Postal Codes

38943 ZIP Code

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ZIP code 38943 covers Mc Carley, Mississippi, with a population of about 681.

Population
68114 per square mile
Median age
43.24.5 points above the US average
Poverty rate
26.4%14 points above the US average
Typical home value
$194,234
Degree or higher
15.9%19.1 points below the US average
Homeownership
87.5%22.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
5

Where 38943 is

Mc Carley, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population681
Median age43.2
Family households66.8%
Born outside the US0%
Speaks a language other than English at home0%
White (non-Hispanic)57.7%
Black (non-Hispanic)42.3%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans6.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Poverty rate26.4%
Households on SNAP or cash assistance7.5%

Household income distribution

Under $10k0.0%
$10–15k3.0%
$15–20k21.5%
$20–25k0.0%
$25–30k12.5%
$30–35k13.6%
$35–40k0.0%
$40–45k14.3%
$45–50k0.0%
$50–60k0.0%
$60–75k0.8%
$75–100k26.4%
$100–125k0.0%
$125–150k0.0%
$150–200k7.9%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed340
Mean adjusted gross income$66,144
Returns declaring $200,000 or more0%
Returns, under $25k29.4%
Returns, $25k–$50k23.5%
Returns, $50k–$75k14.7%
Returns, $75k–$100k11.8%
Returns, $100k–$200k20.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Owner-occupied87.5%
Vacant homes11.4%
Median year built1988

What the homes are

Detached house50.8%
Attached house10.4%
Mobile home38.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$194,234as of 2026-07
Typical home value, 1 yeardown 6.3%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate22.9%
Bachelor's degree or higher15.9%
High school diploma or higher88.6%
Works from home0%
Drives to work alone100%
Takes public transport0%
Commutes 45 minutes or more22.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.4% 7 pts above the national average of 33.4%
Diagnosed diabetes19.3% 7.3 pts above the national average of 12%
Currently smokes20.7% 7.5 pts above the national average of 13.2%
High blood pressure51.5% 17.4 pts above the national average of 34.1%
Fair or poor general health29.4% 9.1 pts above the national average of 20.3%
No health insurance (18–64)12.2% 0.9 pts above the national average of 11.3%
Depression19.5% 2.4 pts below the national average of 21.9%
No leisure-time physical activity39.6% 14.2 pts above the national average of 25.4%
Arthritis37.6% 12.5 pts above the national average of 25.1%
Binge drinking11.9% 4.1 pts below the national average of 16%
Taking blood pressure medication84.1% 9.4 pts above the national average of 74.7%
Cancer (non-skin)10.3% 2.6 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease10.7% 4.5 pts above the national average of 6.2%
Routine check-up in past year83.1% 6.4 pts above the national average of 76.7%
Cholesterol screening87.7% 1.8 pts above the national average of 85.9%
Cognitive disability18.4% 3.6 pts above the national average of 14.8%
Colorectal screening61.3% 3 pts below the national average of 64.3%
COPD12.6% 6 pts above the national average of 6.6%
Visited a dentist8.5% 52.8 pts below the national average of 61.3%
Any disability43.4% 12.7 pts above the national average of 30.7%
Lacks emotional support27.5% 2.7 pts above the national average of 24.8%
Food insecurity22.9% 5.8 pts above the national average of 17.1%
Received food stamps14.8% 0.5 pts above the national average of 14.3%
Hearing disability11.2% 4.5 pts above the national average of 6.7%
High cholesterol44.7% 8.5 pts above the national average of 36.2%
Housing insecurity15.5% 1.7 pts above the national average of 13.8%
Independent living disability12.2% 3.8 pts above the national average of 8.4%
Lacks transport11.6% 2.4 pts above the national average of 9.2%
Loneliness34.2% same as the national average of 34.4%
Mammography use68.1% 7.8 pts below the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability24.8% 10.8 pts above the national average of 14%
Poor physical health (14+ days)18.2% 4.7 pts above the national average of 13.5%
Self-care disability6.9% 2.9 pts above the national average of 4%
Utility shut-off threat10.7% 1.9 pts above the national average of 8.8%
Sleeps under 7 hours36.5% same as the national average of 36.4%
Stroke6.1% 2.7 pts above the national average of 3.4%
All natural teeth lost18.8% 5.8 pts above the national average of 13%
Vision disability8.6% 3 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments5
People employed28
Annual payroll$428,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 86.2% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 2 census tracts this ZIP code covers
Expected annual loss77.1 out of 100
Community resilience25.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.7Very High at its worst in this ZIP code
Drought96.5Relatively Moderate at its worst in this ZIP code
Landslide95.7Relatively Moderate at its worst in this ZIP code
Hail95Relatively High at its worst in this ZIP code
Lightning94.9Relatively High at its worst in this ZIP code
Tornado92.5Very High at its worst in this ZIP code
Heat wave88.2Relatively High at its worst in this ZIP code
Cold wave88Relatively High at its worst in this ZIP code
Wildfire86.3Relatively Low at its worst in this ZIP code
Ice storm85.4Relatively Moderate at its worst in this ZIP code
Earthquake80.7Relatively Moderate at its worst in this ZIP code
River flooding75.6Relatively High at its worst in this ZIP code
Hurricane72.8Relatively Low at its worst in this ZIP code
Winter weather35.1Relatively Low at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$54,915$78,538
Income per person$30,529$43,289
Poverty rate26.4%19.1%12.4%
Median home value$161,400$303,400
Median gross rent$923$1,348
Homeownership87.5%69.5%65%
Bachelor's degree or higher15.9%24.2%35%
Unemployment rate22.9%6%5.2%
Works from home0%5.3%13.5%
Born outside the US0%2.4%13.9%
Median age43.238.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGRENADA, MS US19.7 km away
Rain in a year62 in
Snow in a year1 in

Average high and low by month

January53.8°F / 31.3°F5.08 in rain, 0.5 in snow
February58.3°F / 33.9°F5.78 in rain, 0.4 in snow
March67.4°F / 41.3°F5.61 in rain, 0.2 in snow
April75.1°F / 49.2°F6.42 in rain
May81.8°F / 58.8°F5.53 in rain
June88.8°F / 67.1°F4.85 in rain
July91.5°F / 70.3°F5.43 in rain
August91.5°F / 68.7°F3.58 in rain
September87.4°F / 62.2°F4.36 in rain
October77.2°F / 49.7°F3.56 in rain
November65.5°F / 39.5°F4.84 in rain
December56.8°F / 34°F6.49 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket35% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Carroll County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability68more vulnerable than 68% of US census tracts
Socioeconomic status70more vulnerable than 70% of US census tracts
Household characteristics56more vulnerable than 56% of US census tracts
Racial and ethnic minority status50more vulnerable than 50% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability3.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38947 North Carrollton, MS7.5 km away
38917 Carrollton, MS11.7 km away
38926 Elliott, MS14.3 km away
38967 Winona, MS16 km away
38925 Duck Hill, MS19.6 km away
38902 Grenada, MS20.7 km away
38901 Grenada, MS21.3 km away
38960 Tie Plant, MS22.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carroll County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area48.35 sq mi
Water area0.93 sq mi
Population density14 people per sq mi
Latitude, longitude33.5864, -89.8513

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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