain, 1.9 in snow
May70.9°F / 48.7°F3.83 in rain
June79.6°F / 58.1°F4.06 in rain
July83.1°F / 62.2°F3.87 in rain
August81.3°F / 59.9°F3.59 in rain
September75.3°F / 52.4°F3.7 in rain
October63.1°F / 41.9°F3.38 in rain
November49.6°F / 32.6°F2.96 in rain, 1.4 in snow
December38.7°F / 24.4°F2.69 in rain, 8.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket10% of this ZIP code's area
Far from a supermarket33% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Oberlin City School District62.8% of this ZIP code's land area
Firelands Local School District29.8% of this ZIP code's land area
Keystone Local School District4% of this ZIP code's land area
Wellington Exempted Village School District3.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics25more vulnerable than 25% of US census tracts
Racial and ethnic minority status23more vulnerable than 23% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

44049 Kipton, OH7.5 km away
44001 Amherst, OH8.4 km away
44050 Lagrange, OH9.5 km away
44816 Birmingham, OH12.1 km away
44090 Wellington, OH13.2 km away
44889 Wakeman, OH13.3 km away
44035 Elyria, OH13.4 km away
44044 Grafton, OH15 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lorain County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area50.92 sq mi
Water area0.32 sq mi
Population density229 people per sq mi
Latitude, longitude41.2899, -82.2229

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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