41181 ZIP Code
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ZIP code 41181 covers Willard, Kentucky.
- Poverty rate
- 0%12.4 points below the US average
- Degree or higher
- 0%35 points below the US average
- Homeownership
- 100%35 points above the US average
- Time zone
- Eastern UTC-05:00observes daylight saving time
- Businesses
- 4
Where 41181 is
Willard, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Family households | 12.2% |
|---|---|
| Born outside the US | 0% |
| Speaks a language other than English at home | 0% |
| White (non-Hispanic) | 100% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 11.1% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Income per person | $15,386 |
|---|---|
| Poverty rate | 0% |
| Households on SNAP or cash assistance | 0% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Housing
American Community Survey 2019–2023 five-year estimates
| Owner-occupied | 100% |
|---|---|
| Vacant homes | 0% |
What the homes are
| Detached house |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Bachelor's degree or higher | 0% |
|---|---|
| High school diploma or higher | 20.4% |
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 4 |
|---|---|
| People employed | 20 |
| Annual payroll | $562,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 92.2% of US census tracts |
|---|---|
| FEMA rating | Relatively High |
| Expected annual loss | 80.2 out of 100 |
| Community resilience | 7 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Landslide | 98.9Relatively Moderate at its worst in this ZIP code |
|---|---|
| River flooding | 98.5Very High at its worst in this ZIP code |
| Heat wave | 96.7Very High at its worst in this ZIP code |
| Wildfire | 88.4Relatively Moderate at its worst in this ZIP code |
| Ice storm | 86.4Relatively Moderate at its worst in this ZIP code |
| Winter weather | 85.1Relatively High at its worst in this ZIP code |
| Lightning | 85Relatively High at its worst in this ZIP code |
| Strong wind | 84.3Relatively High at its worst in this ZIP code |
| Drought | 75.9Very Low at its worst in this ZIP code |
| Hail | 72Relatively Moderate at its worst in this ZIP code |
| Tornado | 63.8Relatively Moderate at its worst in this ZIP code |
| Cold wave | 47Relatively Low at its worst in this ZIP code |
| Hurricane | 45.9Very Low at its worst in this ZIP code |
| Earthquake | 40.6Very Low at its worst in this ZIP code |
Compared with Kentucky and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Kentucky | United States | |
|---|---|---|---|
| Median household income | — | $62,417 | $78,538 |
| Income per person | $15,386 | $34,960 | $43,289 |
| Poverty rate | 0% | 16.1% | 12.4% |
| Median home value | — | $192,300 | $303,400 |
| Median gross rent | — | $933 | $1,348 |
| Homeownership | 100% | 68.3% | 65% |
| Bachelor's degree or higher | 0% | 27% | 35% |
| Unemployment rate | — | 4.8% | 5.2% |
| Works from home | — | 9.1% | 13.5% |
| Born outside the US | 0% | 4.4% | 13.9% |
| Median age | — | 39.1 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | GRAYSON 3 SW, KY US11.4 km away |
|---|
Average high and low by month
| January | 43.2°F / 20.6°F |
|---|---|
| February | 47.3°F / 22.8°F |
| March | 56.6°F / 28.9°F |
| April | 69°F / 37°F |
| May | 76°F / 48.2°F |
| June | 83.8°F / 56.4°F |
| July | 87.4°F / 61.3°F |
| August | 86°F / 59.4°F |
| September | 81.3°F / 51.7°F |
| October | 69.8°F / 38.8°F |
| November | 57.1°F / 29.9°F |
| December | 47°F / 25.2°F |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | 100% of this ZIP code's area |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Carter County School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 36more vulnerable than 36% of US census tracts |
|---|---|
| Socioeconomic status | 56more vulnerable than 56% of US census tracts |
| Household characteristics | 34more vulnerable than 34% of US census tracts |
| Racial and ethnic minority status | 5more vulnerable than 5% of US census tracts |
| Housing type and transport | 31more vulnerable than 31% of US census tracts |
| Walkability | 3.4 out of 20Least walkable |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 41132 Denton, KY | 7.6 km away |
|---|---|
| 41146 Hitchins, KY | 8.1 km away |
| 41180 Webbville, KY | 11.3 km away |
| 41143 Grayson, KY | 14.7 km away |
| 41171 Sandy Hook, KY | 17.1 km away |
| 41142 Grahn, KY | 17.9 km away |
| 41168 Rush, KY | 18.2 km away |
| 41201 Adams, KY | 20.3 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Carter County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 1.92 sq mi |
| Latitude, longitude | 38.2045, -82.9076 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.