Postal Codes

40346 ZIP Code

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ZIP code 40346 covers Means, Kentucky, with a population of about 765.

Population
76540 per square mile
Median age
35.13.6 points below the US average
Poverty rate
44.9%32.5 points above the US average
Typical home value
$152,706up 0.3% in five years
Degree or higher
10.8%24.2 points below the US average
Homeownership
83.7%18.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
7

Where 40346 is

Means, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population765
Median age35.1
Family households96.7%
Born outside the US1.8%
Speaks a language other than English at home0.2%
White (non-Hispanic)94.2%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)0%
Hispanic or Latino0.1%
Veterans8.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate44.9%
Households on SNAP or cash assistance28%

Household income distribution

Under $10k0.0%
$10–15k13.8%
$15–20k17.2%
$20–25k2.9%
$25–30k0.0%
$30–35k5.4%
$35–40k0.0%
$40–45k5.0%
$45–50k7.1%
$50–60k3.8%
$60–75k3.3%
$75–100k14.2%
$100–125k6.3%
$125–150k17.6%
$150–200k0.0%
$200k or more3.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed350
Mean adjusted gross income$43,569
Returns declaring $200,000 or more0%
Returns, under $25k40.0%
Returns, $25k–$50k25.7%
Returns, $50k–$75k17.1%
Returns, $75k–$100k5.7%
Returns, $100k–$200k11.4%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$164,800
Owner-occupied83.7%
Vacant homes21.1%
Median year built1988

What the homes are

Detached house61.1%
Mobile home38.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$152,706as of 2026-07
Typical home value, 1 yeardown 22.6%
Typical home value, 5 yearsup 0.3%
Typical home value, 10 yearsup 35.9%
Typical home value since 2000
201620212026$197,206$111,112

$112,407 in 2016 to $152,706 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3%
Bachelor's degree or higher10.8%
High school diploma or higher79.5%
Works from home4.9%
Drives to work alone80.6%
Takes public transport0%
Commutes 45 minutes or more24%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening56.2% 8.1 pts below the national average of 64.3%
Visited a dentist50% 11.3 pts below the national average of 61.3%
Mammography use69.9% 6 pts below the national average of 75.9%
Sleeps under 7 hours42.5% 6.1 pts above the national average of 36.4%
All natural teeth lost30.7% 17.7 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments7
People employed112
Annual payroll$4,343,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.9% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss51.6 out of 100
Community resilience24.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide92.6Relatively Moderate at its worst in this ZIP code
Strong wind91.6Relatively High at its worst in this ZIP code
Winter weather84.6Relatively High at its worst in this ZIP code
Wildfire83.5Relatively Low at its worst in this ZIP code
Lightning81.2Very High at its worst in this ZIP code
River flooding80.2Relatively High at its worst in this ZIP code
Drought79.1Relatively Low at its worst in this ZIP code
Hail72Relatively Moderate at its worst in this ZIP code
Tornado66.8Relatively High at its worst in this ZIP code
Cold wave55.2Relatively Moderate at its worst in this ZIP code
Ice storm49.2Relatively Moderate at its worst in this ZIP code
Heat wave47Relatively Moderate at its worst in this ZIP code
Hurricane40.6Very Low at its worst in this ZIP code
Earthquake39.3Relatively Low at its worst in this ZIP code
Avalanche10.4Very Low at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$62,417$78,538
Income per person$34,960$43,289
Poverty rate44.9%16.1%12.4%
Median home value$164,800$192,300$303,400
Median gross rent$933$1,348
Homeownership83.7%68.3%65%
Bachelor's degree or higher10.8%27%35%
Unemployment rate3%4.8%5.2%
Works from home4.9%9.1%13.5%
Born outside the US1.8%4.4%13.9%
Median age35.139.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMT STERLING, KY US18.6 km away
Rain in a year48 in
Snow in a year9 in

Average high and low by month

January41.8°F / 21.6°F3.52 in rain, 3.3 in snow
February45.6°F / 23.5°F3.66 in rain, 2 in snow
March55.7°F / 30.5°F4.36 in rain, 2.2 in snow
April66.8°F / 39.8°F4.4 in rain
May75.6°F / 50.6°F4.53 in rain
June83.4°F / 59°F4.8 in rain
July86.5°F / 63.1°F5.38 in rain
August85.7°F / 60.6°F3.36 in rain
September80.1°F / 53.1°F3.61 in rain
October68.5°F / 41.6°F3.22 in rain
November55.9°F / 31.3°F3.38 in rain, 0.2 in snow
December45.4°F / 25°F4.28 in rain, 1.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket31% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Menifee County School District64% of this ZIP code's land area
Bath County School District20.1% of this ZIP code's land area
Montgomery County School District15.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability66more vulnerable than 66% of US census tracts
Socioeconomic status64more vulnerable than 64% of US census tracts
Household characteristics77more vulnerable than 77% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport71more vulnerable than 71% of US census tracts
Walkability3.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

40334 Hope, KY4.6 km away
40337 Jeffersonville, KY9.9 km away
40366 Preston, KY11.8 km away
40358 Olympia, KY12.2 km away
40322 Frenchburg, KY12.5 km away
40371 Salt Lick, KY16.9 km away
40380 Stanton, KY18 km away
40353 Mount Sterling, KY18.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Menifee County64% of this ZIP code's land area
Bath County20.1% of this ZIP code's land area
Montgomery County15.9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area18.93 sq mi
Water area0.03 sq mi
Population density40 people per sq mi
Latitude, longitude37.9807, -83.7447

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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