Postal Codes

38866 ZIP Code

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ZIP code 38866 covers Saltillo, Mississippi, with a population of about 11,714 and a median household income of $69,971.

Population
11,714155 per square mile
Median age
38.9about the US average
Median household income
$69,9711.3× the Mississippi median
Poverty rate
10.5%1.9 points below the US average
Typical home value
$248,367up 30% in five years
Median rent
$8706% below the Mississippi median
Degree or higher
28.3%6.7 points below the US average
Homeownership
85.2%20.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
208

Where 38866 is

Saltillo, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,714
Median age38.9
Family households80.5%
Born outside the US2.5%
Speaks a language other than English at home3.7%
White (non-Hispanic)86.2%
Black (non-Hispanic)8.5%
Asian (non-Hispanic)2.4%
Hispanic or Latino1.3%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$69,971
Income per person$33,933
Poverty rate10.5%
Households on SNAP or cash assistance7.3%

Household income distribution

Under $10k1.8%
$10–15k2.7%
$15–20k3.2%
$20–25k7.2%
$25–30k5.5%
$30–35k4.6%
$35–40k1.2%
$40–45k2.7%
$45–50k6.7%
$50–60k4.8%
$60–75k10.0%
$75–100k14.2%
$100–125k13.1%
$125–150k10.9%
$150–200k5.5%
$200k or more6.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,480
Mean adjusted gross income$74,219
Returns declaring $200,000 or more4.7%
Returns, under $25k27.2%
Returns, $25k–$50k24.6%
Returns, $50k–$75k15.0%
Returns, $75k–$100k10.8%
Returns, $100k–$200k17.7%
Returns, $200k or more4.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$216,300
Median gross rent$870
Rent as a share of household income32.6%
Owner-occupied85.2%
Vacant homes16.4%
Median year built1997

What the homes are

Detached house84.4%
Attached house0.7%
2 to 4 units2%
5 to 19 units2%
20 or more units0.3%
Mobile home10.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$248,367as of 2026-07
Typical home value, 1 yearup 5.6%
Typical home value, 5 yearsup 30%
Typical home value, 10 yearsup 64.3%
Typical home value since 2000
201220192026$248,367$135,565

$135,565 in 2012 to $248,367 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher28.3%
High school diploma or higher88.6%
Works from home9.3%
Drives to work alone86.2%
Takes public transport0%
Commutes 45 minutes or more6.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35% 1.6 pts above the national average of 33.4%
Diagnosed diabetes13.4% 1.4 pts above the national average of 12%
Currently smokes16.2% 3 pts above the national average of 13.2%
High blood pressure43.5% 9.4 pts above the national average of 34.1%
Fair or poor general health21% 0.7 pts above the national average of 20.3%
No health insurance (18–64)9.5% 1.8 pts below the national average of 11.3%
Depression21.3% 0.6 pts below the national average of 21.9%
No leisure-time physical activity31.3% 5.9 pts above the national average of 25.4%
Arthritis29.5% 4.4 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication79% 4.3 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year80.8% 4.1 pts above the national average of 76.7%
Cholesterol screening87.1% 1.2 pts above the national average of 85.9%
Cognitive disability16.5% 1.7 pts above the national average of 14.8%
Colorectal screening62.8% 1.5 pts below the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist11% 50.3 pts below the national average of 61.3%
Any disability35.2% 4.5 pts above the national average of 30.7%
Lacks emotional support25.6% 0.8 pts above the national average of 24.8%
Food insecurity15.6% 1.5 pts below the national average of 17.1%
Received food stamps8.1% 6.2 pts below the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol40.3% 4.1 pts above the national average of 36.2%
Housing insecurity11.6% 2.2 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport8.4% 0.8 pts below the national average of 9.2%
Loneliness36.1% 1.7 pts above the national average of 34.4%
Mammography use70.9% 5 pts below the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)14.1% 0.6 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours32.8% 3.6 pts below the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost12.9% same as the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments208
People employed3,348
Annual payroll$131,663,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 56.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss61.4 out of 100
Community resilience51.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave91.8Very High at its worst in this ZIP code
Lightning87.7Very High at its worst in this ZIP code
Drought85.2Relatively Low at its worst in this ZIP code
Landslide85.2Relatively Low at its worst in this ZIP code
Heat wave81.6Relatively High at its worst in this ZIP code
Earthquake79.4Relatively High at its worst in this ZIP code
Tornado71.8Relatively High at its worst in this ZIP code
Strong wind70.6Relatively High at its worst in this ZIP code
Wildfire68.1Relatively Low at its worst in this ZIP code
Hail66.8Relatively Moderate at its worst in this ZIP code
Ice storm60.4Relatively Moderate at its worst in this ZIP code
Hurricane55.7Relatively Low at its worst in this ZIP code
River flooding46.4Relatively High at its worst in this ZIP code
Winter weather37.5Relatively Moderate at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$69,971$54,915$78,538
Income per person$33,933$30,529$43,289
Poverty rate10.5%19.1%12.4%
Median home value$216,300$161,400$303,400
Median gross rent$870$923$1,348
Homeownership85.2%69.5%65%
Bachelor's degree or higher28.3%24.2%35%
Unemployment rate5.4%6%5.2%
Works from home9.3%5.3%13.5%
Born outside the US2.5%2.4%13.9%
Median age38.938.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTUPELO 2, MS US15.9 km away
Rain in a year58 in
Snow in a year1 in

Average high and low by month

January50.9°F / 31.7°F5.09 in rain, 0.1 in snow
February55.4°F / 35.6°F5.29 in rain, 0.4 in snow
March63.8°F / 42.7°F5.28 in rain, 0.2 in snow
April73.2°F / 50.8°F5.23 in rain
May80.7°F / 60.2°F5.09 in rain
June87.4°F / 68.2°F5.41 in rain
July90.1°F / 71.6°F4.35 in rain
August90.2°F / 70.7°F4.09 in rain
September84.9°F / 63.5°F3.72 in rain
October74.9°F / 51.6°F4.05 in rain
November63°F / 41.1°F4.37 in rain
December53.8°F / 35.1°F5.9 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket43% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lee County School District87.9% of this ZIP code's land area
Tupelo Public School District12.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability50more vulnerable than 50% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status21more vulnerable than 21% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability5.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38849 Guntown, MS8.6 km away
38804 Tupelo, MS11.2 km away
38857 Mooreville, MS13.2 km away
38801 Tupelo, MS15.2 km away
38869 Sherman, MS15.7 km away
38824 Baldwyn, MS16.3 km away
38855 Mantachie, MS17.4 km away
38828 Blue Springs, MS18.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lee County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area75.37 sq mi
Water area1.62 sq mi
Population density155 people per sq mi
Latitude, longitude34.3831, -88.6674

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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