Postal Codes

38568 ZIP Code

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ZIP code 38568 covers Hilham, Tennessee, with a population of about 1,989 and a median household income of $56,250.

Population
1,98929 per square mile
Median age
53.114.4 points above the US average
Median household income
$56,25016% below the Tennessee median
Poverty rate
22.5%10.1 points above the US average
Typical home value
$250,329up 38.3% in five years
Degree or higher
7.5%27.5 points below the US average
Homeownership
84.4%19.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
8

Where 38568 is

Hilham, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,989
Median age53.1
Family households70.9%
Born outside the US0%
Speaks a language other than English at home2.3%
White (non-Hispanic)91.6%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans5.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$56,250
Income per person$24,519
Poverty rate22.5%
Households on SNAP or cash assistance23.5%

Household income distribution

Under $10k9.7%
$10–15k3.7%
$15–20k12.1%
$20–25k1.3%
$25–30k3.0%
$30–35k4.7%
$35–40k2.5%
$40–45k8.8%
$45–50k0.9%
$50–60k6.7%
$60–75k14.8%
$75–100k9.4%
$100–125k9.4%
$125–150k5.5%
$150–200k5.9%
$200k or more1.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed920
Mean adjusted gross income$51,722
Returns declaring $200,000 or more2.2%
Returns, under $25k34.8%
Returns, $25k–$50k27.2%
Returns, $50k–$75k15.2%
Returns, $75k–$100k9.8%
Returns, $100k–$200k10.9%
Returns, $200k or more2.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$188,500
Rent as a share of household income26.2%
Owner-occupied84.4%
Vacant homes20.5%
Median year built1982

What the homes are

Detached house71.7%
Attached house1%
5 to 19 units1.8%
Mobile home23.9%
Boat, RV or van1.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$250,329as of 2026-07
Typical home value, 1 yearup 6.4%
Typical home value, 5 yearsup 38.3%
Typical home value, 10 yearsup 144.9%
Typical home value since 2000
200020132026$250,329$53,272

$53,272 in 2000 to $250,329 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher7.5%
High school diploma or higher86.9%
Works from home10.5%
Drives to work alone77.3%
Takes public transport1.8%
Commutes 45 minutes or more28.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.9% 8.5 pts above the national average of 33.4%
Diagnosed diabetes17.4% 5.4 pts above the national average of 12%
Currently smokes25.2% 12 pts above the national average of 13.2%
High blood pressure46.2% 12.1 pts above the national average of 34.1%
Fair or poor general health30.6% 10.3 pts above the national average of 20.3%
No health insurance (18–64)13.3% 2 pts above the national average of 11.3%
Depression31.4% 9.5 pts above the national average of 21.9%
No leisure-time physical activity33.7% 8.3 pts above the national average of 25.4%
Arthritis39.1% 14 pts above the national average of 25.1%
Binge drinking12.7% 3.3 pts below the national average of 16%
Taking blood pressure medication79.3% 4.6 pts above the national average of 74.7%
Cancer (non-skin)9.9% 2.2 pts above the national average of 7.7%
Current asthma11.9% 1.5 pts above the national average of 10.4%
Coronary heart disease10.3% 4.1 pts above the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability21.6% 6.8 pts above the national average of 14.8%
Colorectal screening59.2% 5.1 pts below the national average of 64.3%
COPD14% 7.4 pts above the national average of 6.6%
Visited a dentist52.1% 9.2 pts below the national average of 61.3%
Any disability44% 13.3 pts above the national average of 30.7%
Hearing disability11.1% 4.4 pts above the national average of 6.7%
High cholesterol43.4% 7.2 pts above the national average of 36.2%
Independent living disability13.2% 4.8 pts above the national average of 8.4%
Mammography use69.6% 6.3 pts below the national average of 75.9%
Poor mental health (14+ days)21.4% 4.6 pts above the national average of 16.8%
Mobility disability23.3% 9.3 pts above the national average of 14%
Poor physical health (14+ days)20% 6.5 pts above the national average of 13.5%
Self-care disability6.2% 2.2 pts above the national average of 4%
Sleeps under 7 hours39.2% 2.8 pts above the national average of 36.4%
Stroke5.2% 1.8 pts above the national average of 3.4%
All natural teeth lost22.5% 9.5 pts above the national average of 13%
Vision disability7.8% 2.2 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments8
People employed74
Annual payroll$2,879,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.4% of US census tracts
FEMA ratingVery Low to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss37.9 out of 100
Community resilience12.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning95Very High at its worst in this ZIP code
Landslide88.5Relatively Low at its worst in this ZIP code
Strong wind85.6Very High at its worst in this ZIP code
Drought84.5Relatively Low at its worst in this ZIP code
Winter weather83.6Relatively High at its worst in this ZIP code
Hail77.6Relatively High at its worst in this ZIP code
Cold wave77.3Relatively High at its worst in this ZIP code
Tornado74.1Very High at its worst in this ZIP code
Ice storm64.4Relatively Moderate at its worst in this ZIP code
Wildfire60.6Very Low at its worst in this ZIP code
Earthquake57.3Relatively Low at its worst in this ZIP code
Hurricane45.9Relatively Low at its worst in this ZIP code
River flooding45.3Very High at its worst in this ZIP code
Heat wave20Relatively Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$56,250$67,097$78,538
Income per person$24,519$37,866$43,289
Poverty rate22.5%13.8%12.4%
Median home value$188,500$256,800$303,400
Median gross rent$1,122$1,348
Homeownership84.4%67%65%
Bachelor's degree or higher7.5%30.4%35%
Unemployment rate4.4%4.7%5.2%
Works from home10.5%11.4%13.5%
Born outside the US0%5.9%13.9%
Median age53.138.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLIVINGSTON RADIO WLIV, TN US11.1 km away
Rain in a year53 in
Snow in a year2 in

Average high and low by month

January46.5°F / 27.2°F4.7 in rain, 0.3 in snow
February50.9°F / 29.6°F4.66 in rain, 1.5 in snow
March59.5°F / 36°F4.97 in rain, 0.4 in snow
April69.7°F / 44.3°F4.81 in rain
May77.2°F / 53.5°F4.74 in rain
June84.1°F / 61.9°F4.75 in rain
July87.1°F / 66.1°F4.62 in rain
August86.7°F / 64.7°F4.25 in rain
September81.4°F / 58.1°F3.87 in rain
October71.1°F / 45.4°F2.9 in rain
November59.9°F / 35.8°F3.7 in rain
December50.2°F / 30.6°F5.48 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Overton County School District56% of this ZIP code's land area
Clay County School District33.7% of this ZIP code's land area
Jackson County School District10.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics49more vulnerable than 49% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport50more vulnerable than 50% of US census tracts
Walkability3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38570 Livingston, TN11.9 km away
38541 Allons, TN14 km away
38551 Celina, TN14.6 km away
38562 Gainesboro, TN19.1 km away
38580 Rickman, TN20.2 km away
38573 Monroe, TN21.1 km away
38588 Whitleyville, TN24.1 km away
38501 Cookeville, TN24.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Overton County56% of this ZIP code's land area
Clay County33.7% of this ZIP code's land area
Jackson County10.3% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area67.55 sq mi
Water area3.8 sq mi
Population density29 people per sq mi
Latitude, longitude36.4227, -85.4464

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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