Postal Codes

42038 ZIP Code

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ZIP code 42038 covers Eddyville, Kentucky, with a population of about 6,045 and a median household income of $64,254.

Population
6,04570 per square mile
Median age
43.44.7 points above the US average
Median household income
$64,254about the Kentucky median
Poverty rate
11.7%0.7 points below the US average
Typical home value
$159,297up 2.9% in five years
Median rent
$889about the Kentucky median
Degree or higher
14.6%20.4 points below the US average
Homeownership
77%12 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
116

Where 42038 is

Eddyville, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,045
Median age43.4
Family households65.2%
Born outside the US0.8%
Speaks a language other than English at home1.1%
White (non-Hispanic)86.9%
Black (non-Hispanic)7.7%
Asian (non-Hispanic)0.6%
Hispanic or Latino1.4%
Veterans9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,254
Income per person$30,464
Poverty rate11.7%
Households on SNAP or cash assistance13.6%

Household income distribution

Under $10k6.7%
$10–15k1.7%
$15–20k5.3%
$20–25k4.0%
$25–30k2.5%
$30–35k4.8%
$35–40k5.8%
$40–45k3.6%
$45–50k3.8%
$50–60k9.2%
$60–75k9.1%
$75–100k13.3%
$100–125k10.3%
$125–150k2.9%
$150–200k9.7%
$200k or more7.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,130
Mean adjusted gross income$68,339
Returns declaring $200,000 or more4.2%
Returns, under $25k30.0%
Returns, $25k–$50k22.1%
Returns, $50k–$75k15.5%
Returns, $75k–$100k11.7%
Returns, $100k–$200k16.4%
Returns, $200k or more4.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$195,700
Median gross rent$889
Rent as a share of household income23.3%
Owner-occupied77%
Vacant homes31.2%
Median year built1988

What the homes are

Detached house77.3%
2 to 4 units6%
5 to 19 units2.4%
20 or more units0.3%
Mobile home14%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$159,297as of 2026-07
Typical home value, 1 yeardown 15.6%
Typical home value, 5 yearsup 2.9%
Typical home value, 10 yearsup 23.1%
Typical home value since 2000
200020132026$188,800$107,874

$107,874 in 2000 to $159,297 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher14.6%
High school diploma or higher89.1%
Works from home6.1%
Drives to work alone87.4%
Takes public transport0%
Commutes 45 minutes or more25.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening67.2% 2.9 pts above the national average of 64.3%
Visited a dentist56.9% 4.4 pts below the national average of 61.3%
Mammography use71.9% 4 pts below the national average of 75.9%
Sleeps under 7 hours41.5% 5.1 pts above the national average of 36.4%
All natural teeth lost17.9% 4.9 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments116
People employed925
Annual payroll$35,419,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 84.5% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss74.2 out of 100
Community resilience25.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.6Very High at its worst in this ZIP code
Ice storm99.5Very High at its worst in this ZIP code
Drought96.8Relatively Moderate at its worst in this ZIP code
Winter weather91.4Relatively High at its worst in this ZIP code
Earthquake87.2Relatively High at its worst in this ZIP code
Tornado87.1Relatively High at its worst in this ZIP code
Landslide84.7Relatively Low at its worst in this ZIP code
Hail80.4Relatively Moderate at its worst in this ZIP code
Lightning76.4Relatively High at its worst in this ZIP code
Cold wave75.4Relatively High at its worst in this ZIP code
Heat wave74.2Relatively Moderate at its worst in this ZIP code
Wildfire70.1Relatively Low at its worst in this ZIP code
River flooding61.2Relatively Moderate at its worst in this ZIP code
Hurricane37.9Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$64,254$62,417$78,538
Income per person$30,464$34,960$43,289
Poverty rate11.7%16.1%12.4%
Median home value$195,700$192,300$303,400
Median gross rent$889$933$1,348
Homeownership77%68.3%65%
Bachelor's degree or higher14.6%27%35%
Unemployment rate2.4%4.8%5.2%
Works from home6.1%9.1%13.5%
Born outside the US0.8%4.4%13.9%
Median age43.439.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationEDDYVILLE 5S, KY US2.9 km away
Rain in a year53 in

Average high and low by month

January47.7°F / 29.8°F4.01 in rain
February52°F / 33.5°F4.51 in rain
March61.7°F / 41.4°F4.42 in rain
April72°F / 50.1°F5.24 in rain
May79.3°F / 59.3°F4.98 in rain
June86.8°F / 67.4°F5.29 in rain
July90.1°F / 70.7°F3.99 in rain
August90.3°F / 69.9°F3.82 in rain
September84.8°F / 62.4°F3.74 in rain
October73.9°F / 51.7°F4.01 in rain
November61.1°F / 41.5°F4.19 in rain
December50.6°F / 34.2°F4.9 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lyon County School District98.5% of this ZIP code's land area
Caldwell County School District1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability33more vulnerable than 33% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport37more vulnerable than 37% of US census tracts
Walkability4.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42055 Kuttawa, KY8.9 km away
42037 Dycusburg, KY15.8 km away
42411 Fredonia, KY16.6 km away
42445 Princeton, KY17.4 km away
42045 Grand Rivers, KY19.1 km away
42044 Gilbertsville, KY22.3 km away
42083 Tiline, KY22.7 km away
42033 Crayne, KY22.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lyon County98.5% of this ZIP code's land area
Caldwell County1.5% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area86.68 sq mi
Water area10.82 sq mi
Population density70 people per sq mi
Latitude, longitude37.0664, -88.0494

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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