41862 ZIP Code — Topmost, KY

ZIP code 41862 covers Topmost, Kentucky, with a population of about 1,032.

Population: 1,03275 per square mile
Median age: 44.25.5 points above the US average
Poverty rate: 36.2%23.8 points above the US average
Median rent: $63532% below the Kentucky median
Degree or higher: 21.2%13.8 points below the US average
Homeownership: 73.9%8.9 points above the US average
Time zone: Eastern UTC-05:00observes daylight saving time
Businesses: 7

Where 41862 is

Topmost, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	1,032
Median age	44.2
Family households	75.3%
Born outside the US	1.5%
Speaks a language other than English at home	0%
White (non-Hispanic)	92.8%
Black (non-Hispanic)	0.2%
Asian (non-Hispanic)	1.5%
Hispanic or Latino	0%
Veterans	12.2%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person	$19,248
Poverty rate	36.2%
Households on SNAP or cash assistance	43.4%

Household income distribution

Under $10k	2.7%
$10–15k	25.0%
$15–20k	3.8%
$20–25k	0.0%
$25–30k	1.6%
$30–35k	13.7%
$35–40k	0.0%
$40–45k	0.0%
$45–50k	5.8%
$50–60k	2.2%
$60–75k	27.7%
$75–100k	5.8%
$100–125k	7.1%
$125–150k	3.6%
$150–200k	0.8%
$200k or more	0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	230
Mean adjusted gross income	$47,635
Returns declaring $200,000 or more	0%
Returns, under $25k	43.5%
Returns, $25k–$50k	21.7%
Returns, $50k–$75k	13.0%
Returns, $75k–$100k	8.7%
Returns, $100k–$200k	13.0%
Returns, $200k or more	0.0%

Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent	$635
Owner-occupied	73.9%
Vacant homes	21.2%
Median year built	1983

What the homes are

Detached house	71.2%
Mobile home	28.8%

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	19.6%
Bachelor's degree or higher	21.2%
High school diploma or higher	63.8%
Works from home	14.3%
Drives to work alone	52.4%
Takes public transport	0%
Commutes 45 minutes or more	58.6%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening	59.3% 5 pts below the national average of 64.3%
Visited a dentist	42% 19.3 pts below the national average of 61.3%
Mammography use	66.5% 9.4 pts below the national average of 75.9%
Sleeps under 7 hours	43.2% 6.8 pts above the national average of 36.4%
All natural teeth lost	30.1% 17.1 pts above the national average of 13%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	7
People employed	30
Annual payroll	$653,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 83.5% of US census tracts
FEMA rating	Relatively Moderate
Expected annual loss	65.2 out of 100
Community resilience	1.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide	97.5Relatively Moderate at its worst in this ZIP code
River flooding	97.1Very High at its worst in this ZIP code
Wildfire	90.5Relatively Moderate at its worst in this ZIP code
Winter weather	82.6Relatively High at its worst in this ZIP code
Strong wind	76.5Relatively Moderate at its worst in this ZIP code
Hail	66.1Relatively Low at its worst in this ZIP code
Cold wave	64.1Relatively Moderate at its worst in this ZIP code
Lightning	57.7Relatively Moderate at its worst in this ZIP code
Avalanche	47.3Very Low at its worst in this ZIP code
Hurricane	43.1Very Low at its worst in this ZIP code
Tornado	36.7Relatively Low at its worst in this ZIP code
Heat wave	34.8Relatively Low at its worst in this ZIP code
Earthquake	28.3Very Low at its worst in this ZIP code
Ice storm	9.3Very Low at its worst in this ZIP code

Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Kentucky	United States
Median household income	—	$62,417	$78,538
Income per person	$19,248	$34,960	$43,289
Poverty rate	36.2%	16.1%	12.4%
Median home value	—	$192,300	$303,400
Median gross rent	$635	$933	$1,348
Homeownership	73.9%	68.3%	65%
Bachelor's degree or higher	21.2%	27%	35%
Unemployment rate	19.6%	4.8%	5.2%
Works from home	14.3%	9.1%	13.5%
Born outside the US	1.5%	4.4%	13.9%
Median age	44.2	39.1	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	WHITESBURG 2SE, KY US27.4 km away
Rain in a year	51 in

Average high and low by month

January	43.8°F / 24.1°F4.04 in rain
February	48.7°F / 26.3°F4 in rain
March	57.3°F / 31.6°F4.59 in rain
April	68.3°F / 39.7°F4.5 in rain
May	74.2°F / 50.1°F4.93 in rain
June	79.2°F / 57.5°F4.64 in rain
July	81.8°F / 63.5°F5.6 in rain
August	80.9°F / 61.8°F4.38 in rain
September	76.3°F / 55.4°F3.48 in rain
October	67.8°F / 42.1°F2.98 in rain
November	56.8°F / 32°F3.08 in rain
December	46.9°F / 27.3°F4.33 in rain

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	None of this ZIP code
No vehicle and far from a supermarket	100% of this ZIP code's area

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Knott County School District	100% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	57more vulnerable than 57% of US census tracts
Socioeconomic status	74more vulnerable than 74% of US census tracts
Household characteristics	51more vulnerable than 51% of US census tracts
Racial and ethnic minority status	1more vulnerable than 1% of US census tracts
Housing type and transport	49more vulnerable than 49% of US census tracts
Walkability	2.1 out of 20Least walkable

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41828 Kite, KY	3.9 km away
41606 Bevinsville, KY	4.6 km away
41859 Dema, KY	5.5 km away
41612 Bypro, KY	6.7 km away
41861 Raven, KY	6.9 km away
41669 Wheelwright, KY	7.1 km away
41844 Pippa Passes, KY	7.2 km away
41636 Hi Hat, KY	8 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Knott County	100% of this ZIP code's land area
Time zone	Eastern (UTC-05:00 standard)
Daylight saving time	Observed
Land area	13.67 sq mi
Water area	0.01 sq mi
Population density	75 people per sq mi
Latitude, longitude	37.3485, -82.7926

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.