Postal Codes

42164 ZIP Code

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ZIP code 42164 covers Scottsville, Kentucky, with a population of about 17,416 and a median household income of $58,336.

Population
17,41667 per square mile
Median age
41.32.6 points above the US average
Median household income
$58,3367% below the Kentucky median
Poverty rate
15%2.6 points above the US average
Typical home value
$210,349up 22.9% in five years
Median rent
$74720% below the Kentucky median
Degree or higher
17.1%17.9 points below the US average
Homeownership
74.2%9.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
228

Where 42164 is

Scottsville, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population17,416
Median age41.3
Family households68%
Born outside the US2.1%
Speaks a language other than English at home10.3%
White (non-Hispanic)93.1%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)0%
Hispanic or Latino3.1%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,336
Income per person$30,985
Poverty rate15%
Households on SNAP or cash assistance14.1%

Household income distribution

Under $10k5.7%
$10–15k3.5%
$15–20k7.1%
$20–25k3.8%
$25–30k8.5%
$30–35k3.8%
$35–40k5.4%
$40–45k2.5%
$45–50k2.5%
$50–60k8.8%
$60–75k8.1%
$75–100k17.5%
$100–125k9.6%
$125–150k5.6%
$150–200k4.1%
$200k or more3.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,000
Mean adjusted gross income$57,848
Returns declaring $200,000 or more2%
Returns, under $25k31.4%
Returns, $25k–$50k26.9%
Returns, $50k–$75k17.0%
Returns, $75k–$100k10.4%
Returns, $100k–$200k12.3%
Returns, $200k or more2.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$180,100
Median gross rent$747
Rent as a share of household income29.1%
Owner-occupied74.2%
Vacant homes13.4%
Median year built1986

What the homes are

Detached house74.2%
Attached house1.2%
2 to 4 units1.9%
5 to 19 units4.9%
20 or more units0.4%
Mobile home16.9%
Boat, RV or van0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$210,349as of 2026-07
Typical home value, 1 yeardown 5.5%
Typical home value, 5 yearsup 22.9%
Typical home value, 10 yearsup 93.8%
Typical home value since 2000
200020132026$222,533$75,402

$75,402 in 2000 to $210,349 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher17.1%
High school diploma or higher85.4%
Works from home8.7%
Drives to work alone74.8%
Takes public transport0.5%
Commutes 45 minutes or more15.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening64.2% same as the national average of 64.3%
Visited a dentist56.6% 4.7 pts below the national average of 61.3%
Mammography use71% 4.9 pts below the national average of 75.9%
Sleeps under 7 hours38.7% 2.3 pts above the national average of 36.4%
All natural teeth lost19.5% 6.5 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments228
People employed3,457
Annual payroll$153,887,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.6% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss51.7 out of 100
Community resilience27.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail95.6Very High at its worst in this ZIP code
Strong wind94.6Very High at its worst in this ZIP code
Drought89.4Relatively Low at its worst in this ZIP code
Tornado89.3Very High at its worst in this ZIP code
Ice storm86.6Relatively High at its worst in this ZIP code
Landslide82.6Relatively Low at its worst in this ZIP code
Winter weather82.4Relatively High at its worst in this ZIP code
Earthquake79.3Relatively Moderate at its worst in this ZIP code
Cold wave76.4Relatively High at its worst in this ZIP code
Lightning68.6Relatively High at its worst in this ZIP code
Wildfire59.2Very Low at its worst in this ZIP code
Heat wave47.2Relatively Moderate at its worst in this ZIP code
River flooding42.5Relatively Moderate at its worst in this ZIP code
Hurricane41.4Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$58,336$62,417$78,538
Income per person$30,985$34,960$43,289
Poverty rate15%16.1%12.4%
Median home value$180,100$192,300$303,400
Median gross rent$747$933$1,348
Homeownership74.2%68.3%65%
Bachelor's degree or higher17.1%27%35%
Unemployment rate6.6%4.8%5.2%
Works from home8.7%9.1%13.5%
Born outside the US2.1%4.4%13.9%
Median age41.339.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSCOTTSVILLE, KY US3.4 km away
Rain in a year54 in
Snow in a year8 in

Average high and low by month

January45.1°F / 25.7°F4.06 in rain, 3 in snow
February50.2°F / 28.9°F4.42 in rain, 2.4 in snow
March59°F / 36.7°F4.83 in rain, 1 in snow
April69.7°F / 45.1°F4.85 in rain
May76.8°F / 54.3°F5.45 in rain
June83.8°F / 61.5°F5.08 in rain
July87°F / 65.4°F4.79 in rain
August86.5°F / 63.8°F4.05 in rain
September80.8°F / 57.4°F4.16 in rain
October70.4°F / 46.4°F3.79 in rain
November58.3°F / 36.4°F3.81 in rain, 0.1 in snow
December48.4°F / 29.6°F4.68 in rain, 1.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket10% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Allen County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status6more vulnerable than 6% of US census tracts
Housing type and transport50more vulnerable than 50% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42120 Adolphus, KY11.3 km away
42156 Lucas, KY16 km away
42153 Holland, KY16.5 km away
42122 Alvaton, KY18.9 km away
42123 Austin, KY19.4 km away
37186 Westmoreland, TN21 km away
42133 Fountain Run, KY22 km away
42102 Bowling Green, KY24.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Allen County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area261.89 sq mi
Water area7.06 sq mi
Population density67 people per sq mi
Latitude, longitude36.7614, -86.1929

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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