Postal Codes

35661 ZIP Code

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ZIP code 35661 covers Muscle Shoals, Alabama, with a population of about 18,957 and a median household income of $66,726.

Population
18,957370 per square mile
Median age
41.32.6 points above the US average
Median household income
$66,7261.1× the Alabama median
Poverty rate
13%0.6 points above the US average
Typical home value
$258,760up 34.8% in five years
Median rent
$917about the Alabama median
Degree or higher
24.3%10.7 points below the US average
Homeownership
73.2%8.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
541

Where 35661 is

Muscle Shoals, Alabama — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population18,957
Median age41.3
Family households67.7%
Born outside the US2.1%
Speaks a language other than English at home2.8%
White (non-Hispanic)77.5%
Black (non-Hispanic)14.1%
Asian (non-Hispanic)0.6%
Hispanic or Latino4.6%
Veterans8.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$66,726
Income per person$35,433
Poverty rate13%
Households on SNAP or cash assistance12.5%

Household income distribution

Under $10k6.2%
$10–15k2.9%
$15–20k3.0%
$20–25k3.8%
$25–30k2.7%
$30–35k3.6%
$35–40k6.6%
$40–45k6.7%
$45–50k2.8%
$50–60k9.5%
$60–75k6.6%
$75–100k14.3%
$100–125k12.8%
$125–150k6.6%
$150–200k6.7%
$200k or more5.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,260
Mean adjusted gross income$82,043
Returns declaring $200,000 or more5.1%
Returns, under $25k26.8%
Returns, $25k–$50k23.6%
Returns, $50k–$75k16.0%
Returns, $75k–$100k11.4%
Returns, $100k–$200k17.2%
Returns, $200k or more5.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$189,700
Median gross rent$917
Rent as a share of household income23.3%
Owner-occupied73.2%
Vacant homes11.9%
Median year built1990

What the homes are

Detached house76.3%
Attached house0.6%
2 to 4 units8.4%
5 to 19 units3.6%
20 or more units2.5%
Mobile home8.2%
Boat, RV or van0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$258,760as of 2026-07
Typical home value, 1 yearup 2.7%
Typical home value, 5 yearsup 34.8%
Typical home value, 10 yearsup 71.4%
Typical asking rent$1,301as of 2026-07
Typical home value since 2000
201520202026$258,760$141,755

$141,755 in 2015 to $258,760 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher24.3%
High school diploma or higher91%
Works from home11.2%
Drives to work alone80%
Takes public transport0.1%
Commutes 45 minutes or more11.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36% 2.6 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes14.2% 1 pts above the national average of 13.2%
High blood pressure42.4% 8.3 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)8.5% 2.8 pts below the national average of 11.3%
Depression23.9% 2 pts above the national average of 21.9%
No leisure-time physical activity25.8% same as the national average of 25.4%
Arthritis31.7% 6.6 pts above the national average of 25.1%
Binge drinking14.5% 1.5 pts below the national average of 16%
Taking blood pressure medication78.5% 3.8 pts above the national average of 74.7%
Cancer (non-skin)9.1% 1.4 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability15.1% same as the national average of 14.8%
Colorectal screening68.4% 4.1 pts above the national average of 64.3%
COPD7.7% 1.1 pts above the national average of 6.6%
Visited a dentist60.8% 0.5 pts below the national average of 61.3%
Any disability35% 4.3 pts above the national average of 30.7%
Lacks emotional support23.9% 0.9 pts below the national average of 24.8%
Food insecurity15.2% 1.9 pts below the national average of 17.1%
Received food stamps10.5% 3.8 pts below the national average of 14.3%
Hearing disability8.4% 1.7 pts above the national average of 6.7%
High cholesterol41.7% 5.5 pts above the national average of 36.2%
Housing insecurity11.6% 2.2 pts below the national average of 13.8%
Independent living disability8.9% 0.5 pts above the national average of 8.4%
Lacks transport8.1% 1.1 pts below the national average of 9.2%
Loneliness34.1% same as the national average of 34.4%
Mammography use77.3% 1.4 pts above the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability16.1% 2.1 pts above the national average of 14%
Poor physical health (14+ days)13.9% same as the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours39.5% 3.1 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost13.9% 0.9 pts above the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments541
People employed13,015
Annual payroll$608,833,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 76.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss71 out of 100
Community resilience56.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind97.3Very High at its worst in this ZIP code
Lightning90.5Very High at its worst in this ZIP code
Cold wave90.3Very High at its worst in this ZIP code
Drought89.6Relatively Moderate at its worst in this ZIP code
Tornado88.4Very High at its worst in this ZIP code
Earthquake84.6Relatively High at its worst in this ZIP code
Heat wave74.7Relatively High at its worst in this ZIP code
River flooding71.8Very High at its worst in this ZIP code
Ice storm63.2Relatively Moderate at its worst in this ZIP code
Wildfire62.2Relatively Low at its worst in this ZIP code
Hurricane54.8Relatively Low at its worst in this ZIP code
Hail50Relatively Low at its worst in this ZIP code
Landslide44Very Low at its worst in this ZIP code
Winter weather43.1Relatively Moderate at its worst in this ZIP code
Compared with Alabama and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPAlabamaUnited States
Median household income$66,726$62,027$78,538
Income per person$35,433$34,835$43,289
Poverty rate13%15.6%12.4%
Median home value$189,700$195,100$303,400
Median gross rent$917$963$1,348
Homeownership73.2%69.9%65%
Bachelor's degree or higher24.3%27.8%35%
Unemployment rate4.3%4.8%5.2%
Works from home11.2%7.8%13.5%
Born outside the US2.1%3.8%13.9%
Median age41.339.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUSCLE SHOALS WTP, AL US1 km away
Rain in a year58 in

Average high and low by month

January50.8°F / 29.4°F5.25 in rain
February55°F / 32.2°F5.27 in rain
March63.9°F / 39.5°F5.36 in rain
April72.8°F / 48°F5.42 in rain
May80°F / 57.4°F4.73 in rain
June87.2°F / 65.9°F5.17 in rain
July90°F / 69.4°F4.76 in rain
August89.8°F / 68.4°F3.91 in rain
September84.7°F / 61.7°F4.04 in rain
October74.5°F / 49.2°F3.85 in rain
November62.5°F / 38.1°F4.09 in rain
December53.6°F / 32.4°F6.18 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket43% of this ZIP code's area
No vehicle and far from a supermarket58% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Colbert County School District74.3% of this ZIP code's land area
Muscle Shoals City School District25.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status41more vulnerable than 41% of US census tracts
Housing type and transport23more vulnerable than 23% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

35662 Muscle Shoals, AL3.6 km away
35660 Sheffield, AL6.1 km away
35630 Florence, AL8.6 km away
35674 Tuscumbia, AL9 km away
35646 Leighton, AL11.1 km away
35631 Florence, AL14.5 km away
35632 Florence, AL14.5 km away
35633 Florence, AL17.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Colbert County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area51.19 sq mi
Water area10.16 sq mi
Population density370 people per sq mi
Latitude, longitude34.7561, -87.6304

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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