Postal Codes

34609 ZIP Code

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ZIP code 34609 covers Spring Hill, Florida, with a population of about 46,066 and a median household income of $79,284.

Population
46,0662,076 per square mile
Median age
44.86.1 points above the US average
Median household income
$79,2841.1× the Florida median
Poverty rate
9.3%3.1 points below the US average
Typical home value
$324,925up 24.3% in five years
Median rent
$1,593about the Florida median
Degree or higher
22.2%12.8 points below the US average
Homeownership
83%18 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
771

Where 34609 is

Spring Hill, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population46,066
Median age44.8
Family households74.5%
Born outside the US10.8%
Speaks a language other than English at home18.8%
White (non-Hispanic)65.5%
Black (non-Hispanic)5.7%
Asian (non-Hispanic)2.8%
Hispanic or Latino22%
Veterans11.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$79,284
Income per person$34,139
Poverty rate9.3%
Households on SNAP or cash assistance8.6%

Household income distribution

Under $10k6.0%
$10–15k0.9%
$15–20k1.7%
$20–25k2.6%
$25–30k3.6%
$30–35k3.9%
$35–40k4.4%
$40–45k2.6%
$45–50k3.7%
$50–60k7.1%
$60–75k10.5%
$75–100k16.9%
$100–125k13.2%
$125–150k9.1%
$150–200k9.3%
$200k or more4.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,010
Mean adjusted gross income$63,477
Returns declaring $200,000 or more3%
Returns, under $25k29.3%
Returns, $25k–$50k25.9%
Returns, $50k–$75k16.3%
Returns, $75k–$100k10.7%
Returns, $100k–$200k14.8%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$275,900
Median gross rent$1,593
Rent as a share of household income29.4%
Owner-occupied83%
Vacant homes7.4%
Median year built2000

What the homes are

Detached house90.4%
Attached house2.7%
2 to 4 units2.1%
5 to 19 units1.6%
20 or more units1.5%
Mobile home1.6%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$324,925as of 2026-07
Typical home value, 1 yeardown 2.5%
Typical home value, 5 yearsup 24.3%
Typical home value, 10 yearsup 118.8%
Typical asking rent$1,911as of 2026-07
Typical asking rent, 1 yearup 0.2%
Typical asking rent, 5 yearsup 20.7%
Typical asking rent, 10 yearsup 91.1%
Typical home value since 2000
200020132026$350,631$105,383

$112,485 in 2000 to $324,925 in 2026.

Typical asking rent
201520202026$1,911$954

$954 in 2015 to $1,911 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.4%
Bachelor's degree or higher22.2%
High school diploma or higher90.6%
Works from home15.4%
Drives to work alone73.4%
Takes public transport0.3%
Commutes 45 minutes or more24.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.7% 1.3 pts above the national average of 33.4%
Diagnosed diabetes13.9% 1.9 pts above the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure36.9% 2.8 pts above the national average of 34.1%
Fair or poor general health19.2% 1.1 pts below the national average of 20.3%
No health insurance (18–64)13.4% 2.1 pts above the national average of 11.3%
Depression19.3% 2.6 pts below the national average of 21.9%
No leisure-time physical activity25.5% same as the national average of 25.4%
Arthritis30.2% 5.1 pts above the national average of 25.1%
Binge drinking13.1% 2.9 pts below the national average of 16%
Taking blood pressure medication80.7% 6 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma9.7% 0.7 pts below the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening88% 2.1 pts above the national average of 85.9%
Cognitive disability13.5% 1.3 pts below the national average of 14.8%
Colorectal screening68.8% 4.5 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist59.4% 1.9 pts below the national average of 61.3%
Any disability33.3% 2.6 pts above the national average of 30.7%
Hearing disability8.5% 1.8 pts above the national average of 6.7%
High cholesterol41.4% 5.2 pts above the national average of 36.2%
Independent living disability8.1% same as the national average of 8.4%
Mammography use76% same as the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability16.2% 2.2 pts above the national average of 14%
Poor physical health (14+ days)15.1% 1.6 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Sleeps under 7 hours35.7% 0.7 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost11.7% 1.3 pts below the national average of 13%
Vision disability5.4% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments771
People employed7,099
Annual payroll$276,935,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.5% of US census tracts
FEMA ratingVery Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss58.4 out of 100
Community resilience2.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane92.3Relatively High at its worst in this ZIP code
Lightning83.2Relatively High at its worst in this ZIP code
Tornado73Relatively High at its worst in this ZIP code
Wildfire66.7Relatively Low at its worst in this ZIP code
River flooding59.5Relatively High at its worst in this ZIP code
Strong wind55.5Relatively Moderate at its worst in this ZIP code
Landslide47.6Very Low at its worst in this ZIP code
Heat wave43.3Relatively Moderate at its worst in this ZIP code
Cold wave21Relatively Low at its worst in this ZIP code
Hail10.2Very Low at its worst in this ZIP code
Earthquake7.5Very Low at its worst in this ZIP code
Coastal flooding0.5Relatively Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$79,284$71,711$78,538
Income per person$34,139$41,055$43,289
Poverty rate9.3%12.6%12.4%
Median home value$275,900$325,000$303,400
Median gross rent$1,593$1,564$1,348
Homeownership83%67.3%65%
Bachelor's degree or higher22.2%33.2%35%
Unemployment rate6.4%4.8%5.2%
Works from home15.4%13.9%13.5%
Born outside the US10.8%21.4%13.9%
Median age44.842.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBROOKSVILLE HERNANDO CO AP, FL US5.3 km away
Rain in a year52 in

Average high and low by month

January70.7°F / 44.3°F3.01 in rain
February73.7°F / 47.5°F2.57 in rain
March77.6°F / 50.8°F2.66 in rain
April82.8°F / 55.7°F2.18 in rain
May88.1°F / 62.6°F3.35 in rain
June90.2°F / 69.9°F7.91 in rain
July90.6°F / 72°F9.41 in rain
August90.9°F / 72.1°F8.12 in rain
September89.5°F / 70.1°F5.79 in rain
October84.5°F / 61.7°F2.79 in rain
November77.9°F / 52.3°F1.59 in rain
December73°F / 47.6°F2.56 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket96% of this ZIP code's area
No vehicle and far from a supermarket21% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hernando County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status57more vulnerable than 57% of US census tracts
Household characteristics67more vulnerable than 67% of US census tracts
Racial and ethnic minority status44more vulnerable than 44% of US census tracts
Housing type and transport31more vulnerable than 31% of US census tracts
Walkability9.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34608 Spring Hill, FL4.7 km away
34604 Brooksville, FL6.3 km away
34613 Brooksville, FL7.6 km away
34610 Spring Hill, FL8.5 km away
34605 Brooksville, FL8.9 km away
34606 Spring Hill, FL8.9 km away
34607 Spring Hill, FL12 km away
34603 Brooksville, FL13 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hernando County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area22.19 sq mi
Water area0.1 sq mi
Population density2,076 people per sq mi
Latitude, longitude28.4794, -82.5083

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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