Postal Codes

34771 ZIP Code

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ZIP code 34771 covers Saint Cloud, Florida, with a population of about 31,368 and a median household income of $101,434.

Population
31,368203 per square mile
Median age
38.6about the US average
Median household income
$101,4341.4× the Florida median
Poverty rate
6.3%6.1 points below the US average
Typical home value
$436,544up 16.9% in five years
Median rent
$1,6951.1× the Florida median
Degree or higher
38.3%3.3 points above the US average
Homeownership
85.2%20.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
543

Where 34771 is

Saint Cloud, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population31,368
Median age38.6
Family households81.5%
Born outside the US13.6%
Speaks a language other than English at home36.5%
White (non-Hispanic)44.8%
Black (non-Hispanic)9%
Asian (non-Hispanic)2.4%
Hispanic or Latino41.2%
Veterans8.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$101,434
Income per person$38,832
Poverty rate6.3%
Households on SNAP or cash assistance10.1%

Household income distribution

Under $10k2.3%
$10–15k3.9%
$15–20k1.6%
$20–25k1.9%
$25–30k0.7%
$30–35k1.6%
$35–40k1.4%
$40–45k1.1%
$45–50k3.2%
$50–60k6.3%
$60–75k7.0%
$75–100k17.5%
$100–125k12.0%
$125–150k9.0%
$150–200k19.0%
$200k or more11.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,850
Mean adjusted gross income$83,799
Returns declaring $200,000 or more7.1%
Returns, under $25k25.5%
Returns, $25k–$50k22.0%
Returns, $50k–$75k14.5%
Returns, $75k–$100k10.8%
Returns, $100k–$200k20.1%
Returns, $200k or more7.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$427,500
Median gross rent$1,695
Rent as a share of household income29.9%
Owner-occupied85.2%
Vacant homes10.9%
Median year built2007

What the homes are

Detached house81.4%
Attached house3.2%
2 to 4 units1%
Mobile home12.6%
Boat, RV or van1.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$436,544as of 2026-07
Typical home value, 1 yeardown 4.3%
Typical home value, 5 yearsup 16.9%
Typical home value, 10 yearsup 69.4%
Typical asking rent$2,419as of 2026-07
Typical asking rent, 1 yeardown 0.6%
Typical home value since 2000
200020132026$476,796$148,124

$148,124 in 2000 to $436,544 in 2026.

Typical asking rent
202220242026$2,435$2,351

$2,351 in 2022 to $2,419 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher38.3%
High school diploma or higher91.9%
Works from home14.8%
Drives to work alone74.8%
Takes public transport0%
Commutes 45 minutes or more39.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.6% 3.2 pts above the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes10.9% 2.3 pts below the national average of 13.2%
High blood pressure33.8% same as the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)14.6% 3.3 pts above the national average of 11.3%
Depression18.1% 3.8 pts below the national average of 21.9%
No leisure-time physical activity22.6% 2.8 pts below the national average of 25.4%
Arthritis22.3% 2.8 pts below the national average of 25.1%
Binge drinking16.3% same as the national average of 16%
Taking blood pressure medication75.5% 0.8 pts above the national average of 74.7%
Cancer (non-skin)7.7% same as the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year76.5% same as the national average of 76.7%
Cholesterol screening87.3% 1.4 pts above the national average of 85.9%
Cognitive disability12.6% 2.2 pts below the national average of 14.8%
Colorectal screening65.6% 1.3 pts above the national average of 64.3%
COPD5.4% 1.2 pts below the national average of 6.6%
Visited a dentist61.9% 0.6 pts above the national average of 61.3%
Any disability26.2% 4.5 pts below the national average of 30.7%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Independent living disability6.5% 1.9 pts below the national average of 8.4%
Mammography use77.6% 1.7 pts above the national average of 75.9%
Poor mental health (14+ days)15.9% 0.9 pts below the national average of 16.8%
Mobility disability11.5% 2.5 pts below the national average of 14%
Poor physical health (14+ days)12.8% 0.7 pts below the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments543
People employed2,324
Annual payroll$86,290,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 75% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss82 out of 100
Community resilience27.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.7Very High at its worst in this ZIP code
Wildfire96.4Relatively High at its worst in this ZIP code
Lightning92.8Very High at its worst in this ZIP code
Hurricane88.6Relatively High at its worst in this ZIP code
Landslide81.2Relatively Low at its worst in this ZIP code
Drought79.5Relatively Moderate at its worst in this ZIP code
Tornado68.8Relatively High at its worst in this ZIP code
River flooding66.6Relatively High at its worst in this ZIP code
Hail45.2Relatively Moderate at its worst in this ZIP code
Cold wave43.3Relatively High at its worst in this ZIP code
Heat wave30.8Relatively Low at its worst in this ZIP code
Earthquake14.1Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$101,434$71,711$78,538
Income per person$38,832$41,055$43,289
Poverty rate6.3%12.6%12.4%
Median home value$427,500$325,000$303,400
Median gross rent$1,695$1,564$1,348
Homeownership85.2%67.3%65%
Bachelor's degree or higher38.3%33.2%35%
Unemployment rate3.9%4.8%5.2%
Works from home14.8%13.9%13.5%
Born outside the US13.6%21.4%13.9%
Median age38.642.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationORLANDO INTL AP, FL US21.7 km away
Rain in a year51 in

Average high and low by month

January71.8°F / 49.5°F2.48 in rain
February74.9°F / 52.4°F2.04 in rain
March78.9°F / 55.8°F3.03 in rain
April83.6°F / 60.7°F2.58 in rain
May88.4°F / 66.3°F4.02 in rain
June90.8°F / 71.6°F8.05 in rain
July92°F / 73.2°F7.46 in rain
August91.6°F / 73.7°F7.69 in rain
September89.6°F / 72.4°F6.37 in rain
October84.7°F / 66.2°F3.46 in rain
November78.3°F / 58.2°F1.79 in rain
December73.8°F / 52.9°F2.48 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Osceola County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics61more vulnerable than 61% of US census tracts
Racial and ethnic minority status47more vulnerable than 47% of US census tracts
Housing type and transport19more vulnerable than 19% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34770 Saint Cloud, FL8.4 km away
34769 Saint Cloud, FL9 km away
34772 Saint Cloud, FL11.1 km away
32832 Orlando, FL11.7 km away
34743 Kissimmee, FL16.4 km away
34744 Kissimmee, FL16.9 km away
32824 Orlando, FL20.7 km away
34742 Kissimmee, FL21.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Osceola County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area154.48 sq mi
Water area10.02 sq mi
Population density203 people per sq mi
Latitude, longitude28.2730, -81.2003

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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