Postal Codes

37128 ZIP Code

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ZIP code 37128 covers Murfreesboro, Tennessee, with a population of about 77,016 and a median household income of $89,069.

Population
77,0161,359 per square mile
Median age
32.26.5 points below the US average
Median household income
$89,0691.3× the Tennessee median
Poverty rate
4.6%7.8 points below the US average
Typical home value
$445,731up 24.2% in five years
Median rent
$1,5141.3× the Tennessee median
Degree or higher
37.7%2.7 points above the US average
Homeownership
65.4%about the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
702

Where 37128 is

Murfreesboro, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population77,016
Median age32.2
Family households69.7%
Born outside the US10%
Speaks a language other than English at home15.2%
White (non-Hispanic)66.4%
Black (non-Hispanic)12.5%
Asian (non-Hispanic)4.9%
Hispanic or Latino9.1%
Veterans5.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$89,069
Income per person$39,059
Poverty rate4.6%
Households on SNAP or cash assistance6%

Household income distribution

Under $10k2.0%
$10–15k1.0%
$15–20k1.8%
$20–25k2.2%
$25–30k2.4%
$30–35k1.2%
$35–40k4.8%
$40–45k2.4%
$45–50k3.6%
$50–60k10.0%
$60–75k9.5%
$75–100k14.7%
$100–125k11.6%
$125–150k11.2%
$150–200k13.6%
$200k or more8.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed36,270
Mean adjusted gross income$79,052
Returns declaring $200,000 or more5.7%
Returns, under $25k22.4%
Returns, $25k–$50k22.9%
Returns, $50k–$75k17.3%
Returns, $75k–$100k11.4%
Returns, $100k–$200k20.3%
Returns, $200k or more5.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$364,100
Median gross rent$1,514
Rent as a share of household income30%
Owner-occupied65.4%
Vacant homes5.4%
Median year built2006

What the homes are

Detached house64.3%
Attached house11.9%
2 to 4 units2.5%
5 to 19 units13.1%
20 or more units7.4%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$445,731as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 24.2%
Typical home value, 10 yearsup 89.5%
Typical asking rent$1,709as of 2026-07
Typical asking rent, 1 yearup 1.8%
Typical asking rent, 5 yearsup 21.8%
Typical asking rent, 10 yearsup 51.8%
Typical home value since 2000
200020132026$460,821$143,390

$143,390 in 2000 to $445,731 in 2026.

Typical asking rent
201520202026$1,709$1,062

$1,062 in 2015 to $1,709 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2%
Bachelor's degree or higher37.7%
High school diploma or higher94.7%
Works from home15.2%
Drives to work alone74.4%
Takes public transport0%
Commutes 45 minutes or more21%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.6% 3.2 pts above the national average of 33.4%
Diagnosed diabetes9.4% 2.6 pts below the national average of 12%
Currently smokes13.5% same as the national average of 13.2%
High blood pressure31.5% 2.6 pts below the national average of 34.1%
Fair or poor general health15.8% 4.5 pts below the national average of 20.3%
No health insurance (18–64)9.5% 1.8 pts below the national average of 11.3%
Depression27.3% 5.4 pts above the national average of 21.9%
No leisure-time physical activity20.3% 5.1 pts below the national average of 25.4%
Arthritis24.5% 0.6 pts below the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication70.3% 4.4 pts below the national average of 74.7%
Cancer (non-skin)6.3% 1.4 pts below the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease4.2% 2 pts below the national average of 6.2%
Routine check-up in past year76% 0.7 pts below the national average of 76.7%
Cholesterol screening86.7% 0.8 pts above the national average of 85.9%
Cognitive disability15.5% 0.7 pts above the national average of 14.8%
Colorectal screening62.5% 1.8 pts below the national average of 64.3%
COPD5.3% 1.3 pts below the national average of 6.6%
Visited a dentist64.6% 3.3 pts above the national average of 61.3%
Any disability28.5% 2.2 pts below the national average of 30.7%
Hearing disability5.1% 1.6 pts below the national average of 6.7%
High cholesterol32.9% 3.3 pts below the national average of 36.2%
Independent living disability7.1% 1.3 pts below the national average of 8.4%
Mammography use79.2% 3.3 pts above the national average of 75.9%
Poor mental health (14+ days)19.4% 2.6 pts above the national average of 16.8%
Mobility disability10.6% 3.4 pts below the national average of 14%
Poor physical health (14+ days)11.7% 1.8 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost9.4% 3.6 pts below the national average of 13%
Vision disability3.7% 1.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments702
People employed7,312
Annual payroll$301,016,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.2% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 14 census tracts this ZIP code covers
Expected annual loss80.8 out of 100
Community resilience42.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave93.8Very High at its worst in this ZIP code
Winter weather91.6Relatively High at its worst in this ZIP code
Tornado83.3Relatively High at its worst in this ZIP code
Earthquake79.8Relatively Moderate at its worst in this ZIP code
River flooding78.5Very High at its worst in this ZIP code
Lightning77.6Relatively High at its worst in this ZIP code
Drought76.8Relatively Low at its worst in this ZIP code
Strong wind70.6Relatively Moderate at its worst in this ZIP code
Wildfire62.9Relatively Low at its worst in this ZIP code
Ice storm56.6Relatively Low at its worst in this ZIP code
Heat wave53.6Relatively Moderate at its worst in this ZIP code
Hail53.5Relatively Low at its worst in this ZIP code
Hurricane41.2Very Low at its worst in this ZIP code
Landslide27.6Very Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$89,069$67,097$78,538
Income per person$39,059$37,866$43,289
Poverty rate4.6%13.8%12.4%
Median home value$364,100$256,800$303,400
Median gross rent$1,514$1,122$1,348
Homeownership65.4%67%65%
Bachelor's degree or higher37.7%30.4%35%
Unemployment rate2%4.7%5.2%
Works from home15.2%11.4%13.5%
Born outside the US10%5.9%13.9%
Median age32.238.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSMYRNA 6S, TN US9.7 km away

Average high and low by month

January48.1°F / 26.4°F
February52.3°F / 28.8°F
March61.3°F / 35°F
April71.3°F / 43.8°F
May79°F / 52.8°F
June86.2°F / 61.3°F
July89.7°F / 65.7°F
August90°F / 64°F
September84.6°F / 56.4°F
October73.3°F / 44°F
November60.8°F / 33.4°F
December51.5°F / 29.6°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket30% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Rutherford County School District52.4% of this ZIP code's land area
Murfreesboro City School District23.8% of this ZIP code's land area
Rutherford County School District in Murfreesboro23.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability17more vulnerable than 17% of US census tracts
Socioeconomic status21more vulnerable than 21% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status32more vulnerable than 32% of US census tracts
Housing type and transport18more vulnerable than 18% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

37089 La Vergne, TN6.1 km away
37131 Murfreesboro, TN6.1 km away
37132 Murfreesboro, TN6.1 km away
37129 Murfreesboro, TN6.8 km away
37130 Murfreesboro, TN8.7 km away
37133 Murfreesboro, TN8.7 km away
37153 Rockvale, TN12 km away
37167 Smyrna, TN13.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Rutherford County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area56.67 sq mi
Water area0.06 sq mi
Population density1,359 people per sq mi
Latitude, longitude35.8454, -86.4867

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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