41232 ZIP Code — Lowmansville, KY

ZIP code 41232 covers Lowmansville, Kentucky, with a population of about 334.

Population: 33427 per square mile
Median age: 61.122.4 points above the US average
Poverty rate: 35.7%23.3 points above the US average
Median home value: $86,90055% below the Kentucky median
Degree or higher: 14%21 points below the US average
Homeownership: 75.2%10.2 points above the US average
Time zone: Eastern UTC-05:00observes daylight saving time
Businesses: 9

Where 41232 is

Lowmansville, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	334
Median age	61.1
Family households	31.7%
Born outside the US	0%
Speaks a language other than English at home	0%
White (non-Hispanic)	81.7%
Black (non-Hispanic)	0%
Asian (non-Hispanic)	0%
Hispanic or Latino	0%
Veterans	4%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate	35.7%
Households on SNAP or cash assistance	12.4%

Household income distribution

Under $10k	34.9%
$10–15k	12.4%
$15–20k	7.8%
$20–25k	4.6%
$25–30k	0.0%
$30–35k	6.0%
$35–40k	5.5%
$40–45k	4.6%
$45–50k	3.7%
$50–60k	7.3%
$60–75k	4.6%
$75–100k	0.0%
$100–125k	0.0%
$125–150k	0.0%
$150–200k	0.0%
$200k or more	8.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	210
Mean adjusted gross income	$46,662
Returns declaring $200,000 or more	0%
Returns, under $25k	38.1%
Returns, $25k–$50k	28.6%
Returns, $50k–$75k	23.8%
Returns, $75k–$100k	0.0%
Returns, $100k–$200k	9.5%
Returns, $200k or more	0.0%

Housing

American Community Survey 2019–2023 five-year estimates

Median home value	$86,900
Owner-occupied	75.2%
Vacant homes	19%
Median year built	2002

What the homes are

Detached house	32.7%
Mobile home	67.3%

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	0%
Bachelor's degree or higher	14%
High school diploma or higher	53%
Works from home	0%
Drives to work alone	90.1%
Takes public transport	0%
Commutes 45 minutes or more	7.9%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening	58.1% 6.2 pts below the national average of 64.3%
Visited a dentist	49.9% 11.4 pts below the national average of 61.3%
Mammography use	69.2% 6.7 pts below the national average of 75.9%
Sleeps under 7 hours	42.6% 6.2 pts above the national average of 36.4%
All natural teeth lost	31.2% 18.2 pts above the national average of 13%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	9
People employed	36
Annual payroll	$738,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 78.8% of US census tracts
FEMA rating	Relatively Moderate
Expected annual loss	75.3 out of 100
Community resilience	10.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide	98Relatively Moderate at its worst in this ZIP code
River flooding	94.9Very High at its worst in this ZIP code
Wildfire	90.2Relatively Moderate at its worst in this ZIP code
Heat wave	84.3Relatively High at its worst in this ZIP code
Winter weather	74.5Relatively High at its worst in this ZIP code
Strong wind	73.8Relatively Moderate at its worst in this ZIP code
Lightning	64.4Relatively Moderate at its worst in this ZIP code
Hail	64.1Relatively Low at its worst in this ZIP code
Ice storm	53.2Relatively Low at its worst in this ZIP code
Hurricane	43.1Very Low at its worst in this ZIP code
Tornado	42.1Relatively Low at its worst in this ZIP code
Cold wave	38.7Relatively Moderate at its worst in this ZIP code
Earthquake	28.3Very Low at its worst in this ZIP code

Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Kentucky	United States
Median household income	—	$62,417	$78,538
Income per person	—	$34,960	$43,289
Poverty rate	35.7%	16.1%	12.4%
Median home value	$86,900	$192,300	$303,400
Median gross rent	—	$933	$1,348
Homeownership	75.2%	68.3%	65%
Bachelor's degree or higher	14%	27%	35%
Unemployment rate	0%	4.8%	5.2%
Works from home	0%	9.1%	13.5%
Born outside the US	0%	4.4%	13.9%
Median age	61.1	39.1	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	CHARLEY 2 SW, KY US3.2 km away
Rain in a year	46 in

Average high and low by month

January	43.8°F / 22.5°F3.29 in rain
February	47.8°F / 24.8°F2.93 in rain
March	57.6°F / 29.9°F4.04 in rain
April	69.6°F / 38.8°F4.59 in rain
May	75.9°F / 49.2°F4.62 in rain
June	82.4°F / 58.4°F4.69 in rain
July	85.4°F / 62.5°F4.73 in rain
August	84.3°F / 60.8°F3.7 in rain
September	79.1°F / 53.3°F4.04 in rain
October	68.5°F / 41°F3.08 in rain
November	57.2°F / 30.2°F3.09 in rain
December	47.2°F / 26°F3.34 in rain

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	None of this ZIP code
No vehicle and far from a supermarket	31% of this ZIP code's area

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lawrence County School District	69.1% of this ZIP code's land area
Johnson County School District	30.9% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	35more vulnerable than 35% of US census tracts
Socioeconomic status	60more vulnerable than 60% of US census tracts
Household characteristics	25more vulnerable than 25% of US census tracts
Racial and ethnic minority status	3more vulnerable than 3% of US census tracts
Housing type and transport	34more vulnerable than 34% of US census tracts
Walkability	3.1 out of 20Least walkable

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41264 Ulysses, KY	5.5 km away
41254 River, KY	5.8 km away
41257 Stambaugh, KY	6.2 km away
41263 Tutor Key, KY	9.3 km away
41274 Wittensville, KY	9.5 km away
41255 Sitka, KY	10.6 km away
41271 Williamsport, KY	11.2 km away
41260 Thelma, KY	12.3 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lawrence County	69.1% of this ZIP code's land area
Johnson County	30.9% of this ZIP code's land area
Time zone	Eastern (UTC-05:00 standard)
Daylight saving time	Observed
Land area	12.58 sq mi
Population density	27 people per sq mi
Latitude, longitude	37.9315, -82.7349

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.