Postal Codes

39663 ZIP Code

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ZIP code 39663 covers Silver Creek, Mississippi, with a population of about 2,405.

Population
2,40519 per square mile
Median age
41.83.1 points above the US average
Poverty rate
31.1%18.7 points above the US average
Typical home value
$110,847down 15.7% in five years
Median rent
$83410% below the Mississippi median
Degree or higher
8.2%26.8 points below the US average
Homeownership
81.8%16.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
21

Where 39663 is

Silver Creek, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,405
Median age41.8
Family households62.4%
Born outside the US0.2%
Speaks a language other than English at home3.2%
White (non-Hispanic)49%
Black (non-Hispanic)50.2%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans2.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate31.1%
Households on SNAP or cash assistance22.8%

Household income distribution

Under $10k8.8%
$10–15k19.7%
$15–20k3.1%
$20–25k9.9%
$25–30k3.4%
$30–35k0.8%
$35–40k4.3%
$40–45k1.9%
$45–50k2.5%
$50–60k7.0%
$60–75k18.1%
$75–100k5.5%
$100–125k4.6%
$125–150k0.5%
$150–200k3.0%
$200k or more6.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,080
Mean adjusted gross income$46,998
Returns declaring $200,000 or more0%
Returns, under $25k38.0%
Returns, $25k–$50k28.7%
Returns, $50k–$75k13.9%
Returns, $75k–$100k8.3%
Returns, $100k–$200k11.1%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$95,900
Median gross rent$834
Rent as a share of household income42.7%
Owner-occupied81.8%
Vacant homes25.6%
Median year built1991

What the homes are

Detached house48.8%
Attached house0.6%
Mobile home50.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$110,847as of 2026-07
Typical home value, 1 yeardown 0.7%
Typical home value, 5 yearsdown 15.7%
Typical home value, 10 yearsdown 1.2%
Typical home value since 2000
201220192026$140,962$99,948

$102,304 in 2012 to $110,847 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.6%
Bachelor's degree or higher8.2%
High school diploma or higher83.2%
Works from home3.7%
Drives to work alone79.4%
Takes public transport0%
Commutes 45 minutes or more24.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity48.6% 15.2 pts above the national average of 33.4%
Diagnosed diabetes21% 9 pts above the national average of 12%
Currently smokes21.9% 8.7 pts above the national average of 13.2%
High blood pressure53.6% 19.5 pts above the national average of 34.1%
Fair or poor general health31.3% 11 pts above the national average of 20.3%
No health insurance (18–64)12.8% 1.5 pts above the national average of 11.3%
Depression19.4% 2.5 pts below the national average of 21.9%
No leisure-time physical activity41.8% 16.4 pts above the national average of 25.4%
Arthritis35.2% 10.1 pts above the national average of 25.1%
Binge drinking11.3% 4.7 pts below the national average of 16%
Taking blood pressure medication83% 8.3 pts above the national average of 74.7%
Cancer (non-skin)7.8% same as the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease9.8% 3.6 pts above the national average of 6.2%
Routine check-up in past year83.4% 6.7 pts above the national average of 76.7%
Cholesterol screening86.8% 0.9 pts above the national average of 85.9%
Cognitive disability19.8% 5 pts above the national average of 14.8%
Colorectal screening60.5% 3.8 pts below the national average of 64.3%
COPD11.7% 5.1 pts above the national average of 6.6%
Visited a dentist7.4% 53.9 pts below the national average of 61.3%
Any disability44.6% 13.9 pts above the national average of 30.7%
Lacks emotional support31.6% 6.8 pts above the national average of 24.8%
Food insecurity29.8% 12.7 pts above the national average of 17.1%
Received food stamps20.8% 6.5 pts above the national average of 14.3%
Hearing disability9.5% 2.8 pts above the national average of 6.7%
High cholesterol41.1% 4.9 pts above the national average of 36.2%
Housing insecurity21.1% 7.3 pts above the national average of 13.8%
Independent living disability13.1% 4.7 pts above the national average of 8.4%
Lacks transport15.1% 5.9 pts above the national average of 9.2%
Loneliness37.2% 2.8 pts above the national average of 34.4%
Mammography use72.8% 3.1 pts below the national average of 75.9%
Poor mental health (14+ days)18.2% 1.4 pts above the national average of 16.8%
Mobility disability25.2% 11.2 pts above the national average of 14%
Poor physical health (14+ days)18.1% 4.6 pts above the national average of 13.5%
Self-care disability7.8% 3.8 pts above the national average of 4%
Utility shut-off threat15.1% 6.3 pts above the national average of 8.8%
Sleeps under 7 hours40.7% 4.3 pts above the national average of 36.4%
Stroke6.3% 2.9 pts above the national average of 3.4%
All natural teeth lost24.7% 11.7 pts above the national average of 13%
Vision disability9.7% 4.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments21
People employed183
Annual payroll$9,532,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 82.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss71.9 out of 100
Community resilience4.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind95.6Relatively High at its worst in this ZIP code
Tornado95Very High at its worst in this ZIP code
Hail94.7Relatively High at its worst in this ZIP code
Hurricane90.1Relatively High at its worst in this ZIP code
Landslide87.1Relatively Low at its worst in this ZIP code
Drought86.3Relatively Moderate at its worst in this ZIP code
Wildfire85.9Relatively Moderate at its worst in this ZIP code
Heat wave85.7Relatively High at its worst in this ZIP code
Lightning84.6Relatively High at its worst in this ZIP code
Ice storm81.5Relatively Moderate at its worst in this ZIP code
River flooding81.1Relatively High at its worst in this ZIP code
Winter weather70.3Relatively Moderate at its worst in this ZIP code
Earthquake56Relatively Low at its worst in this ZIP code
Cold wave53.6Relatively Moderate at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$54,915$78,538
Income per person$30,529$43,289
Poverty rate31.1%19.1%12.4%
Median home value$95,900$161,400$303,400
Median gross rent$834$923$1,348
Homeownership81.8%69.5%65%
Bachelor's degree or higher8.2%24.2%35%
Unemployment rate10.6%6%5.2%
Works from home3.7%5.3%13.5%
Born outside the US0.2%2.4%13.9%
Median age41.838.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMONTICELLO, MS US8.8 km away
Rain in a year60 in
Snow in a year0 in

Average high and low by month

January61.7°F / 36°F5.97 in rain, 0.1 in snow
February66.7°F / 39.7°F5.95 in rain
March73.8°F / 46.4°F5.7 in rain
April80.9°F / 52.9°F5.76 in rain
May87.8°F / 61.2°F4.49 in rain
June93.5°F / 68.5°F4.71 in rain
July95.8°F / 71.3°F5.88 in rain
August95.8°F / 70.7°F4.22 in rain
September91°F / 66.1°F3.56 in rain
October81.9°F / 53.5°F4.24 in rain
November71.5°F / 43.6°F4.67 in rain
December64.2°F / 38.5°F5.2 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lawrence County School District93.1% of this ZIP code's land area
Jefferson Davis County School District6.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status72more vulnerable than 72% of US census tracts
Household characteristics70more vulnerable than 70% of US census tracts
Racial and ethnic minority status64more vulnerable than 64% of US census tracts
Housing type and transport34more vulnerable than 34% of US census tracts
Walkability3.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

39654 Monticello, MS12 km away
39474 Prentiss, MS14 km away
39656 Oak Vale, MS15.2 km away
39140 Newhebron, MS17.2 km away
39665 Sontag, MS19.7 km away
39427 Carson, MS20.8 km away
39641 Jayess, MS24.9 km away
39149 Pinola, MS28.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lawrence County93.1% of this ZIP code's land area
Jefferson Davis County6.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area125.82 sq mi
Water area2.7 sq mi
Population density19 people per sq mi
Latitude, longitude31.5755, -90.0173

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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