Postal Codes

38134 ZIP Code

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ZIP code 38134 covers Memphis, Tennessee, with a population of about 42,500 and a median household income of $61,172.

Population
42,5002,288 per square mile
Median age
33.94.8 points below the US average
Median household income
$61,1729% below the Tennessee median
Poverty rate
11.9%0.5 points below the US average
Typical home value
$228,119up 19.5% in five years
Median rent
$1,147about the Tennessee median
Degree or higher
20.9%14.1 points below the US average
Homeownership
49%16 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,275

Where 38134 is

Memphis, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population42,500
Median age33.9
Family households60.4%
Born outside the US11.2%
Speaks a language other than English at home16.3%
White (non-Hispanic)37.8%
Black (non-Hispanic)40.8%
Asian (non-Hispanic)2.9%
Hispanic or Latino15.2%
Veterans5.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,172
Income per person$28,205
Poverty rate11.9%
Households on SNAP or cash assistance9%

Household income distribution

Under $10k6.4%
$10–15k2.2%
$15–20k2.0%
$20–25k4.7%
$25–30k3.9%
$30–35k5.9%
$35–40k4.8%
$40–45k3.6%
$45–50k7.0%
$50–60k8.4%
$60–75k10.4%
$75–100k14.0%
$100–125k8.3%
$125–150k9.0%
$150–200k6.1%
$200k or more3.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,240
Mean adjusted gross income$48,834
Returns declaring $200,000 or more1.2%
Returns, under $25k33.8%
Returns, $25k–$50k31.6%
Returns, $50k–$75k16.2%
Returns, $75k–$100k8.3%
Returns, $100k–$200k9.0%
Returns, $200k or more1.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$184,400
Median gross rent$1,147
Rent as a share of household income29.3%
Owner-occupied49%
Vacant homes6.3%
Median year built1978

What the homes are

Detached house58.3%
Attached house4.8%
2 to 4 units9.3%
5 to 19 units22.1%
20 or more units5.4%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$228,119as of 2026-07
Typical home value, 1 yearup 0.9%
Typical home value, 5 yearsup 19.5%
Typical home value, 10 yearsup 105.6%
Typical asking rent$1,274as of 2026-07
Typical asking rent, 1 yearup 0.6%
Typical asking rent, 5 yearsup 13.3%
Typical asking rent, 10 yearsup 56.4%
Typical home value since 2000
200020132026$229,822$92,218

$101,089 in 2000 to $228,119 in 2026.

Typical asking rent
201520202026$1,274$795

$795 in 2015 to $1,274 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher20.9%
High school diploma or higher86.3%
Works from home7%
Drives to work alone82%
Takes public transport0%
Commutes 45 minutes or more5.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.7% 5.3 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes18.6% 5.4 pts above the national average of 13.2%
High blood pressure40% 5.9 pts above the national average of 34.1%
Fair or poor general health23.5% 3.2 pts above the national average of 20.3%
No health insurance (18–64)14.3% 3 pts above the national average of 11.3%
Depression26% 4.1 pts above the national average of 21.9%
No leisure-time physical activity27.3% 1.9 pts above the national average of 25.4%
Arthritis25.5% same as the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication72.6% 2.1 pts below the national average of 74.7%
Cancer (non-skin)6.5% 1.2 pts below the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease6.1% same as the national average of 6.2%
Routine check-up in past year79% 2.3 pts above the national average of 76.7%
Cholesterol screening85% 0.9 pts below the national average of 85.9%
Cognitive disability19.2% 4.4 pts above the national average of 14.8%
Colorectal screening62.3% 2 pts below the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist52% 9.3 pts below the national average of 61.3%
Any disability37.2% 6.5 pts above the national average of 30.7%
Hearing disability6.6% same as the national average of 6.7%
High cholesterol36.3% same as the national average of 36.2%
Independent living disability10.5% 2.1 pts above the national average of 8.4%
Mammography use77.1% 1.2 pts above the national average of 75.9%
Poor mental health (14+ days)20.4% 3.6 pts above the national average of 16.8%
Mobility disability16.2% 2.2 pts above the national average of 14%
Poor physical health (14+ days)14.4% 0.9 pts above the national average of 13.5%
Self-care disability4.6% 0.6 pts above the national average of 4%
Sleeps under 7 hours41.5% 5.1 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost14.4% 1.4 pts above the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,275
People employed22,120
Annual payroll$1,056,873,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 65% of US census tracts
FEMA ratingVery Low to Relatively High across the 16 census tracts this ZIP code covers
Expected annual loss62.5 out of 100
Community resilience44.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Earthquake84.8Very High at its worst in this ZIP code
Tornado77.7Very High at its worst in this ZIP code
Cold wave76.3Very High at its worst in this ZIP code
Heat wave75.4Very High at its worst in this ZIP code
Landslide73.8Relatively Low at its worst in this ZIP code
River flooding48.3Relatively High at its worst in this ZIP code
Drought46.4Very Low at its worst in this ZIP code
Ice storm38.3Relatively Low at its worst in this ZIP code
Wildfire36.8Very Low at its worst in this ZIP code
Lightning36.5Relatively Moderate at its worst in this ZIP code
Winter weather35.9Relatively Moderate at its worst in this ZIP code
Hurricane35.8Very Low at its worst in this ZIP code
Strong wind25.8Relatively Low at its worst in this ZIP code
Hail4.1Very Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$61,172$67,097$78,538
Income per person$28,205$37,866$43,289
Poverty rate11.9%13.8%12.4%
Median home value$184,400$256,800$303,400
Median gross rent$1,147$1,122$1,348
Homeownership49%67%65%
Bachelor's degree or higher20.9%30.4%35%
Unemployment rate4.8%4.7%5.2%
Works from home7%11.4%13.5%
Born outside the US11.2%5.9%13.9%
Median age33.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMEMPHIS WFO, TN US7.8 km away
Rain in a year57 in
Snow in a year3 in

Average high and low by month

January49.4°F / 29.9°F4.34 in rain, 0.8 in snow
February54.1°F / 32.7°F4.77 in rain, 1.1 in snow
March63.1°F / 40.1°F5.74 in rain, 0.8 in snow
April72.7°F / 49°F5.85 in rain
May81.1°F / 59.1°F5.48 in rain
June88.4°F / 67.5°F4.71 in rain
July91.3°F / 71°F4.53 in rain
August90.7°F / 69.2°F3.39 in rain
September85.3°F / 61.9°F3.74 in rain
October74.6°F / 49.7°F4.2 in rain
November62.1°F / 39.1°F4.75 in rain
December52.4°F / 32.8°F5.68 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket31% of this ZIP code's area
Far from a supermarket58% of this ZIP code's area
No vehicle and far from a supermarket22% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Shelby County School District74% of this ZIP code's land area
Bartlett City School District26% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status66more vulnerable than 66% of US census tracts
Household characteristics72more vulnerable than 72% of US census tracts
Racial and ethnic minority status71more vulnerable than 71% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability9.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38135 Memphis, TN5.3 km away
38133 Memphis, TN5.4 km away
38029 Ellendale, TN5.9 km away
38122 Memphis, TN7 km away
38120 Memphis, TN7.1 km away
38016 Cordova, TN7.4 km away
38018 Cordova, TN8 km away
38088 Cordova, TN8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Shelby County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area18.58 sq mi
Water area0.01 sq mi
Population density2,288 people per sq mi
Latitude, longitude35.1845, -89.8574

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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