Postal Codes

37387 ZIP Code

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ZIP code 37387 covers Tracy City, Tennessee, with a population of about 3,982 and a median household income of $57,188.

Population
3,98254 per square mile
Median age
401.3 points above the US average
Median household income
$57,18815% below the Tennessee median
Poverty rate
13.2%0.8 points above the US average
Typical home value
$188,209up 25.8% in five years
Median rent
$39365% below the Tennessee median
Degree or higher
13.3%21.7 points below the US average
Homeownership
78.7%13.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
50

Where 37387 is

Tracy City, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,982
Median age40
Family households62.5%
Born outside the US0%
Speaks a language other than English at home0.6%
White (non-Hispanic)93.5%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0%
Hispanic or Latino4.6%
Veterans5.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,188
Income per person$27,024
Poverty rate13.2%
Households on SNAP or cash assistance19.7%

Household income distribution

Under $10k4.1%
$10–15k13.3%
$15–20k5.4%
$20–25k3.0%
$25–30k5.0%
$30–35k4.9%
$35–40k7.1%
$40–45k0.3%
$45–50k3.6%
$50–60k16.8%
$60–75k8.0%
$75–100k6.0%
$100–125k11.3%
$125–150k4.7%
$150–200k6.3%
$200k or more0.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,730
Mean adjusted gross income$50,130
Returns declaring $200,000 or more1.7%
Returns, under $25k36.4%
Returns, $25k–$50k26.0%
Returns, $50k–$75k16.2%
Returns, $75k–$100k9.2%
Returns, $100k–$200k10.4%
Returns, $200k or more1.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$123,200
Median gross rent$393
Rent as a share of household income31.7%
Owner-occupied78.7%
Vacant homes14.4%
Median year built1984

What the homes are

Detached house76.9%
2 to 4 units7.9%
5 to 19 units0.1%
Mobile home14.5%
Boat, RV or van0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$188,209as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 25.8%
Typical home value, 10 yearsup 101.6%
Typical home value since 2000
200020132026$189,668$51,570

$51,570 in 2000 to $188,209 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.7%
Bachelor's degree or higher13.3%
High school diploma or higher81.5%
Works from home2.7%
Drives to work alone76.6%
Takes public transport0%
Commutes 45 minutes or more39.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.2% 5.8 pts above the national average of 33.4%
Diagnosed diabetes15.7% 3.7 pts above the national average of 12%
Currently smokes22.5% 9.3 pts above the national average of 13.2%
High blood pressure43.8% 9.7 pts above the national average of 34.1%
Fair or poor general health27% 6.7 pts above the national average of 20.3%
No health insurance (18–64)12.9% 1.6 pts above the national average of 11.3%
Depression30.6% 8.7 pts above the national average of 21.9%
No leisure-time physical activity30.8% 5.4 pts above the national average of 25.4%
Arthritis37.2% 12.1 pts above the national average of 25.1%
Binge drinking13.7% 2.3 pts below the national average of 16%
Taking blood pressure medication78.9% 4.2 pts above the national average of 74.7%
Cancer (non-skin)9.9% 2.2 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease9.4% 3.2 pts above the national average of 6.2%
Routine check-up in past year78.3% 1.6 pts above the national average of 76.7%
Cholesterol screening85.9% same as the national average of 85.9%
Cognitive disability20.1% 5.3 pts above the national average of 14.8%
Colorectal screening61.6% 2.7 pts below the national average of 64.3%
COPD12.2% 5.6 pts above the national average of 6.6%
Visited a dentist53.9% 7.4 pts below the national average of 61.3%
Any disability41.7% 11 pts above the national average of 30.7%
Hearing disability10.3% 3.6 pts above the national average of 6.7%
High cholesterol42.4% 6.2 pts above the national average of 36.2%
Independent living disability11.6% 3.2 pts above the national average of 8.4%
Mammography use73.8% 2.1 pts below the national average of 75.9%
Poor mental health (14+ days)20.6% 3.8 pts above the national average of 16.8%
Mobility disability20.6% 6.6 pts above the national average of 14%
Poor physical health (14+ days)18.3% 4.8 pts above the national average of 13.5%
Self-care disability5.2% 1.2 pts above the national average of 4%
Sleeps under 7 hours37.5% 1.1 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost20.4% 7.4 pts above the national average of 13%
Vision disability6.7% 1.1 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments50
People employed314
Annual payroll$8,722,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 78.5% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss67.2 out of 100
Community resilience19.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind96.2Very High at its worst in this ZIP code
Tornado95.4Very High at its worst in this ZIP code
Cold wave95.3Very High at its worst in this ZIP code
Landslide90Relatively Moderate at its worst in this ZIP code
Drought89.1Relatively Moderate at its worst in this ZIP code
Winter weather89Very High at its worst in this ZIP code
Wildfire85.6Relatively Low at its worst in this ZIP code
Earthquake71.4Relatively Moderate at its worst in this ZIP code
Lightning71.3Relatively High at its worst in this ZIP code
River flooding69.2Relatively High at its worst in this ZIP code
Ice storm68Relatively Moderate at its worst in this ZIP code
Hail64.8Relatively Moderate at its worst in this ZIP code
Hurricane48.3Relatively Low at its worst in this ZIP code
Heat wave6.3Relatively Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$57,188$67,097$78,538
Income per person$27,024$37,866$43,289
Poverty rate13.2%13.8%12.4%
Median home value$123,200$256,800$303,400
Median gross rent$393$1,122$1,348
Homeownership78.7%67%65%
Bachelor's degree or higher13.3%30.4%35%
Unemployment rate5.7%4.7%5.2%
Works from home2.7%11.4%13.5%
Born outside the US0%5.9%13.9%
Median age4038.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMONTEAGLE, TN US10.9 km away
Rain in a year67 in
Snow in a year5 in

Average high and low by month

January44.3°F / 26.4°F5.68 in rain, 1.5 in snow
February48.7°F / 29.8°F5.77 in rain, 1.9 in snow
March57.3°F / 36.8°F6.31 in rain, 0.8 in snow
April66.8°F / 45.2°F6.26 in rain
May73.8°F / 53.8°F5.31 in rain
June80.3°F / 61.3°F5.76 in rain
July83.2°F / 64.8°F6.4 in rain
August82.7°F / 64°F4.75 in rain
September78°F / 58.2°F4.59 in rain
October67.8°F / 46.7°F4.09 in rain
November56.7°F / 36.8°F5.22 in rain, 0.1 in snow
December47.9°F / 30.3°F6.82 in rain, 1.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Grundy County School District68.6% of this ZIP code's land area
Marion County School District31.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status72more vulnerable than 72% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

37356 Monteagle, TN8.6 km away
37313 Coalmont, TN9.4 km away
37366 Pelham, TN10.8 km away
37374 Sequatchie, TN15.1 km away
37339 Gruetli Laager, TN15.5 km away
37301 Altamont, TN17.3 km away
37375 Sewanee, TN17.9 km away
37383 Sewanee, TN18.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Grundy County68.6% of this ZIP code's land area
Marion County31.4% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area74.19 sq mi
Water area0.24 sq mi
Population density54 people per sq mi
Latitude, longitude35.2721, -85.7362

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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