Postal Codes

40434 ZIP Code

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ZIP code 40434 covers Gray Hawk, Kentucky.

Median age
14.524.2 points below the US average
Poverty rate
0%12.4 points below the US average
Degree or higher
0%35 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
3

Where 40434 is

Gray Hawk, Kentucky — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Median age14.5
Born outside the US0%
Speaks a language other than English at home0%
White (non-Hispanic)50.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino49.5%
Veterans0%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate0%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Bachelor's degree or higher0%
High school diploma or higher100%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments3
People employed23
Annual payroll$629,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 57.3% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss57.7 out of 100
Community resilience12.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide95.6Relatively Low at its worst in this ZIP code
Wildfire95Relatively Moderate at its worst in this ZIP code
Strong wind88.6Relatively High at its worst in this ZIP code
Winter weather86.4Relatively High at its worst in this ZIP code
Hail80.2Relatively Moderate at its worst in this ZIP code
River flooding75.6Relatively Moderate at its worst in this ZIP code
Lightning74.6Relatively Moderate at its worst in this ZIP code
Cold wave73.8Relatively Moderate at its worst in this ZIP code
Tornado61Relatively Moderate at its worst in this ZIP code
Hurricane48.5Very Low at its worst in this ZIP code
Earthquake48.2Relatively Low at its worst in this ZIP code
Ice storm42.6Relatively Low at its worst in this ZIP code
Heat wave42.3Relatively Low at its worst in this ZIP code
Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$34,960$43,289
Poverty rate0%16.1%12.4%
Median home value$192,300$303,400
Median gross rent$933$1,348
Homeownership68.3%65%
Bachelor's degree or higher0%27%35%
Unemployment rate4.8%5.2%
Works from home9.1%13.5%
Born outside the US0%4.4%13.9%
Median age14.539.138.7
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Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBOONEVILLE 12SW, KY US15.5 km away
Rain in a year51 in

Average high and low by month

January43.9°F / 23.3°F4 in rain
February48.6°F / 25.9°F3.9 in rain
March58°F / 31.1°F4.68 in rain
April69.3°F / 39.8°F4.62 in rain
May76.8°F / 50.1°F5.24 in rain
June82.7°F / 59.3°F4.81 in rain
July85.8°F / 63.4°F5.28 in rain
August85°F / 62.2°F3.88 in rain
September79.9°F / 54.9°F3.47 in rain
October70.4°F / 41.8°F3.3 in rain
November57.8°F / 31.8°F3.39 in rain
December48.2°F / 27°F4.69 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Jackson County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability81more vulnerable than 81% of US census tracts
Socioeconomic status69more vulnerable than 69% of US census tracts
Household characteristics71more vulnerable than 71% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport98more vulnerable than 98% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

40486 Tyner, KY7.5 km away
40447 Mc Kee, KY8.6 km away
40402 Annville, KY10.4 km away
40488 Waneta, KY12.7 km away
40481 Sandgap, KY16.7 km away
40983 Sextons Creek, KY16.8 km away
41386 Vincent, KY20.8 km away
41364 Ricetown, KY23.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jackson County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.04 sq mi
Latitude, longitude37.3951, -83.9402

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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