Postal Codes

43528 ZIP Code

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ZIP code 43528 covers Holland, Ohio, with a population of about 16,702 and a median household income of $92,188.

Population
16,702893 per square mile
Median age
44.55.8 points above the US average
Median household income
$92,1881.3× the Ohio median
Poverty rate
9.9%2.5 points below the US average
Typical home value
$297,078up 25.2% in five years
Median rent
$1,030about the Ohio median
Degree or higher
35.2%about the US average
Homeownership
74.4%9.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
541

Where 43528 is

Holland, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population16,702
Median age44.5
Family households70.7%
Born outside the US6.2%
Speaks a language other than English at home5.9%
White (non-Hispanic)74.1%
Black (non-Hispanic)8.5%
Asian (non-Hispanic)2.8%
Hispanic or Latino7.6%
Veterans5.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$92,188
Income per person$48,300
Poverty rate9.9%
Households on SNAP or cash assistance8.6%

Household income distribution

Under $10k4.1%
$10–15k2.2%
$15–20k4.2%
$20–25k1.8%
$25–30k2.0%
$30–35k2.3%
$35–40k3.3%
$40–45k2.5%
$45–50k3.2%
$50–60k9.6%
$60–75k8.3%
$75–100k10.4%
$100–125k12.2%
$125–150k7.5%
$150–200k11.6%
$200k or more14.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,230
Mean adjusted gross income$97,395
Returns declaring $200,000 or more8.1%
Returns, under $25k24.3%
Returns, $25k–$50k21.5%
Returns, $50k–$75k15.6%
Returns, $75k–$100k11.1%
Returns, $100k–$200k19.4%
Returns, $200k or more8.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$246,500
Median gross rent$1,030
Rent as a share of household income30.1%
Owner-occupied74.4%
Vacant homes5.6%
Median year built1992

What the homes are

Detached house74.2%
Attached house4.2%
2 to 4 units4.1%
5 to 19 units7.3%
20 or more units4%
Mobile home6.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$297,078as of 2026-07
Typical home value, 1 yearup 2.2%
Typical home value, 5 yearsup 25.2%
Typical home value, 10 yearsup 73.5%
Typical asking rent$1,487as of 2026-07
Typical home value since 2000
200020132026$297,078$135,229

$135,229 in 2000 to $297,078 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.5%
Bachelor's degree or higher35.2%
High school diploma or higher92.3%
Works from home9.1%
Drives to work alone82%
Takes public transport0%
Commutes 45 minutes or more5.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.5% 0.9 pts below the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes13.8% 0.6 pts above the national average of 13.2%
High blood pressure36.5% 2.4 pts above the national average of 34.1%
Fair or poor general health18.6% 1.7 pts below the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression25.2% 3.3 pts above the national average of 21.9%
No leisure-time physical activity26.2% 0.8 pts above the national average of 25.4%
Arthritis31.7% 6.6 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication81.5% 6.8 pts above the national average of 74.7%
Cancer (non-skin)9.7% 2 pts above the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year81.8% 5.1 pts above the national average of 76.7%
Cholesterol screening88.1% 2.2 pts above the national average of 85.9%
Cognitive disability12.7% 2.1 pts below the national average of 14.8%
Colorectal screening67.8% 3.5 pts above the national average of 64.3%
COPD7.8% 1.2 pts above the national average of 6.6%
Visited a dentist67.4% 6.1 pts above the national average of 61.3%
Any disability28.8% 1.9 pts below the national average of 30.7%
Lacks emotional support20.9% 3.9 pts below the national average of 24.8%
Food insecurity11.8% 5.3 pts below the national average of 17.1%
Received food stamps9.4% 4.9 pts below the national average of 14.3%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol37.5% 1.3 pts above the national average of 36.2%
Housing insecurity9.8% 4 pts below the national average of 13.8%
Independent living disability7.6% 0.8 pts below the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness35.1% 0.7 pts above the national average of 34.4%
Mammography use76.5% 0.6 pts above the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability13.8% same as the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat7.1% 1.7 pts below the national average of 8.8%
Sleeps under 7 hours36.9% 0.5 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost11.3% 1.7 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments541
People employed12,549
Annual payroll$634,637,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 28.4% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 12 census tracts this ZIP code covers
Expected annual loss31.5 out of 100
Community resilience93.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm73.6Relatively Moderate at its worst in this ZIP code
Hail71.9Relatively Moderate at its worst in this ZIP code
Tornado63.8Relatively High at its worst in this ZIP code
Wildfire55.4Very Low at its worst in this ZIP code
Strong wind54.7Relatively Moderate at its worst in this ZIP code
Landslide52.4Very Low at its worst in this ZIP code
Cold wave48.5Relatively Moderate at its worst in this ZIP code
River flooding47.3Relatively High at its worst in this ZIP code
Winter weather45.9Relatively Moderate at its worst in this ZIP code
Earthquake43.5Relatively Low at its worst in this ZIP code
Lightning37.9Relatively Moderate at its worst in this ZIP code
Hurricane35Very Low at its worst in this ZIP code
Drought25.7Relatively Moderate at its worst in this ZIP code
Heat wave17.2Relatively Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$92,188$69,680$78,538
Income per person$48,300$39,455$43,289
Poverty rate9.9%13.2%12.4%
Median home value$246,500$199,200$303,400
Median gross rent$1,030$988$1,348
Homeownership74.4%67%65%
Bachelor's degree or higher35.2%30.9%35%
Unemployment rate3.5%4.8%5.2%
Works from home9.1%11.5%13.5%
Born outside the US6.2%5%13.9%
Median age44.539.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTOLEDO EXPRESS AP, OH US7.3 km away
Rain in a year35 in
Snow in a year37 in

Average high and low by month

January34.7°F / 20.3°F2.37 in rain, 12.3 in snow
February37.8°F / 22.1°F2.28 in rain, 10.2 in snow
March48.4°F / 29.9°F2.61 in rain, 5.3 in snow
April61.5°F / 40.3°F3.45 in rain, 1.3 in snow
May73.3°F / 50.9°F3.82 in rain
June82.7°F / 60.5°F3.45 in rain
July86.5°F / 64.2°F3.27 in rain
August84.1°F / 62.8°F3.15 in rain
September77.7°F / 55.1°F2.93 in rain
October65°F / 44.3°F2.59 in rain, 0.1 in snow
November51.1°F / 34.5°F2.65 in rain, 1.7 in snow
December39.4°F / 26.1°F2.44 in rain, 6.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket5% of this ZIP code's area
Far from a supermarket21% of this ZIP code's area
No vehicle and far from a supermarket13% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Springfield Local School District66% of this ZIP code's land area
Toledo City School District25.1% of this ZIP code's land area
Evergreen Local School District6.1% of this ZIP code's land area
Swanton Local School District1.4% of this ZIP code's land area
Sylvania City School District1.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status35more vulnerable than 35% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability6.1 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

43617 Toledo, OH5 km away
43615 Toledo, OH5.5 km away
43699 Toledo, OH6.5 km away
43537 Maumee, OH6.9 km away
43542 Monclova, OH7.3 km away
43614 Toledo, OH8.3 km away
43560 Sylvania, OH9.6 km away
43552 Perrysburg, OH11 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lucas County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area18.7 sq mi
Water area0.02 sq mi
Population density893 people per sq mi
Latitude, longitude41.6226, -83.7257

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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