Postal Codes

41838 ZIP Code

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ZIP code 41838 covers Millstone, Kentucky.

Median age
50.611.9 points above the US average
Poverty rate
28.1%15.7 points above the US average
Typical home value
$73,045down 7.1% in five years
Degree or higher
5.7%29.3 points below the US average
Homeownership
68.1%3.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time

Where 41838 is

Millstone, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Median age50.6
Family households89.3%
Born outside the US0%
Speaks a language other than English at home0%
White (non-Hispanic)98.6%
Black (non-Hispanic)1.4%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans2.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$15,134
Poverty rate28.1%
Households on SNAP or cash assistance34%

Household income distribution

Under $10k0.0%
$10–15k7.7%
$15–20k0.0%
$20–25k0.0%
$25–30k19.9%
$30–35k23.3%
$35–40k0.0%
$40–45k31.9%
$45–50k10.1%
$50–60k0.0%
$60–75k0.0%
$75–100k0.0%
$100–125k7.1%
$125–150k0.0%
$150–200k0.0%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed130
Mean adjusted gross income$51,131
Returns declaring $200,000 or more0%
Returns, under $25k30.8%
Returns, $25k–$50k30.8%
Returns, $50k–$75k15.4%
Returns, $75k–$100k23.1%
Returns, $100k–$200k0.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$59,700
Owner-occupied68.1%
Vacant homes0%
Median year built1938

What the homes are

Detached house82.2%
Mobile home17.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$73,045as of 2026-07
Typical home value, 1 yeardown 11.9%
Typical home value, 5 yearsdown 7.1%
Typical home value, 10 yearsup 8.8%
Typical home value since 2000
201620212026$86,358$67,146

$67,146 in 2016 to $73,045 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher5.7%
High school diploma or higher62%
Works from home0%
Drives to work alone92.4%
Takes public transport1.7%
Commutes 45 minutes or more4.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening56% 8.3 pts below the national average of 64.3%
Visited a dentist38.4% 22.9 pts below the national average of 61.3%
Mammography use64.7% 11.2 pts below the national average of 75.9%
Sleeps under 7 hours46.7% 10.3 pts above the national average of 36.4%
All natural teeth lost39.4% 26.4 pts above the national average of 13%
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss59.7 out of 100
Community resilience6.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.2Relatively Moderate at its worst in this ZIP code
River flooding93Relatively High at its worst in this ZIP code
Wildfire89.5Relatively Moderate at its worst in this ZIP code
Winter weather79.2Relatively High at its worst in this ZIP code
Strong wind66.3Relatively Moderate at its worst in this ZIP code
Hail66.2Relatively Low at its worst in this ZIP code
Cold wave64.4Relatively Moderate at its worst in this ZIP code
Avalanche61.2Very Low at its worst in this ZIP code
Earthquake43.3Relatively Low at its worst in this ZIP code
Hurricane41.5Very Low at its worst in this ZIP code
Tornado40.2Relatively Low at its worst in this ZIP code
Heat wave24.2Relatively Low at its worst in this ZIP code
Lightning21.2Relatively Low at its worst in this ZIP code
Ice storm6.2Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$15,134$34,960$43,289
Poverty rate28.1%16.1%12.4%
Median home value$59,700$192,300$303,400
Median gross rent$933$1,348
Homeownership68.1%68.3%65%
Bachelor's degree or higher5.7%27%35%
Unemployment rate0%4.8%5.2%
Works from home0%9.1%13.5%
Born outside the US0%4.4%13.9%
Median age50.639.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITESBURG 2SE, KY US9.5 km away
Rain in a year51 in

Average high and low by month

January43.8°F / 24.1°F4.04 in rain
February48.7°F / 26.3°F4 in rain
March57.3°F / 31.6°F4.59 in rain
April68.3°F / 39.7°F4.5 in rain
May74.2°F / 50.1°F4.93 in rain
June79.2°F / 57.5°F4.64 in rain
July81.8°F / 63.5°F5.6 in rain
August80.9°F / 61.8°F4.38 in rain
September76.3°F / 55.4°F3.48 in rain
October67.8°F / 42.1°F2.98 in rain
November56.8°F / 32°F3.08 in rain
December46.9°F / 27.3°F4.33 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Letcher County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability66more vulnerable than 66% of US census tracts
Socioeconomic status82more vulnerable than 82% of US census tracts
Household characteristics20more vulnerable than 20% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport83more vulnerable than 83% of US census tracts
Walkability3.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41849 Seco, KY1.4 km away
41855 Thornton, KY3.3 km away
41840 Neon, KY3.8 km away
41815 Ermine, KY4.4 km away
41810 Cromona, KY5 km away
41837 Mayking, KY5.2 km away
41825 Jackhorn, KY5.9 km away
41812 Deane, KY7.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Letcher County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area8.59 sq mi
Water area0.04 sq mi
Latitude, longitude37.1766, -82.7517

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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