Postal Codes

40981 ZIP Code

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ZIP code 40981 covers Saul, Kentucky, with a population of about 0.

Population
0
Time zone
Eastern UTC-05:00observes daylight saving time

Where 40981 is

Saul, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population0
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 87.3% of US census tracts
FEMA ratingRelatively High
Expected annual loss85.6 out of 100
Community resilience29.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide99Relatively Moderate at its worst in this ZIP code
River flooding97.4Very High at its worst in this ZIP code
Wildfire93.5Relatively Moderate at its worst in this ZIP code
Winter weather89.8Relatively High at its worst in this ZIP code
Strong wind89.6Relatively High at its worst in this ZIP code
Lightning80.2Relatively High at its worst in this ZIP code
Hail78.4Relatively Moderate at its worst in this ZIP code
Cold wave76.2Relatively Moderate at its worst in this ZIP code
Tornado57.3Relatively Moderate at its worst in this ZIP code
Earthquake52.8Relatively Low at its worst in this ZIP code
Hurricane48.7Very Low at its worst in this ZIP code
Heat wave45Relatively Low at its worst in this ZIP code
Avalanche42.7Very Low at its worst in this ZIP code
Ice storm11.5Very Low at its worst in this ZIP code
Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$34,960$43,289
Poverty rate16.1%12.4%
Median home value$192,300$303,400
Median gross rent$933$1,348
Homeownership68.3%65%
Bachelor's degree or higher27%35%
Unemployment rate4.8%5.2%
Works from home9.1%13.5%
Born outside the US4.4%13.9%
Median age39.138.7
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Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBUCKHORN LAKE, KY US7.5 km away
Rain in a year51 in

Average high and low by month

January43.9°F / 24.5°F4.01 in rain
February49°F / 26.5°F3.87 in rain
March58.6°F / 32.3°F4.77 in rain
April70.3°F / 41.1°F4.47 in rain
May77.6°F / 52.3°F5.01 in rain
June84.3°F / 60.5°F4.97 in rain
July87°F / 65°F5.31 in rain
August85.1°F / 64.3°F4.41 in rain
September80.4°F / 57.6°F3.34 in rain
October70.2°F / 44.8°F3.26 in rain
November58.4°F / 33.9°F3.32 in rain
December48.6°F / 27.5°F4.74 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Perry County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability63more vulnerable than 63% of US census tracts
Socioeconomic status69more vulnerable than 69% of US census tracts
Household characteristics54more vulnerable than 54% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport71more vulnerable than 71% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41727 Chavies, KY3.3 km away
41745 Gays Creek, KY4.2 km away
41754 Krypton, KY6.7 km away
41778 Yerkes, KY7.9 km away
41390 Whick, KY8.8 km away
41721 Buckhorn, KY10 km away
41723 Busy, KY10.8 km away
41719 Bonnyman, KY12.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Perry County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.91 sq mi
Latitude, longitude37.3313, -83.3870

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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