Postal Codes

40504 ZIP Code

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ZIP code 40504 covers Lexington, Kentucky, with a population of about 26,164 and a median household income of $43,015.

Population
26,1644,245 per square mile
Median age
29.69.1 points below the US average
Median household income
$43,01531% below the Kentucky median
Poverty rate
30%17.6 points above the US average
Typical home value
$274,331up 39.9% in five years
Median rent
$888about the Kentucky median
Degree or higher
32.3%2.7 points below the US average
Homeownership
33.4%31.6 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
674

Where 40504 is

Lexington, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,164
Median age29.6
Family households43%
Born outside the US15.1%
Speaks a language other than English at home20.7%
White (non-Hispanic)61%
Black (non-Hispanic)15.1%
Asian (non-Hispanic)1.8%
Hispanic or Latino18%
Veterans4.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$43,015
Income per person$30,573
Poverty rate30%
Households on SNAP or cash assistance14.1%

Household income distribution

Under $10k11.4%
$10–15k7.3%
$15–20k3.9%
$20–25k4.5%
$25–30k9.3%
$30–35k4.2%
$35–40k5.6%
$40–45k4.7%
$45–50k4.9%
$50–60k7.1%
$60–75k11.6%
$75–100k9.5%
$100–125k6.6%
$125–150k2.9%
$150–200k2.7%
$200k or more3.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,610
Mean adjusted gross income$51,883
Returns declaring $200,000 or more2.4%
Returns, under $25k37.7%
Returns, $25k–$50k30.2%
Returns, $50k–$75k13.4%
Returns, $75k–$100k7.3%
Returns, $100k–$200k9.1%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$209,400
Median gross rent$888
Rent as a share of household income29.5%
Owner-occupied33.4%
Vacant homes7.7%
Median year built1969

What the homes are

Detached house42%
Attached house2.8%
2 to 4 units7.7%
5 to 19 units32.2%
20 or more units15.2%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$274,331as of 2026-07
Typical home value, 1 yearup 5%
Typical home value, 5 yearsup 39.9%
Typical home value, 10 yearsup 104.6%
Typical asking rent$1,439as of 2026-07
Typical asking rent, 1 yearup 5.5%
Typical home value since 2000
200020132026$274,331$104,128

$104,128 in 2000 to $274,331 in 2026.

Typical asking rent
202220242026$1,439$1,111

$1,111 in 2022 to $1,439 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.4%
Bachelor's degree or higher32.3%
High school diploma or higher84.1%
Works from home5.3%
Drives to work alone72.9%
Takes public transport2.4%
Commutes 45 minutes or more7.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening63.5% 0.8 pts below the national average of 64.3%
Visited a dentist52.3% 9 pts below the national average of 61.3%
Mammography use68.6% 7.3 pts below the national average of 75.9%
Sleeps under 7 hours40.6% 4.2 pts above the national average of 36.4%
All natural teeth lost20.1% 7.1 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments674
People employed11,791
Annual payroll$711,532,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 69.5% of US census tracts
FEMA ratingVery Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss60.7 out of 100
Community resilience65.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado89.8Very High at its worst in this ZIP code
Winter weather87.6Relatively High at its worst in this ZIP code
Cold wave86.4Relatively High at its worst in this ZIP code
Lightning83.5Relatively High at its worst in this ZIP code
Ice storm79Relatively Moderate at its worst in this ZIP code
Strong wind78.4Relatively High at its worst in this ZIP code
Earthquake78.1Relatively Moderate at its worst in this ZIP code
Hail76.2Relatively Moderate at its worst in this ZIP code
River flooding72.5Relatively High at its worst in this ZIP code
Heat wave51.5Relatively Moderate at its worst in this ZIP code
Wildfire45Very Low at its worst in this ZIP code
Hurricane38.8Very Low at its worst in this ZIP code
Landslide16.8Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$43,015$62,417$78,538
Income per person$30,573$34,960$43,289
Poverty rate30%16.1%12.4%
Median home value$209,400$192,300$303,400
Median gross rent$888$933$1,348
Homeownership33.4%68.3%65%
Bachelor's degree or higher32.3%27%35%
Unemployment rate7.4%4.8%5.2%
Works from home5.3%9.1%13.5%
Born outside the US15.1%4.4%13.9%
Median age29.639.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLEXINGTON BLUEGRASS AP, KY US5.5 km away
Rain in a year50 in
Snow in a year14 in

Average high and low by month

January42.3°F / 25.4°F3.42 in rain, 4.7 in snow
February46.8°F / 28.3°F3.64 in rain, 4.5 in snow
March56.1°F / 35.8°F4.48 in rain, 2.8 in snow
April67.2°F / 45.2°F4.42 in rain, 0.2 in snow
May75.8°F / 55°F5.44 in rain
June83.8°F / 62.8°F4.96 in rain
July86.9°F / 66.5°F5.12 in rain
August86.2°F / 65.2°F3.71 in rain
September80.2°F / 58.1°F3.42 in rain
October68.6°F / 47°F3.66 in rain
November55.8°F / 36.4°F3.37 in rain, 0.4 in snow
December45.9°F / 29.6°F4.2 in rain, 1.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket22% of this ZIP code's area
Far from a supermarket22% of this ZIP code's area
No vehicle and far from a supermarket81% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Fayette County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability69more vulnerable than 69% of US census tracts
Socioeconomic status72more vulnerable than 72% of US census tracts
Household characteristics62more vulnerable than 62% of US census tracts
Racial and ethnic minority status52more vulnerable than 52% of US census tracts
Housing type and transport63more vulnerable than 63% of US census tracts
Walkability12.5 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

40536 Lexington, KY3.2 km away
40506 Lexington, KY3.4 km away
40508 Lexington, KY4.1 km away
40598 Lexington, KY4.2 km away
40507 Lexington, KY4.3 km away
40513 Lexington, KY4.5 km away
40503 Lexington, KY4.6 km away
40510 Lexington, KY5.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Fayette County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area6.16 sq mi
Water area0.03 sq mi
Population density4,245 people per sq mi
Latitude, longitude38.0406, -84.5433

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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