Postal Codes

42086 ZIP Code

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ZIP code 42086 covers West Paducah, Kentucky, with a population of about 4,313 and a median household income of $86,328.

Population
4,313138 per square mile
Median age
40.92.2 points above the US average
Median household income
$86,3281.4× the Kentucky median
Poverty rate
6%6.4 points below the US average
Typical home value
$215,548up 23.3% in five years
Median rent
$9851.1× the Kentucky median
Degree or higher
23.2%11.8 points below the US average
Homeownership
80.9%15.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
58

Where 42086 is

West Paducah, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,313
Median age40.9
Family households80.9%
Born outside the US2%
Speaks a language other than English at home1.7%
White (non-Hispanic)85.6%
Black (non-Hispanic)2.2%
Asian (non-Hispanic)0%
Hispanic or Latino8.6%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$86,328
Income per person$34,189
Poverty rate6%
Households on SNAP or cash assistance12.8%

Household income distribution

Under $10k3.4%
$10–15k1.1%
$15–20k4.3%
$20–25k7.2%
$25–30k1.6%
$30–35k1.2%
$35–40k0.0%
$40–45k5.5%
$45–50k1.7%
$50–60k6.6%
$60–75k11.7%
$75–100k12.0%
$100–125k17.2%
$125–150k11.5%
$150–200k8.2%
$200k or more6.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,930
Mean adjusted gross income$71,361
Returns declaring $200,000 or more4.1%
Returns, under $25k30.1%
Returns, $25k–$50k22.8%
Returns, $50k–$75k14.0%
Returns, $75k–$100k10.4%
Returns, $100k–$200k18.7%
Returns, $200k or more4.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$175,300
Median gross rent$985
Rent as a share of household income14.6%
Owner-occupied80.9%
Vacant homes13.9%
Median year built1990

What the homes are

Detached house71.1%
Attached house1.9%
2 to 4 units1.2%
Mobile home25.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$215,548as of 2026-07
Typical home value, 1 yeardown 2.2%
Typical home value, 5 yearsup 23.3%
Typical home value, 10 yearsup 56%
Typical home value since 2000
200020132026$220,361$90,866

$90,866 in 2000 to $215,548 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.8%
Bachelor's degree or higher23.2%
High school diploma or higher93.2%
Works from home9.1%
Drives to work alone85.1%
Takes public transport2.3%
Commutes 45 minutes or more6.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening67.4% 3.1 pts above the national average of 64.3%
Visited a dentist60.5% 0.8 pts below the national average of 61.3%
Mammography use73.1% 2.8 pts below the national average of 75.9%
Sleeps under 7 hours40.1% 3.7 pts above the national average of 36.4%
All natural teeth lost17.7% 4.7 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments58
People employed441
Annual payroll$19,766,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 86.7% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss88.5 out of 100
Community resilience73.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought95.9Relatively Moderate at its worst in this ZIP code
Earthquake94.8Relatively High at its worst in this ZIP code
Ice storm93.9Relatively High at its worst in this ZIP code
Heat wave92.7Relatively High at its worst in this ZIP code
Winter weather90Relatively High at its worst in this ZIP code
Strong wind87.4Relatively High at its worst in this ZIP code
Cold wave83Relatively High at its worst in this ZIP code
Hail81.3Relatively Moderate at its worst in this ZIP code
Tornado77.6Relatively High at its worst in this ZIP code
Lightning75.9Relatively High at its worst in this ZIP code
Wildfire70.9Relatively Low at its worst in this ZIP code
Landslide70.2Relatively Low at its worst in this ZIP code
River flooding45.5Relatively Moderate at its worst in this ZIP code
Hurricane42Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$86,328$62,417$78,538
Income per person$34,189$34,960$43,289
Poverty rate6%16.1%12.4%
Median home value$175,300$192,300$303,400
Median gross rent$985$933$1,348
Homeownership80.9%68.3%65%
Bachelor's degree or higher23.2%27%35%
Unemployment rate1.8%4.8%5.2%
Works from home9.1%9.1%13.5%
Born outside the US2%4.4%13.9%
Median age40.939.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPADUCAH, KY US2.8 km away
Rain in a year50 in
Snow in a year9 in

Average high and low by month

January44.7°F / 27.3°F3.85 in rain, 2.7 in snow
February49.7°F / 30.5°F3.94 in rain, 3 in snow
March59.7°F / 38.3°F4.64 in rain, 1.1 in snow
April70.4°F / 47.6°F5.17 in rain
May79.1°F / 57.7°F4.87 in rain
June87.1°F / 66°F4.51 in rain
July89.9°F / 69.4°F4.3 in rain
August89.5°F / 66.8°F3.11 in rain
September83.2°F / 58.9°F3.55 in rain
October71.8°F / 47.6°F3.99 in rain, 0.1 in snow
November58.5°F / 37.5°F4.09 in rain, 0.2 in snow
December48.3°F / 30.7°F4.3 in rain, 1.8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket7% of this ZIP code's area
No vehicle and far from a supermarket86% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

McCracken County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status27more vulnerable than 27% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status17more vulnerable than 17% of US census tracts
Housing type and transport30more vulnerable than 30% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42002 Paducah, KY4.4 km away
42001 Paducah, KY9.3 km away
62960 Metropolis, IL9.8 km away
42053 Kevil, KY10.2 km away
62953 Joppa, IL14.9 km away
42060 Lovelaceville, KY15.1 km away
42003 Paducah, KY16.1 km away
42022 Bandana, KY17.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McCracken County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area31.26 sq mi
Water area0.36 sq mi
Population density138 people per sq mi
Latitude, longitude37.0922, -88.7611

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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