Postal Codes

37189 ZIP Code

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ZIP code 37189 covers Whites Creek, Tennessee, with a population of about 3,591 and a median household income of $93,577.

Population
3,591142 per square mile
Median age
434.3 points above the US average
Median household income
$93,5771.4× the Tennessee median
Poverty rate
8.2%4.2 points below the US average
Typical home value
$400,234up 22.6% in five years
Degree or higher
43.9%8.9 points above the US average
Homeownership
85.1%20.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
52

Where 37189 is

Whites Creek, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,591
Median age43
Family households70.9%
Born outside the US1.7%
Speaks a language other than English at home1.5%
White (non-Hispanic)50.5%
Black (non-Hispanic)44.3%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.3%
Veterans10%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$93,577
Income per person$46,079
Poverty rate8.2%
Households on SNAP or cash assistance5.3%

Household income distribution

Under $10k7.5%
$10–15k1.1%
$15–20k0.0%
$20–25k0.0%
$25–30k0.8%
$30–35k2.7%
$35–40k0.9%
$40–45k1.4%
$45–50k7.0%
$50–60k6.0%
$60–75k7.5%
$75–100k18.8%
$100–125k10.1%
$125–150k6.4%
$150–200k19.5%
$200k or more10.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,880
Mean adjusted gross income$75,186
Returns declaring $200,000 or more5.3%
Returns, under $25k28.2%
Returns, $25k–$50k26.6%
Returns, $50k–$75k15.4%
Returns, $75k–$100k8.5%
Returns, $100k–$200k16.0%
Returns, $200k or more5.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$357,700
Owner-occupied85.1%
Vacant homes7.1%
Median year built1988

What the homes are

Detached house91.3%
Attached house2.6%
2 to 4 units2.6%
5 to 19 units1.5%
Mobile home2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$400,234as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 22.6%
Typical home value, 10 yearsup 95.4%
Typical home value since 2000
200020132026$412,439$128,073

$128,073 in 2000 to $400,234 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher43.9%
High school diploma or higher96.6%
Works from home23.2%
Drives to work alone70.4%
Takes public transport0%
Commutes 45 minutes or more21.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.8% same as the national average of 33.4%
Diagnosed diabetes13.9% 1.9 pts above the national average of 12%
Currently smokes14.4% 1.2 pts above the national average of 13.2%
High blood pressure39.6% 5.5 pts above the national average of 34.1%
Fair or poor general health21.7% 1.4 pts above the national average of 20.3%
No health insurance (18–64)10.5% 0.8 pts below the national average of 11.3%
Depression26.1% 4.2 pts above the national average of 21.9%
No leisure-time physical activity25.9% 0.5 pts above the national average of 25.4%
Arthritis30.8% 5.7 pts above the national average of 25.1%
Binge drinking15.1% 0.9 pts below the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year78.6% 1.9 pts above the national average of 76.7%
Cholesterol screening88.8% 2.9 pts above the national average of 85.9%
Cognitive disability15.3% 0.5 pts above the national average of 14.8%
Colorectal screening65.8% 1.5 pts above the national average of 64.3%
COPD7.1% 0.5 pts above the national average of 6.6%
Visited a dentist59.9% 1.4 pts below the national average of 61.3%
Any disability33.4% 2.7 pts above the national average of 30.7%
Hearing disability6.3% same as the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Independent living disability8.5% same as the national average of 8.4%
Mammography use77.3% 1.4 pts above the national average of 75.9%
Poor mental health (14+ days)18.2% 1.4 pts above the national average of 16.8%
Mobility disability15.5% 1.5 pts above the national average of 14%
Poor physical health (14+ days)13.6% same as the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Sleeps under 7 hours37.7% 1.3 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost11.9% 1.1 pts below the national average of 13%
Vision disability5.2% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments52
People employed1,229
Annual payroll$75,902,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 51.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss47.4 out of 100
Community resilience45.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide84Relatively Low at its worst in this ZIP code
Drought77.9Relatively Low at its worst in this ZIP code
Earthquake77.8Relatively Moderate at its worst in this ZIP code
River flooding73.8Relatively High at its worst in this ZIP code
Wildfire66.6Relatively Low at its worst in this ZIP code
Tornado63.5Relatively Moderate at its worst in this ZIP code
Strong wind57.3Relatively Moderate at its worst in this ZIP code
Hail52.5Relatively Low at its worst in this ZIP code
Heat wave46Relatively Moderate at its worst in this ZIP code
Cold wave44.2Relatively Moderate at its worst in this ZIP code
Winter weather35.9Relatively Low at its worst in this ZIP code
Ice storm30.7Relatively Low at its worst in this ZIP code
Hurricane30.5Very Low at its worst in this ZIP code
Lightning9.7Very Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$93,577$67,097$78,538
Income per person$46,079$37,866$43,289
Poverty rate8.2%13.8%12.4%
Median home value$357,700$256,800$303,400
Median gross rent$1,122$1,348
Homeownership85.1%67%65%
Bachelor's degree or higher43.9%30.4%35%
Unemployment rate4%4.7%5.2%
Works from home23.2%11.4%13.5%
Born outside the US1.7%5.9%13.9%
Median age4338.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGOODLETTSVILLE 7WNW, TN US7.4 km away
Rain in a year56 in

Average high and low by month

January44.1°F / 25°F3.85 in rain
February49°F / 27.7°F4.87 in rain
March58.3°F / 35.8°F5.58 in rain
April68.4°F / 44.7°F5.48 in rain
May75.9°F / 53.9°F5.57 in rain
June83.8°F / 63°F4.62 in rain
July85.6°F / 65.5°F4.89 in rain
August86.2°F / 64.6°F4.09 in rain
September81.1°F / 58°F3.87 in rain
October70.1°F / 45.5°F3.7 in rain
November57.7°F / 35.8°F3.88 in rain
December47.2°F / 28.3°F5.25 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Metropolitan Nashville Public School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability37more vulnerable than 37% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics44more vulnerable than 44% of US census tracts
Racial and ethnic minority status61more vulnerable than 61% of US census tracts
Housing type and transport20more vulnerable than 20% of US census tracts
Walkability6.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

37202 Nashville, TN7.3 km away
37218 Nashville, TN7.6 km away
37207 Nashville, TN7.9 km away
37228 Nashville, TN9.6 km away
37080 Joelton, TN9.9 km away
37116 Madison, TN10.5 km away
37224 Nashville, TN10.5 km away
37227 Nashville, TN10.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Davidson County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area25.23 sq mi
Water area0.01 sq mi
Population density142 people per sq mi
Latitude, longitude36.2744, -86.8292

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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