Postal Codes

42254 ZIP Code

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ZIP code 42254 covers La Fayette, Kentucky.

Median age
40.51.8 points above the US average
Poverty rate
7.4%5 points below the US average
Typical home value
$160,128up 22.8% in five years
Degree or higher
11.5%23.5 points below the US average
Homeownership
81.8%16.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time

Where 42254 is

La Fayette, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Median age40.5
Family households46.6%
Born outside the US1.1%
Speaks a language other than English at home2.9%
White (non-Hispanic)88.6%
Black (non-Hispanic)7.4%
Asian (non-Hispanic)0%
Hispanic or Latino1.1%
Veterans16.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$33,821
Poverty rate7.4%
Households on SNAP or cash assistance2.3%

Household income distribution

Under $10k0.0%
$10–15k1.1%
$15–20k2.3%
$20–25k27.3%
$25–30k0.0%
$30–35k2.3%
$35–40k6.8%
$40–45k2.3%
$45–50k6.8%
$50–60k8.0%
$60–75k17.0%
$75–100k9.1%
$100–125k8.0%
$125–150k3.4%
$150–200k5.7%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed110
Mean adjusted gross income$49,664
Returns declaring $200,000 or more0%
Returns, under $25k27.3%
Returns, $25k–$50k36.4%
Returns, $50k–$75k36.4%
Returns, $75k–$100k0.0%
Returns, $100k–$200k0.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$108,300
Rent as a share of household income24.2%
Owner-occupied81.8%
Vacant homes8.3%
Median year built1970

What the homes are

Detached house92.7%
Mobile home7.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$160,128as of 2026-07
Typical home value, 1 yeardown 0.9%
Typical home value, 5 yearsup 22.8%
Typical home value, 10 yearsup 96.1%
Typical home value since 2000
201220192026$162,013$79,650

$82,429 in 2012 to $160,128 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher11.5%
High school diploma or higher95.4%
Works from home11.4%
Drives to work alone84.8%
Takes public transport0%
Commutes 45 minutes or more1.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening66.5% 2.2 pts above the national average of 64.3%
Visited a dentist60.3% 1 pts below the national average of 61.3%
Mammography use77.6% 1.7 pts above the national average of 75.9%
Sleeps under 7 hours38% 1.6 pts above the national average of 36.4%
All natural teeth lost17% 4 pts above the national average of 13%
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 84.8% of US census tracts
FEMA ratingRelatively High
Expected annual loss83.5 out of 100
Community resilience28.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.1Relatively High at its worst in this ZIP code
Tornado93Relatively High at its worst in this ZIP code
Ice storm91.5Relatively High at its worst in this ZIP code
Earthquake89Relatively High at its worst in this ZIP code
Winter weather88.4Relatively High at its worst in this ZIP code
Strong wind86.1Relatively High at its worst in this ZIP code
Lightning84.9Relatively High at its worst in this ZIP code
Hail82.4Relatively Moderate at its worst in this ZIP code
River flooding76.7Relatively Moderate at its worst in this ZIP code
Cold wave75.7Relatively Moderate at its worst in this ZIP code
Heat wave63.8Relatively Moderate at its worst in this ZIP code
Wildfire54.4Very Low at its worst in this ZIP code
Hurricane45.3Very Low at its worst in this ZIP code
Landslide42.5Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$33,821$34,960$43,289
Poverty rate7.4%16.1%12.4%
Median home value$108,300$192,300$303,400
Median gross rent$933$1,348
Homeownership81.8%68.3%65%
Bachelor's degree or higher11.5%27%35%
Unemployment rate0%4.8%5.2%
Works from home11.4%9.1%13.5%
Born outside the US1.1%4.4%13.9%
Median age40.539.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCLARKSVILLE OUTLAW AP, TN US21.5 km away
Rain in a year47 in

Average high and low by month

January46.2°F / 27.7°F3.28 in rain
February50.8°F / 30.6°F3.87 in rain
March60°F / 37.9°F4.32 in rain
April70°F / 46.7°F4.55 in rain
May77.8°F / 56.7°F4.9 in rain
June85.6°F / 64.4°F3.65 in rain
July88.5°F / 67.9°F3.74 in rain
August88.7°F / 66.2°F2.9 in rain
September82.4°F / 58.7°F3.47 in rain
October71.5°F / 47.1°F4.13 in rain
November59°F / 37.2°F4.04 in rain
December48.9°F / 31°F4.36 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Christian County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability43more vulnerable than 43% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status32more vulnerable than 32% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42236 Herndon, KY7 km away
37023 Big Rock, TN12.1 km away
42223 Fort Campbell, KY17.5 km away
37079 Indian Mound, TN18.3 km away
37028 Bumpus Mills, TN18.7 km away
37191 Woodlawn, TN19.1 km away
42262 Oak Grove, KY20.6 km away
42232 Gracey, KY22 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Christian County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area9.38 sq mi
Water area0.04 sq mi
Latitude, longitude36.6582, -87.6563

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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