Postal Codes

40355 ZIP Code

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ZIP code 40355 covers New Liberty, Kentucky.

Poverty rate
79.1%66.7 points above the US average
Typical home value
$232,620up 47.6% in five years
Degree or higher
24.9%10.1 points below the US average
Homeownership
73.4%8.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
4

Where 40355 is

New Liberty, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Family households53.2%
Born outside the US23.7%
Speaks a language other than English at home52.3%
White (non-Hispanic)47.7%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino52.3%
Veterans0%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate79.1%
Households on SNAP or cash assistance0%

Household income distribution

Under $10k31.7%
$10–15k15.1%
$15–20k0.0%
$20–25k0.0%
$25–30k25.9%
$30–35k0.0%
$35–40k0.0%
$40–45k0.0%
$45–50k0.0%
$50–60k0.0%
$60–75k11.5%
$75–100k8.6%
$100–125k7.2%
$125–150k0.0%
$150–200k0.0%
$200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Owner-occupied73.4%
Vacant homes21%
Median year built1986

What the homes are

Detached house79.5%
Mobile home20.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$232,620as of 2026-07
Typical home value, 1 yearup 7.5%
Typical home value, 5 yearsup 47.6%
Typical home value since 2000
201720212026$232,620$108,508

$108,508 in 2017 to $232,620 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher24.9%
High school diploma or higher80.1%
Works from home0%
Drives to work alone44.7%
Takes public transport0%
Commutes 45 minutes or more60.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening68.2% 3.9 pts above the national average of 64.3%
Visited a dentist54.9% 6.4 pts below the national average of 61.3%
Mammography use73.1% 2.8 pts below the national average of 75.9%
Sleeps under 7 hours40.5% 4.1 pts above the national average of 36.4%
All natural teeth lost20.3% 7.3 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments4
People employed9
Annual payroll$265,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.6% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss69.8 out of 100
Community resilience30.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind96.3Relatively High at its worst in this ZIP code
Tornado91.8Relatively High at its worst in this ZIP code
River flooding87.8Relatively High at its worst in this ZIP code
Landslide87.6Relatively Low at its worst in this ZIP code
Drought83.9Relatively Low at its worst in this ZIP code
Ice storm81.8Relatively Moderate at its worst in this ZIP code
Lightning80.7Relatively High at its worst in this ZIP code
Cold wave63.2Relatively Moderate at its worst in this ZIP code
Hail62.4Relatively Low at its worst in this ZIP code
Winter weather61.9Relatively Moderate at its worst in this ZIP code
Wildfire56.6Very Low at its worst in this ZIP code
Heat wave42.8Relatively Low at its worst in this ZIP code
Earthquake40.2Very Low at its worst in this ZIP code
Hurricane35.2Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$34,960$43,289
Poverty rate79.1%16.1%12.4%
Median home value$192,300$303,400
Median gross rent$933$1,348
Homeownership73.4%68.3%65%
Bachelor's degree or higher24.9%27%35%
Unemployment rate0%4.8%5.2%
Works from home0%9.1%13.5%
Born outside the US23.7%4.4%13.9%
Median age39.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGLENCOE 6 NW, KY US17 km away
Rain in a year48 in

Average high and low by month

January39.6°F / 18.6°F3.44 in rain
February43.3°F / 21.3°F3.46 in rain
March54.5°F / 29.2°F4.27 in rain
April66.7°F / 39.9°F4.96 in rain
May74.8°F / 51°F5.04 in rain
June82.1°F / 59.1°F4.77 in rain
July85.1°F / 63.4°F4.85 in rain
August84.1°F / 61.7°F3.01 in rain
September78.4°F / 54.3°F3.38 in rain
October67.4°F / 42.4°F3.33 in rain
November54.9°F / 31.7°F3.42 in rain
December44.1°F / 24.6°F3.8 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Owen County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability30more vulnerable than 30% of US census tracts
Socioeconomic status36more vulnerable than 36% of US census tracts
Household characteristics59more vulnerable than 59% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport24more vulnerable than 24% of US census tracts
Walkability1.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41052 Jonesville, KY8.8 km away
41083 Sanders, KY9.2 km away
41086 Sparta, KY10.9 km away
41046 Glencoe, KY12 km away
40359 Owenton, KY15.5 km away
41098 Worthville, KY16.6 km away
40363 Perry Park, KY16.8 km away
41095 Warsaw, KY17.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Owen County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area11.16 sq mi
Water area0.07 sq mi
Latitude, longitude38.6277, -84.8756

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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