42440 ZIP Code — Mortons Gap, KY

ZIP code 42440 covers Mortons Gap, Kentucky, with a population of about 746.

Population: 746528 per square mile
Median age: 45.26.5 points above the US average
Poverty rate: 20.6%8.2 points above the US average
Typical home value: $78,386up 6.2% in five years
Degree or higher: 6.5%28.5 points below the US average
Homeownership: 82.7%17.7 points above the US average
Time zone: Central UTC-06:00observes daylight saving time
Businesses: 10

Where 42440 is

Mortons Gap, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	746
Median age	45.2
Family households	66%
Born outside the US	0%
Speaks a language other than English at home	0.6%
White (non-Hispanic)	97.2%
Black (non-Hispanic)	0%
Asian (non-Hispanic)	0%
Hispanic or Latino	2.8%
Veterans	8.1%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person	$20,760
Poverty rate	20.6%
Households on SNAP or cash assistance	21.8%

Household income distribution

Under $10k	9.9%
$10–15k	10.3%
$15–20k	4.2%
$20–25k	8.3%
$25–30k	14.1%
$30–35k	2.2%
$35–40k	1.9%
$40–45k	3.2%
$45–50k	1.9%
$50–60k	1.3%
$60–75k	16.0%
$75–100k	20.2%
$100–125k	4.5%
$125–150k	0.0%
$150–200k	1.9%
$200k or more	0.0%

Housing

American Community Survey 2019–2023 five-year estimates

Median home value	$99,000
Rent as a share of household income	51%
Owner-occupied	82.7%
Vacant homes	15%
Median year built	1967

What the homes are

Detached house	87.2%
2 to 4 units	2.2%
Mobile home	10.6%

Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value	$78,386as of 2026-07
Typical home value, 1 year	down 8.9%
Typical home value, 5 years	up 6.2%

Typical home value since 2000

$60,847 in 2019 to $78,386 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	0%
Bachelor's degree or higher	6.5%
High school diploma or higher	88.6%
Works from home	0%
Drives to work alone	93.4%
Takes public transport	0.9%
Commutes 45 minutes or more	7.5%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening	62.7% 1.6 pts below the national average of 64.3%
Visited a dentist	53% 8.3 pts below the national average of 61.3%
Mammography use	68.3% 7.6 pts below the national average of 75.9%
Sleeps under 7 hours	44.5% 8.1 pts above the national average of 36.4%
All natural teeth lost	21.7% 8.7 pts above the national average of 13%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	10
People employed	118
Annual payroll	$7,648,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 84.5% of US census tracts
FEMA rating	Relatively High
Expected annual loss	72.9 out of 100
Community resilience	54 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm	98.4Very High at its worst in this ZIP code
Strong wind	97.7Very High at its worst in this ZIP code
Lightning	93Relatively High at its worst in this ZIP code
Winter weather	91.1Relatively High at its worst in this ZIP code
Drought	89.3Relatively Low at its worst in this ZIP code
Hail	88.9Relatively High at its worst in this ZIP code
River flooding	87.7Relatively High at its worst in this ZIP code
Earthquake	86.3Relatively Moderate at its worst in this ZIP code
Tornado	86.3Relatively High at its worst in this ZIP code
Landslide	80.4Very Low at its worst in this ZIP code
Heat wave	77.4Relatively Moderate at its worst in this ZIP code
Wildfire	64Very Low at its worst in this ZIP code
Cold wave	60.8Relatively Moderate at its worst in this ZIP code
Hurricane	36Very Low at its worst in this ZIP code

Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Kentucky	United States
Median household income	—	$62,417	$78,538
Income per person	$20,760	$34,960	$43,289
Poverty rate	20.6%	16.1%	12.4%
Median home value	$99,000	$192,300	$303,400
Median gross rent	—	$933	$1,348
Homeownership	82.7%	68.3%	65%
Bachelor's degree or higher	6.5%	27%	35%
Unemployment rate	0%	4.8%	5.2%
Works from home	0%	9.1%	13.5%
Born outside the US	0%	4.4%	13.9%
Median age	45.2	39.1	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	MADISONVILLE, KY US12.3 km away
Rain in a year	52 in

Average high and low by month

January	44.8°F / 28.3°F3.77 in rain
February	49.9°F / 31.6°F4.01 in rain
March	60°F / 39.4°F5.28 in rain
April	71.5°F / 49.4°F5.16 in rain
May	79.1°F / 59°F5.12 in rain
June	86.3°F / 66.7°F4.93 in rain
July	89.3°F / 69.9°F5.02 in rain
August	88.7°F / 68.3°F2.68 in rain
September	83.1°F / 61.3°F3.51 in rain
October	71.9°F / 50.1°F4.06 in rain
November	58.4°F / 39.9°F4.13 in rain
December	48°F / 32.2°F4.54 in rain

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	None of this ZIP code
No vehicle and far from a supermarket	100% of this ZIP code's area

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hopkins County School District	100% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	62more vulnerable than 62% of US census tracts
Socioeconomic status	77more vulnerable than 77% of US census tracts
Household characteristics	62more vulnerable than 62% of US census tracts
Racial and ethnic minority status	10more vulnerable than 10% of US census tracts
Housing type and transport	49more vulnerable than 49% of US census tracts
Walkability	3.7 out of 20Least walkable

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42410 Earlington, KY	5.3 km away
42442 Nortonville, KY	7.3 km away
42431 Madisonville, KY	9 km away
42464 White Plains, KY	11.6 km away
42453 Saint Charles, KY	13.7 km away
42344 Graham, KY	14.5 km away
42436 Manitou, KY	19.7 km away
42408 Dawson Springs, KY	20.4 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hopkins County	100% of this ZIP code's land area
Time zone	Central (UTC-06:00 standard)
Daylight saving time	Observed
Land area	1.41 sq mi
Water area	0.01 sq mi
Population density	528 people per sq mi
Latitude, longitude	37.2490, -87.4615

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.