Postal Codes

35581 ZIP Code

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ZIP code 35581 covers Phil Campbell, Alabama, with a population of about 6,271 and a median household income of $47,633.

Population
6,27152 per square mile
Median age
38.10.6 points below the US average
Median household income
$47,63323% below the Alabama median
Poverty rate
17.7%5.3 points above the US average
Typical home value
$185,214up 19.8% in five years
Median rent
$70627% below the Alabama median
Degree or higher
10%25 points below the US average
Homeownership
76.3%11.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
48

Where 35581 is

Phil Campbell, Alabama — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,271
Median age38.1
Family households73.2%
Born outside the US2.9%
Speaks a language other than English at home4.9%
White (non-Hispanic)87.1%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.2%
Hispanic or Latino8.2%
Veterans4.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$47,633
Income per person$23,172
Poverty rate17.7%
Households on SNAP or cash assistance16.3%

Household income distribution

Under $10k4.6%
$10–15k6.4%
$15–20k7.5%
$20–25k6.2%
$25–30k10.0%
$30–35k7.7%
$35–40k4.5%
$40–45k2.3%
$45–50k3.9%
$50–60k5.1%
$60–75k6.9%
$75–100k15.8%
$100–125k12.0%
$125–150k0.2%
$150–200k4.8%
$200k or more2.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,940
Mean adjusted gross income$56,010
Returns declaring $200,000 or more1.5%
Returns, under $25k33.0%
Returns, $25k–$50k30.4%
Returns, $50k–$75k14.4%
Returns, $75k–$100k9.8%
Returns, $100k–$200k10.8%
Returns, $200k or more1.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$105,400
Median gross rent$706
Owner-occupied76.3%
Vacant homes16.3%
Median year built1989

What the homes are

Detached house73.4%
Attached house0.4%
2 to 4 units3.4%
5 to 19 units1.1%
20 or more units0.4%
Mobile home20.4%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$185,214as of 2026-07
Typical home value, 1 yeardown 1.4%
Typical home value, 5 yearsup 19.8%
Typical home value, 10 yearsup 61.1%
Typical home value since 2000
201120182026$191,090$105,812

$109,397 in 2011 to $185,214 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.5%
Bachelor's degree or higher10%
High school diploma or higher78.8%
Works from home1%
Drives to work alone82.9%
Takes public transport0.2%
Commutes 45 minutes or more17.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.6% 8.2 pts above the national average of 33.4%
Diagnosed diabetes15.9% 3.9 pts above the national average of 12%
Currently smokes20.3% 7.1 pts above the national average of 13.2%
High blood pressure44.9% 10.8 pts above the national average of 34.1%
Fair or poor general health27.4% 7.1 pts above the national average of 20.3%
No health insurance (18–64)11.8% 0.5 pts above the national average of 11.3%
Depression26.9% 5 pts above the national average of 21.9%
No leisure-time physical activity32.2% 6.8 pts above the national average of 25.4%
Arthritis34.8% 9.7 pts above the national average of 25.1%
Binge drinking14% 2 pts below the national average of 16%
Taking blood pressure medication78.7% 4 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease9.3% 3.1 pts above the national average of 6.2%
Routine check-up in past year78.9% 2.2 pts above the national average of 76.7%
Cholesterol screening83.8% 2.1 pts below the national average of 85.9%
Cognitive disability19.4% 4.6 pts above the national average of 14.8%
Colorectal screening62.8% 1.5 pts below the national average of 64.3%
COPD11.6% 5 pts above the national average of 6.6%
Visited a dentist50.7% 10.6 pts below the national average of 61.3%
Any disability41.8% 11.1 pts above the national average of 30.7%
Lacks emotional support23.8% 1 pts below the national average of 24.8%
Food insecurity20.7% 3.6 pts above the national average of 17.1%
Received food stamps16.2% 1.9 pts above the national average of 14.3%
Hearing disability10.8% 4.1 pts above the national average of 6.7%
High cholesterol44.6% 8.4 pts above the national average of 36.2%
Housing insecurity13.4% same as the national average of 13.8%
Independent living disability12.1% 3.7 pts above the national average of 8.4%
Lacks transport10.3% 1.1 pts above the national average of 9.2%
Loneliness35.6% 1.2 pts above the national average of 34.4%
Mammography use71.5% 4.4 pts below the national average of 75.9%
Poor mental health (14+ days)19.3% 2.5 pts above the national average of 16.8%
Mobility disability20.7% 6.7 pts above the national average of 14%
Poor physical health (14+ days)17.6% 4.1 pts above the national average of 13.5%
Self-care disability5.7% 1.7 pts above the national average of 4%
Utility shut-off threat9.4% 0.6 pts above the national average of 8.8%
Sleeps under 7 hours38.2% 1.8 pts above the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost19.1% 6.1 pts above the national average of 13%
Vision disability7.1% 1.5 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments48
People employed305
Annual payroll$10,614,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.7% of US census tracts
FEMA ratingVery Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss45.4 out of 100
Community resilience13.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado94.9Very High at its worst in this ZIP code
Landslide92.1Relatively Low at its worst in this ZIP code
Cold wave88Very High at its worst in this ZIP code
Drought82.3Relatively Low at its worst in this ZIP code
Lightning80.6Very High at its worst in this ZIP code
Earthquake76Relatively Moderate at its worst in this ZIP code
Wildfire74.8Relatively Low at its worst in this ZIP code
Strong wind72.4Relatively High at its worst in this ZIP code
Hail63.1Relatively Moderate at its worst in this ZIP code
Heat wave62.7Relatively Moderate at its worst in this ZIP code
Hurricane55.8Relatively Low at its worst in this ZIP code
Ice storm54.8Relatively Moderate at its worst in this ZIP code
River flooding41.7Relatively High at its worst in this ZIP code
Winter weather36.3Relatively Low at its worst in this ZIP code
Compared with Alabama and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPAlabamaUnited States
Median household income$47,633$62,027$78,538
Income per person$23,172$34,835$43,289
Poverty rate17.7%15.6%12.4%
Median home value$105,400$195,100$303,400
Median gross rent$706$963$1,348
Homeownership76.3%69.9%65%
Bachelor's degree or higher10%27.8%35%
Unemployment rate8.5%4.8%5.2%
Works from home1%7.8%13.5%
Born outside the US2.9%3.8%13.9%
Median age38.139.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRUSSELLVILLE 4 SSE, AL US11.9 km away
Rain in a year59 in

Average high and low by month

January51.2°F / 30°F4.8 in rain
February55.4°F / 33.2°F5.51 in rain
March63.7°F / 39.6°F5.31 in rain
April72.1°F / 46.9°F5.17 in rain
May79.1°F / 55.5°F4.19 in rain
June85.6°F / 63.4°F5.25 in rain
July87.8°F / 67.5°F5.55 in rain
August87.7°F / 66°F4.3 in rain
September82.9°F / 58.4°F4.22 in rain
October72.9°F / 47°F4.22 in rain
November61.7°F / 36.8°F3.92 in rain
December53.6°F / 33°F6.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Franklin County School District87.8% of this ZIP code's land area
Marion County School District12.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability51more vulnerable than 51% of US census tracts
Socioeconomic status64more vulnerable than 64% of US census tracts
Household characteristics58more vulnerable than 58% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport41more vulnerable than 41% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

35585 Spruce Pine, AL12.5 km away
35654 Russellville, AL14.8 km away
35564 Hackleburg, AL16 km away
35565 Haleyville, AL17 km away
35653 Russellville, AL17.8 km away
35543 Bear Creek, AL20.4 km away
35551 Delmar, AL22.1 km away
35571 Hodges, AL22.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Franklin County87.8% of this ZIP code's land area
Marion County12.2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area120.53 sq mi
Water area1.32 sq mi
Population density52 people per sq mi
Latitude, longitude34.3470, -87.7154

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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