Postal Codes

38651 ZIP Code

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ZIP code 38651 covers Nesbit, Mississippi, with a population of about 8,491 and a median household income of $96,667.

Population
8,491258 per square mile
Median age
380.7 points below the US average
Median household income
$96,6671.8× the Mississippi median
Poverty rate
5.7%6.7 points below the US average
Typical home value
$361,940up 19% in five years
Median rent
$70524% below the Mississippi median
Degree or higher
26.4%8.6 points below the US average
Homeownership
91.5%26.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
92

Where 38651 is

Nesbit, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,491
Median age38
Family households79.1%
Born outside the US7.6%
Speaks a language other than English at home12.2%
White (non-Hispanic)66.1%
Black (non-Hispanic)19.6%
Asian (non-Hispanic)0.3%
Hispanic or Latino12.2%
Veterans7.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$96,667
Income per person$42,167
Poverty rate5.7%
Households on SNAP or cash assistance6.4%

Household income distribution

Under $10k2.1%
$10–15k1.1%
$15–20k0.8%
$20–25k6.8%
$25–30k1.7%
$30–35k5.2%
$35–40k0.9%
$40–45k6.4%
$45–50k0.2%
$50–60k4.8%
$60–75k5.8%
$75–100k16.8%
$100–125k10.0%
$125–150k15.3%
$150–200k10.2%
$200k or more11.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,480
Mean adjusted gross income$88,721
Returns declaring $200,000 or more6.7%
Returns, under $25k24.3%
Returns, $25k–$50k19.6%
Returns, $50k–$75k14.7%
Returns, $75k–$100k10.7%
Returns, $100k–$200k23.9%
Returns, $200k or more6.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$288,900
Median gross rent$705
Rent as a share of household income28.9%
Owner-occupied91.5%
Vacant homes3.9%
Median year built2000

What the homes are

Detached house83.4%
Attached house0.5%
Mobile home16.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$361,940as of 2026-07
Typical home value, 1 yearup 2.4%
Typical home value, 5 yearsup 19%
Typical home value, 10 yearsup 61.5%
Typical home value since 2000
201020182026$361,940$202,661

$206,574 in 2010 to $361,940 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.5%
Bachelor's degree or higher26.4%
High school diploma or higher88.6%
Works from home11%
Drives to work alone81%
Takes public transport0%
Commutes 45 minutes or more23.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.9% 1.5 pts above the national average of 33.4%
Diagnosed diabetes12.6% 0.6 pts above the national average of 12%
Currently smokes13.1% same as the national average of 13.2%
High blood pressure40.5% 6.4 pts above the national average of 34.1%
Fair or poor general health18.4% 1.9 pts below the national average of 20.3%
No health insurance (18–64)8.8% 2.5 pts below the national average of 11.3%
Depression20% 1.9 pts below the national average of 21.9%
No leisure-time physical activity26.2% 0.8 pts above the national average of 25.4%
Arthritis29.2% 4.1 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication80.5% 5.8 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma9.2% 1.2 pts below the national average of 10.4%
Coronary heart disease6.5% same as the national average of 6.2%
Routine check-up in past year81.5% 4.8 pts above the national average of 76.7%
Cholesterol screening89.2% 3.3 pts above the national average of 85.9%
Cognitive disability14% 0.8 pts below the national average of 14.8%
Colorectal screening66.4% 2.1 pts above the national average of 64.3%
COPD6.9% same as the national average of 6.6%
Visited a dentist13.9% 47.4 pts below the national average of 61.3%
Any disability32.2% 1.5 pts above the national average of 30.7%
Lacks emotional support25.2% same as the national average of 24.8%
Food insecurity12.8% 4.3 pts below the national average of 17.1%
Received food stamps6.2% 8.1 pts below the national average of 14.3%
Hearing disability7.7% 1 pts above the national average of 6.7%
High cholesterol39.4% 3.2 pts above the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability7.4% 1 pts below the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness33.3% 1.1 pts below the national average of 34.4%
Mammography use74.8% 1.1 pts below the national average of 75.9%
Poor mental health (14+ days)15.1% 1.7 pts below the national average of 16.8%
Mobility disability14.8% 0.8 pts above the national average of 14%
Poor physical health (14+ days)12.7% 0.8 pts below the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat6.4% 2.4 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost12.4% 0.6 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments92
People employed738
Annual payroll$37,379,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.9% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 9 census tracts this ZIP code covers
Expected annual loss58.4 out of 100
Community resilience32.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado89.6Very High at its worst in this ZIP code
Heat wave87.1Relatively High at its worst in this ZIP code
Earthquake83.9Relatively High at its worst in this ZIP code
Landslide82Relatively Low at its worst in this ZIP code
Cold wave80.6Relatively High at its worst in this ZIP code
Drought80.1Relatively Low at its worst in this ZIP code
Wildfire78.8Relatively Low at its worst in this ZIP code
Lightning77.8Relatively High at its worst in this ZIP code
Strong wind63Relatively Moderate at its worst in this ZIP code
Ice storm55.9Relatively Moderate at its worst in this ZIP code
Hail54.8Relatively Low at its worst in this ZIP code
Hurricane37.3Very Low at its worst in this ZIP code
Winter weather35.1Relatively Low at its worst in this ZIP code
River flooding29Relatively Moderate at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$96,667$54,915$78,538
Income per person$42,167$30,529$43,289
Poverty rate5.7%19.1%12.4%
Median home value$288,900$161,400$303,400
Median gross rent$705$923$1,348
Homeownership91.5%69.5%65%
Bachelor's degree or higher26.4%24.2%35%
Unemployment rate2.5%6%5.2%
Works from home11%5.3%13.5%
Born outside the US7.6%2.4%13.9%
Median age3838.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHERNANDO, MS US10.6 km away
Rain in a year57 in
Snow in a year2 in

Average high and low by month

January49.7°F / 30.2°F4.22 in rain, 0.9 in snow
February53.9°F / 33.5°F5.04 in rain, 0.7 in snow
March62.9°F / 41.1°F5.52 in rain, 0.1 in snow
April72.4°F / 50.1°F6.25 in rain
May80.3°F / 59.6°F5.49 in rain
June87.5°F / 67.2°F4.8 in rain
July90.1°F / 70.7°F4.14 in rain
August90.3°F / 69.3°F3.4 in rain
September85.1°F / 62.4°F3.48 in rain
October74°F / 50.4°F4.11 in rain
November61.6°F / 39.8°F4.25 in rain, 0.1 in snow
December52°F / 33.8°F5.83 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket54% of this ZIP code's area
No vehicle and far from a supermarket20% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

DeSoto County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability37more vulnerable than 37% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status47more vulnerable than 47% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability5.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38637 Horn Lake, MS6.8 km away
38671 Southaven, MS8.7 km away
38672 Southaven, MS9.5 km away
38632 Hernando, MS10 km away
38680 Walls, MS12.3 km away
38641 Lake Cormorant, MS13.6 km away
38686 Walls, MS14.4 km away
38116 Memphis, TN14.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

DeSoto County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area32.94 sq mi
Water area0.27 sq mi
Population density258 people per sq mi
Latitude, longitude34.8992, -90.0122

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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