Postal Codes

39746 ZIP Code

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ZIP code 39746 covers Hamilton, Mississippi, with a population of about 2,731 and a median household income of $56,053.

Population
2,73131 per square mile
Median age
42.84.1 points above the US average
Median household income
$56,053about the Mississippi median
Poverty rate
7.3%5.1 points below the US average
Typical home value
$200,047up 12.8% in five years
Median rent
$76118% below the Mississippi median
Degree or higher
15.2%19.8 points below the US average
Homeownership
75.7%10.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
38

Where 39746 is

Hamilton, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,731
Median age42.8
Family households68.5%
Born outside the US3.2%
Speaks a language other than English at home3.8%
White (non-Hispanic)78.8%
Black (non-Hispanic)14.8%
Asian (non-Hispanic)2.8%
Hispanic or Latino3.6%
Veterans6.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$56,053
Income per person$31,673
Poverty rate7.3%
Households on SNAP or cash assistance11.8%

Household income distribution

Under $10k1.8%
$10–15k7.6%
$15–20k6.6%
$20–25k6.1%
$25–30k5.4%
$30–35k8.2%
$35–40k3.9%
$40–45k3.6%
$45–50k2.5%
$50–60k5.3%
$60–75k15.7%
$75–100k9.0%
$100–125k9.2%
$125–150k4.1%
$150–200k6.6%
$200k or more4.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,250
Mean adjusted gross income$64,889
Returns declaring $200,000 or more3.2%
Returns, under $25k25.6%
Returns, $25k–$50k26.4%
Returns, $50k–$75k15.2%
Returns, $75k–$100k11.2%
Returns, $100k–$200k18.4%
Returns, $200k or more3.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$97,500
Median gross rent$761
Rent as a share of household income17.6%
Owner-occupied75.7%
Vacant homes19.7%
Median year built1983

What the homes are

Detached house67.7%
2 to 4 units1.2%
5 to 19 units0.8%
Mobile home30.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$200,047as of 2026-07
Typical home value, 1 yearup 2.1%
Typical home value, 5 yearsup 12.8%
Typical home value, 10 yearsup 37%
Typical home value since 2000
201620212026$200,047$142,027

$146,029 in 2016 to $200,047 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.5%
Bachelor's degree or higher15.2%
High school diploma or higher79%
Works from home4.7%
Drives to work alone85.5%
Takes public transport0%
Commutes 45 minutes or more11.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.4% 6 pts above the national average of 33.4%
Diagnosed diabetes14.7% 2.7 pts above the national average of 12%
Currently smokes16.9% 3.7 pts above the national average of 13.2%
High blood pressure45.2% 11.1 pts above the national average of 34.1%
Fair or poor general health23.2% 2.9 pts above the national average of 20.3%
No health insurance (18–64)9.9% 1.4 pts below the national average of 11.3%
Depression19.9% 2 pts below the national average of 21.9%
No leisure-time physical activity34.1% 8.7 pts above the national average of 25.4%
Arthritis32.1% 7 pts above the national average of 25.1%
Binge drinking13.6% 2.4 pts below the national average of 16%
Taking blood pressure medication82% 7.3 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease7.9% 1.7 pts above the national average of 6.2%
Routine check-up in past year81.7% 5 pts above the national average of 76.7%
Cholesterol screening87.9% 2 pts above the national average of 85.9%
Cognitive disability16.8% 2 pts above the national average of 14.8%
Colorectal screening64.3% same as the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist11.1% 50.2 pts below the national average of 61.3%
Any disability39% 8.3 pts above the national average of 30.7%
Lacks emotional support27.6% 2.8 pts above the national average of 24.8%
Food insecurity16.4% 0.7 pts below the national average of 17.1%
Received food stamps8.5% 5.8 pts below the national average of 14.3%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol42.4% 6.2 pts above the national average of 36.2%
Housing insecurity12% 1.8 pts below the national average of 13.8%
Independent living disability9.5% 1.1 pts above the national average of 8.4%
Lacks transport8.5% 0.7 pts below the national average of 9.2%
Loneliness34.5% same as the national average of 34.4%
Mammography use74.2% 1.7 pts below the national average of 75.9%
Poor mental health (14+ days)16.8% same as the national average of 16.8%
Mobility disability19.2% 5.2 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat7.5% 1.3 pts below the national average of 8.8%
Sleeps under 7 hours36% same as the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost16.4% 3.4 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments38
People employed689
Annual payroll$66,221,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71.3% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss55.7 out of 100
Community resilience41.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave97.1Very High at its worst in this ZIP code
Lightning96.2Very High at its worst in this ZIP code
Drought95.1Relatively High at its worst in this ZIP code
Tornado94.1Very High at its worst in this ZIP code
Heat wave86.7Relatively High at its worst in this ZIP code
Landslide82.6Relatively Low at its worst in this ZIP code
Earthquake74.8Relatively Moderate at its worst in this ZIP code
Wildfire73.4Relatively Low at its worst in this ZIP code
Hail69.1Relatively Moderate at its worst in this ZIP code
Ice storm68.6Relatively Moderate at its worst in this ZIP code
Hurricane68.1Relatively Low at its worst in this ZIP code
Strong wind63Relatively Moderate at its worst in this ZIP code
River flooding35.3Relatively Low at its worst in this ZIP code
Winter weather31.9Relatively Low at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$56,053$54,915$78,538
Income per person$31,673$30,529$43,289
Poverty rate7.3%19.1%12.4%
Median home value$97,500$161,400$303,400
Median gross rent$761$923$1,348
Homeownership75.7%69.5%65%
Bachelor's degree or higher15.2%24.2%35%
Unemployment rate3.5%6%5.2%
Works from home4.7%5.3%13.5%
Born outside the US3.2%2.4%13.9%
Median age42.838.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationABERDEEN, MS US14.2 km away
Rain in a year54 in
Snow in a year0 in

Average high and low by month

January52.3°F / 30.7°F4.97 in rain, 0.1 in snow
February56.7°F / 33.4°F5.3 in rain
March65.3°F / 40.9°F4.56 in rain
April73.3°F / 48.4°F5.79 in rain
May81°F / 57.5°F4.76 in rain
June87.5°F / 65.4°F4.28 in rain
July90.4°F / 69.2°F4.3 in rain
August89.9°F / 68.4°F3.46 in rain
September85.2°F / 62.2°F3.74 in rain
October75.2°F / 50°F3.32 in rain
November63.5°F / 38.6°F3.98 in rain
December54.7°F / 32.8°F5.8 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Monroe County School District93.8% of this ZIP code's land area
Aberdeen School District6.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status44more vulnerable than 44% of US census tracts
Household characteristics81more vulnerable than 81% of US census tracts
Racial and ethnic minority status44more vulnerable than 44% of US census tracts
Housing type and transport24more vulnerable than 24% of US census tracts
Walkability3.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

39740 Caledonia, MS10.8 km away
38825 Becker, MS15.1 km away
39730 Aberdeen, MS15.3 km away
38848 Greenwood Springs, MS18.9 km away
38844 Gattman, MS20.5 km away
39766 Steens, MS20.8 km away
39704 Columbus, MS21.5 km away
39705 Columbus, MS22.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area88.12 sq mi
Water area1.41 sq mi
Population density31 people per sq mi
Latitude, longitude33.7404, -88.4112

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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