Postal Codes

42023 ZIP Code

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ZIP code 42023 covers Bardwell, Kentucky, with a population of about 2,572 and a median household income of $62,250.

Population
2,57227 per square mile
Median age
43.75 points above the US average
Median household income
$62,250about the Kentucky median
Poverty rate
19.3%6.9 points above the US average
Typical home value
$133,171up 51.5% in five years
Median rent
$63332% below the Kentucky median
Degree or higher
15.5%19.5 points below the US average
Homeownership
79.2%14.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
41

Where 42023 is

Bardwell, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,572
Median age43.7
Family households72.8%
Born outside the US0.7%
Speaks a language other than English at home1%
White (non-Hispanic)91.7%
Black (non-Hispanic)1.5%
Asian (non-Hispanic)0.5%
Hispanic or Latino0.7%
Veterans8.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$62,250
Income per person$34,254
Poverty rate19.3%
Households on SNAP or cash assistance19.4%

Household income distribution

Under $10k1.2%
$10–15k7.6%
$15–20k9.3%
$20–25k3.5%
$25–30k5.6%
$30–35k4.6%
$35–40k2.2%
$40–45k2.1%
$45–50k4.8%
$50–60k7.6%
$60–75k14.7%
$75–100k7.7%
$100–125k12.3%
$125–150k5.3%
$150–200k5.6%
$200k or more5.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed970
Mean adjusted gross income$61,033
Returns declaring $200,000 or more2.1%
Returns, under $25k33.0%
Returns, $25k–$50k24.7%
Returns, $50k–$75k14.4%
Returns, $75k–$100k10.3%
Returns, $100k–$200k15.5%
Returns, $200k or more2.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$114,200
Median gross rent$633
Rent as a share of household income30.1%
Owner-occupied79.2%
Vacant homes20.6%
Median year built1976

What the homes are

Detached house75.2%
2 to 4 units4.9%
5 to 19 units3.6%
20 or more units0.3%
Mobile home15%
Boat, RV or van1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$133,171as of 2026-07
Typical home value, 1 yeardown 1.3%
Typical home value, 5 yearsup 51.5%
Typical home value, 10 yearsup 97.1%
Typical home value since 2000
201320192026$134,993$59,176

$59,176 in 2013 to $133,171 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher15.5%
High school diploma or higher89.8%
Works from home4.7%
Drives to work alone86.1%
Takes public transport0.6%
Commutes 45 minutes or more15%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening63.6% 0.7 pts below the national average of 64.3%
Visited a dentist52.4% 8.9 pts below the national average of 61.3%
Mammography use72.6% 3.3 pts below the national average of 75.9%
Sleeps under 7 hours39.8% 3.4 pts above the national average of 36.4%
All natural teeth lost24.5% 11.5 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments41
People employed444
Annual payroll$18,717,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 78% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss71 out of 100
Community resilience25.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm99Very High at its worst in this ZIP code
Drought97.2Relatively Moderate at its worst in this ZIP code
Strong wind94.3Relatively High at its worst in this ZIP code
Earthquake91.3Relatively High at its worst in this ZIP code
Landslide86.4Relatively Low at its worst in this ZIP code
Winter weather83.2Relatively High at its worst in this ZIP code
Cold wave81.5Relatively High at its worst in this ZIP code
Heat wave74.8Relatively Moderate at its worst in this ZIP code
Tornado73Relatively Moderate at its worst in this ZIP code
Hail66Relatively Low at its worst in this ZIP code
Lightning65.8Relatively Moderate at its worst in this ZIP code
Wildfire55Very Low at its worst in this ZIP code
Hurricane43.5Very Low at its worst in this ZIP code
River flooding27.2Relatively Low at its worst in this ZIP code
Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,250$62,417$78,538
Income per person$34,254$34,960$43,289
Poverty rate19.3%16.1%12.4%
Median home value$114,200$192,300$303,400
Median gross rent$633$933$1,348
Homeownership79.2%68.3%65%
Bachelor's degree or higher15.5%27%35%
Unemployment rate5%4.8%5.2%
Works from home4.7%9.1%13.5%
Born outside the US0.7%4.4%13.9%
Median age43.739.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBARDWELL 2 E, KY US3.1 km away

Average high and low by month

January44.5°F / 26.5°F
February49.2°F / 29.3°F
March60.7°F / 38°F
April70.6°F / 45.8°F
May79°F / 56.2°F
June87°F / 64.9°F
July89.8°F / 68.9°F
August88.8°F / 66.7°F
September82.9°F / 58.3°F
October71.8°F / 46.6°F
November58.1°F / 35.8°F
December47.9°F / 29.1°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Carlisle County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability58more vulnerable than 58% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics58more vulnerable than 58% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport63more vulnerable than 63% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

42021 Arlington, KY8.2 km away
42087 Wickliffe, KY11.6 km away
42070 Milburn, KY13 km away
42032 Columbus, KY13.7 km away
42035 Cunningham, KY13.7 km away
63882 Wyatt, MO18.6 km away
42060 Lovelaceville, KY20.6 km away
42024 Barlow, KY20.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carlisle County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area95 sq mi
Water area2.05 sq mi
Population density27 people per sq mi
Latitude, longitude36.8634, -89.0209

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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