42788 ZIP Code — White Mills, KY

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ZIP code 42788 covers White Mills, Kentucky, with a population of about 339 and a median household income of $53,668.

Population: 33945 per square mile
Median age: 41.42.7 points above the US average
Median household income: $53,66814% below the Kentucky median
Poverty rate: 15.9%3.5 points above the US average
Median home value: $223,4001.2× the Kentucky median
Degree or higher: 14.8%20.2 points below the US average
Homeownership: 100%35 points above the US average
Time zone: Eastern UTC-05:00observes daylight saving time
Businesses: 3

Where 42788 is

White Mills, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	339
Median age	41.4
Family households	82.4%
Born outside the US	0%
Speaks a language other than English at home	0%
White (non-Hispanic)	89.4%
Black (non-Hispanic)	6.8%
Asian (non-Hispanic)	0%
Hispanic or Latino	0%
Veterans	2.9%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income	$53,668
Income per person	$33,060
Poverty rate	15.9%
Households on SNAP or cash assistance	8.5%

Household income distribution

Under $10k	0.0%
$10–15k	0.0%
$15–20k	0.0%
$20–25k	17.6%
$25–30k	0.0%
$30–35k	0.0%
$35–40k	5.2%
$40–45k	0.0%
$45–50k	8.5%
$50–60k	39.9%
$60–75k	0.0%
$75–100k	5.9%
$100–125k	0.0%
$125–150k	4.6%
$150–200k	12.4%
$200k or more	5.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	140
Mean adjusted gross income	$57,807
Returns declaring $200,000 or more	0%
Returns, under $25k	35.7%
Returns, $25k–$50k	21.4%
Returns, $50k–$75k	28.6%
Returns, $75k–$100k	0.0%
Returns, $100k–$200k	14.3%
Returns, $200k or more	0.0%

Housing

American Community Survey 2019–2023 five-year estimates

Median home value	$223,400
Owner-occupied	100%
Vacant homes	0%
Median year built	2001

What the homes are

Detached house	37.9%
Mobile home	62.1%

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	0%
Bachelor's degree or higher	14.8%
High school diploma or higher	97.1%
Works from home	5.7%
Drives to work alone	83.4%
Takes public transport	10.9%
Commutes 45 minutes or more	4.5%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening	69.8% 5.5 pts above the national average of 64.3%
Visited a dentist	56.2% 5.1 pts below the national average of 61.3%
Mammography use	69.2% 6.7 pts below the national average of 75.9%
Sleeps under 7 hours	41.3% 4.9 pts above the national average of 36.4%
All natural teeth lost	17.9% 4.9 pts above the national average of 13%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	3
People employed	12
Annual payroll	$468,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 59.8% of US census tracts
FEMA rating	Relatively Moderate
Expected annual loss	46.9 out of 100
Community resilience	42.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind	95.1Relatively High at its worst in this ZIP code
Ice storm	92.9Relatively High at its worst in this ZIP code
Lightning	90Relatively High at its worst in this ZIP code
Drought	87.5Relatively Low at its worst in this ZIP code
Hail	84Relatively Moderate at its worst in this ZIP code
Cold wave	79.2Relatively High at its worst in this ZIP code
Winter weather	79Relatively High at its worst in this ZIP code
Tornado	73.4Relatively Moderate at its worst in this ZIP code
Earthquake	73.3Relatively Low at its worst in this ZIP code
River flooding	68.5Relatively Moderate at its worst in this ZIP code
Landslide	65Very Low at its worst in this ZIP code
Wildfire	64.4Very Low at its worst in this ZIP code
Heat wave	56.6Relatively Moderate at its worst in this ZIP code
Hurricane	41.5Very Low at its worst in this ZIP code

Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Kentucky	United States
Median household income	$53,668	$62,417	$78,538
Income per person	$33,060	$34,960	$43,289
Poverty rate	15.9%	16.1%	12.4%
Median home value	$223,400	$192,300	$303,400
Median gross rent	—	$933	$1,348
Homeownership	100%	68.3%	65%
Bachelor's degree or higher	14.8%	27%	35%
Unemployment rate	0%	4.8%	5.2%
Works from home	5.7%	9.1%	13.5%
Born outside the US	0%	4.4%	13.9%
Median age	41.4	39.1	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	MILLERSTOWN 4E, KY US12.5 km away
Rain in a year	53 in

Average high and low by month

January	42.6°F / 22.7°F4.05 in rain
February	47.3°F / 24.1°F4.52 in rain
March	56.4°F / 32.1°F5.15 in rain
April	68.2°F / 40.6°F4.93 in rain
May	76°F / 51.5°F5.66 in rain
June	82.9°F / 60.5°F4.85 in rain
July	86.5°F / 64.7°F4.32 in rain
August	85.9°F / 62.4°F3.3 in rain
September	80.3°F / 55.5°F3.57 in rain
October	69.7°F / 41.6°F3.57 in rain
November	56.6°F / 32°F3.69 in rain
December	46.7°F / 27.2°F5.06 in rain

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	None of this ZIP code
No vehicle and far from a supermarket	None of this ZIP code

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hardin County School District	100% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	31more vulnerable than 31% of US census tracts
Socioeconomic status	27more vulnerable than 27% of US census tracts
Household characteristics	53more vulnerable than 53% of US census tracts
Racial and ethnic minority status	8more vulnerable than 8% of US census tracts
Housing type and transport	43more vulnerable than 43% of US census tracts
Walkability	4.4 out of 20Least walkable

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42732 Eastview, KY	8.3 km away
42712 Big Clifty, KY	9 km away
42776 Sonora, KY	10.6 km away
42724 Cecilia, KY	14 km away
42740 Glendale, KY	14.6 km away
42784 Upton, KY	15.1 km away
42726 Clarkson, KY	19.3 km away
40159 Radcliff, KY	20.7 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hardin County	100% of this ZIP code's land area
Time zone	Eastern (UTC-05:00 standard)
Daylight saving time	Observed
Land area	7.6 sq mi
Water area	0.3 sq mi
Population density	45 people per sq mi
Latitude, longitude	37.5438, -86.0395

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.