Postal Codes

37846 ZIP Code

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ZIP code 37846 covers Philadelphia, Tennessee, with a population of about 4,177 and a median household income of $71,147.

Population
4,17758 per square mile
Median age
42.33.6 points above the US average
Median household income
$71,1471.1× the Tennessee median
Poverty rate
12.5%about the US average
Typical home value
$292,688up 34.6% in five years
Median rent
$78030% below the Tennessee median
Degree or higher
14.1%20.9 points below the US average
Homeownership
77.6%12.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
21

Where 37846 is

Philadelphia, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,177
Median age42.3
Family households72.1%
Born outside the US9.7%
Speaks a language other than English at home11.1%
White (non-Hispanic)81.7%
Black (non-Hispanic)1.8%
Asian (non-Hispanic)0%
Hispanic or Latino14.9%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,147
Income per person$30,494
Poverty rate12.5%
Households on SNAP or cash assistance14.3%

Household income distribution

Under $10k4.4%
$10–15k8.4%
$15–20k3.8%
$20–25k3.6%
$25–30k1.2%
$30–35k2.8%
$35–40k1.3%
$40–45k4.8%
$45–50k6.1%
$50–60k4.5%
$60–75k13.5%
$75–100k10.0%
$100–125k9.8%
$125–150k14.6%
$150–200k7.8%
$200k or more3.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,160
Mean adjusted gross income$57,523
Returns declaring $200,000 or more2.3%
Returns, under $25k29.2%
Returns, $25k–$50k28.7%
Returns, $50k–$75k16.2%
Returns, $75k–$100k11.1%
Returns, $100k–$200k12.5%
Returns, $200k or more2.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$200,000
Median gross rent$780
Rent as a share of household income19.8%
Owner-occupied77.6%
Vacant homes11.5%
Median year built1992

What the homes are

Detached house70.9%
Attached house0.4%
2 to 4 units0.8%
Mobile home27.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$292,688as of 2026-07
Typical home value, 1 yearup 7.8%
Typical home value, 5 yearsup 34.6%
Typical home value, 10 yearsup 110.7%
Typical home value since 2000
200020132026$292,688$77,741

$77,741 in 2000 to $292,688 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.9%
Bachelor's degree or higher14.1%
High school diploma or higher84%
Works from home8%
Drives to work alone84.2%
Takes public transport0%
Commutes 45 minutes or more24.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.4% 3 pts above the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes17.8% 4.6 pts above the national average of 13.2%
High blood pressure39.8% 5.7 pts above the national average of 34.1%
Fair or poor general health22.5% 2.2 pts above the national average of 20.3%
No health insurance (18–64)12.3% 1 pts above the national average of 11.3%
Depression29% 7.1 pts above the national average of 21.9%
No leisure-time physical activity27.1% 1.7 pts above the national average of 25.4%
Arthritis32.3% 7.2 pts above the national average of 25.1%
Binge drinking14.6% 1.4 pts below the national average of 16%
Taking blood pressure medication76.8% 2.1 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease7.3% 1.1 pts above the national average of 6.2%
Routine check-up in past year77.8% 1.1 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability17.6% 2.8 pts above the national average of 14.8%
Colorectal screening63.8% 0.5 pts below the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist59% 2.3 pts below the national average of 61.3%
Any disability36.4% 5.7 pts above the national average of 30.7%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol40% 3.8 pts above the national average of 36.2%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Mammography use74.6% 1.3 pts below the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Sleeps under 7 hours37.6% 1.2 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost13.4% same as the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments21
People employed92
Annual payroll$2,530,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44% of US census tracts
FEMA ratingVery Low to Relatively High across the 8 census tracts this ZIP code covers
Expected annual loss44.2 out of 100
Community resilience41.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide94.9Relatively Moderate at its worst in this ZIP code
Drought92.9Relatively Moderate at its worst in this ZIP code
Strong wind86.6Relatively High at its worst in this ZIP code
Cold wave79.4Relatively High at its worst in this ZIP code
Lightning79.3Relatively High at its worst in this ZIP code
Earthquake76.5Relatively High at its worst in this ZIP code
Wildfire75.7Relatively Low at its worst in this ZIP code
Winter weather63.8Relatively Moderate at its worst in this ZIP code
Tornado61.9Relatively High at its worst in this ZIP code
Hail53.4Relatively Moderate at its worst in this ZIP code
Ice storm51.3Relatively Moderate at its worst in this ZIP code
Hurricane50Relatively Low at its worst in this ZIP code
River flooding41Relatively High at its worst in this ZIP code
Heat wave10Relatively Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$71,147$67,097$78,538
Income per person$30,494$37,866$43,289
Poverty rate12.5%13.8%12.4%
Median home value$200,000$256,800$303,400
Median gross rent$780$1,122$1,348
Homeownership77.6%67%65%
Bachelor's degree or higher14.1%30.4%35%
Unemployment rate5.9%4.7%5.2%
Works from home8%11.4%13.5%
Born outside the US9.7%5.9%13.9%
Median age42.338.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLENOIR CITY, TN US19.5 km away
Rain in a year55 in
Snow in a year4 in

Average high and low by month

January48.6°F / 28°F4.99 in rain, 1.6 in snow
February53.1°F / 30.7°F5.22 in rain, 1.3 in snow
March62°F / 37.4°F5.09 in rain, 0.6 in snow
April71.4°F / 45.5°F5.16 in rain
May79°F / 55.2°F4.29 in rain
June85.9°F / 64.1°F4.24 in rain
July89°F / 68.1°F5.12 in rain
August88.4°F / 66.8°F3.82 in rain
September83.5°F / 60.2°F4.25 in rain
October72.9°F / 47.6°F3.02 in rain
November61.2°F / 36.6°F4.14 in rain, 0.1 in snow
December52°F / 31.3°F5.86 in rain, 0.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Loudon County School District40.3% of this ZIP code's land area
Roane County School District36.6% of this ZIP code's land area
Monroe County School District8.2% of this ZIP code's land area
Sweetwater City School District5.5% of this ZIP code's land area
Monroe County School District in Sweetwater5.5% of this ZIP code's land area
McMinn County School District3.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status33more vulnerable than 33% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport31more vulnerable than 31% of US census tracts
Walkability3.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

37874 Sweetwater, TN8.9 km away
37774 Loudon, TN9.7 km away
37826 Niota, TN16.6 km away
37880 Ten Mile, TN20.2 km away
37763 Kingston, TN20.3 km away
37771 Lenoir City, TN20.9 km away
37354 Madisonville, TN22.3 km away
37772 Lenoir City, TN22.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Loudon County42.7% of this ZIP code's land area
Roane County38.7% of this ZIP code's land area
Monroe County14.5% of this ZIP code's land area
McMinn County3.9% of this ZIP code's land area
Meigs County0.1% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area72.6 sq mi
Water area0.01 sq mi
Population density58 people per sq mi
Latitude, longitude35.6781, -84.4312

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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