Postal Codes

34677 ZIP Code

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ZIP code 34677 covers Oldsmar, Florida, with a population of about 22,337 and a median household income of $85,389.

Population
22,3371,765 per square mile
Median age
47.38.6 points above the US average
Median household income
$85,3891.2× the Florida median
Poverty rate
10.3%2.1 points below the US average
Typical home value
$368,056up 11.1% in five years
Median rent
$1,4845% below the Florida median
Degree or higher
41.1%6.1 points above the US average
Homeownership
78.6%13.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
914

Where 34677 is

Oldsmar, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population22,337
Median age47.3
Family households65%
Born outside the US12.3%
Speaks a language other than English at home15.2%
White (non-Hispanic)72.5%
Black (non-Hispanic)4.3%
Asian (non-Hispanic)4.2%
Hispanic or Latino14.6%
Veterans8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$85,389
Income per person$45,977
Poverty rate10.3%
Households on SNAP or cash assistance8.9%

Household income distribution

Under $10k2.3%
$10–15k2.0%
$15–20k2.1%
$20–25k4.3%
$25–30k2.7%
$30–35k3.2%
$35–40k4.7%
$40–45k4.4%
$45–50k4.2%
$50–60k7.1%
$60–75k8.7%
$75–100k13.6%
$100–125k10.9%
$125–150k7.3%
$150–200k8.9%
$200k or more13.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,590
Mean adjusted gross income$103,208
Returns declaring $200,000 or more10.6%
Returns, under $25k23.6%
Returns, $25k–$50k21.7%
Returns, $50k–$75k15.4%
Returns, $75k–$100k10.1%
Returns, $100k–$200k18.7%
Returns, $200k or more10.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$352,200
Median gross rent$1,484
Rent as a share of household income35.3%
Owner-occupied78.6%
Vacant homes11.4%
Median year built1987

What the homes are

Detached house51.8%
Attached house15.1%
2 to 4 units8.4%
5 to 19 units15.6%
20 or more units5.1%
Mobile home4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$368,056as of 2026-07
Typical home value, 1 yeardown 4%
Typical home value, 5 yearsup 11.1%
Typical home value, 10 yearsup 71.6%
Typical asking rent$1,882as of 2026-07
Typical asking rent, 1 yeardown 1.3%
Typical home value since 2000
200020132026$414,057$119,844

$119,844 in 2000 to $368,056 in 2026.

Typical asking rent
202220242026$1,906$1,735

$1,735 in 2022 to $1,882 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher41.1%
High school diploma or higher95.4%
Works from home20.6%
Drives to work alone71.6%
Takes public transport0.4%
Commutes 45 minutes or more12.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.5% 2.9 pts below the national average of 33.4%
Diagnosed diabetes11.8% same as the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure34.2% same as the national average of 34.1%
Fair or poor general health17% 3.3 pts below the national average of 20.3%
No health insurance (18–64)10.6% 0.7 pts below the national average of 11.3%
Depression19.7% 2.2 pts below the national average of 21.9%
No leisure-time physical activity21.7% 3.7 pts below the national average of 25.4%
Arthritis28.4% 3.3 pts above the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)10.7% 3 pts above the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year78.9% 2.2 pts above the national average of 76.7%
Cholesterol screening88.7% 2.8 pts above the national average of 85.9%
Cognitive disability12.3% 2.5 pts below the national average of 14.8%
Colorectal screening68.4% 4.1 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist62.1% 0.8 pts above the national average of 61.3%
Any disability28.8% 1.9 pts below the national average of 30.7%
Hearing disability7.4% 0.7 pts above the national average of 6.7%
High cholesterol40.8% 4.6 pts above the national average of 36.2%
Independent living disability7% 1.4 pts below the national average of 8.4%
Mammography use74.5% 1.4 pts below the national average of 75.9%
Poor mental health (14+ days)15.4% 1.4 pts below the national average of 16.8%
Mobility disability13.6% same as the national average of 14%
Poor physical health (14+ days)13.3% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost9.7% 3.3 pts below the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments914
People employed17,132
Annual payroll$844,507,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 62.5% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss62.7 out of 100
Community resilience6.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane92Relatively High at its worst in this ZIP code
Coastal flooding89.8Relatively High at its worst in this ZIP code
Lightning88.5Relatively High at its worst in this ZIP code
Wildfire86.3Relatively Moderate at its worst in this ZIP code
Cold wave71.7Relatively High at its worst in this ZIP code
Tornado71Relatively High at its worst in this ZIP code
Hail61.7Relatively Moderate at its worst in this ZIP code
River flooding47.3Relatively High at its worst in this ZIP code
Heat wave36.6Relatively Low at its worst in this ZIP code
Strong wind20.9Relatively Low at its worst in this ZIP code
Earthquake9.5Very Low at its worst in this ZIP code
Landslide0.1Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$85,389$71,711$78,538
Income per person$45,977$41,055$43,289
Poverty rate10.3%12.6%12.4%
Median home value$352,200$325,000$303,400
Median gross rent$1,484$1,564$1,348
Homeownership78.6%67.3%65%
Bachelor's degree or higher41.1%33.2%35%
Unemployment rate5.4%4.8%5.2%
Works from home20.6%13.9%13.5%
Born outside the US12.3%21.4%13.9%
Median age47.342.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTARPON SPGS SEWAGE PLT, FL US13.6 km away
Rain in a year54 in

Average high and low by month

January69.3°F / 50.7°F3.03 in rain
February72°F / 53.8°F2.51 in rain
March76°F / 57.6°F3.08 in rain
April81.1°F / 63.2°F2.69 in rain
May86.2°F / 69.1°F2.35 in rain
June89.7°F / 74.4°F7.06 in rain
July90.6°F / 75.6°F9.05 in rain
August90.8°F / 75.7°F9.66 in rain
September88.9°F / 73.6°F7.03 in rain
October83.8°F / 67.3°F3.19 in rain
November76.3°F / 58.6°F1.9 in rain
December71.4°F / 53.5°F2.74 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket84% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Pinellas County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status42more vulnerable than 42% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status40more vulnerable than 40% of US census tracts
Housing type and transport29more vulnerable than 29% of US census tracts
Walkability8.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

33761 Clearwater, FL4.2 km away
34695 Safety Harbor, FL4.2 km away
34685 Palm Harbor, FL5.8 km away
34684 Palm Harbor, FL5.9 km away
33626 Tampa, FL6.7 km away
33763 Clearwater, FL6.8 km away
34683 Palm Harbor, FL7.6 km away
33635 Tampa, FL8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pinellas County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area12.65 sq mi
Water area4.1 sq mi
Population density1,765 people per sq mi
Latitude, longitude28.0460, -82.6848

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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