Postal Codes

34102 ZIP Code

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ZIP code 34102 covers Naples, Florida, with a population of about 10,804 and a median household income of $115,927.

Population
10,8041,914 per square mile
Median age
65.727 points above the US average
Median household income
$115,9271.6× the Florida median
Poverty rate
11.3%1.1 points below the US average
Typical home value
$1,298,081up 21.6% in five years
Median rent
$1,491about the Florida median
Degree or higher
57.8%22.8 points above the US average
Homeownership
74.9%9.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,458

Where 34102 is

Naples, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,804
Median age65.7
Family households51.5%
Born outside the US16.8%
Speaks a language other than English at home13.3%
White (non-Hispanic)79.1%
Black (non-Hispanic)7.6%
Asian (non-Hispanic)1.1%
Hispanic or Latino9.1%
Veterans7.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$115,927
Income per person$133,094
Poverty rate11.3%
Households on SNAP or cash assistance6.1%

Household income distribution

Under $10k4.4%
$10–15k4.7%
$15–20k4.3%
$20–25k3.3%
$25–30k2.4%
$30–35k1.9%
$35–40k3.1%
$40–45k4.2%
$45–50k1.3%
$50–60k5.4%
$60–75k4.7%
$75–100k6.3%
$100–125k7.2%
$125–150k5.7%
$150–200k11.3%
$200k or more29.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,440
Mean adjusted gross income$1,684,967
Returns declaring $200,000 or more44.1%
Returns, under $25k15.6%
Returns, $25k–$50k11.8%
Returns, $50k–$75k8.5%
Returns, $75k–$100k5.9%
Returns, $100k–$200k14.2%
Returns, $200k or more44.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,422,000
Median gross rent$1,491
Rent as a share of household income35.9%
Owner-occupied74.9%
Vacant homes44.5%
Median year built1979

What the homes are

Detached house39.1%
Attached house1.8%
2 to 4 units8.3%
5 to 19 units26.3%
20 or more units24.2%
Mobile home0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,298,081as of 2026-07
Typical home value, 1 yeardown 1%
Typical home value, 5 yearsup 21.6%
Typical home value, 10 yearsup 62.1%
Typical asking rent$7,095as of 2026-07
Typical asking rent, 1 yearup 3.3%
Typical home value since 2000
200020132026$1,565,839$369,648

$369,648 in 2000 to $1,298,081 in 2026.

Typical asking rent
202220242026$7,095$5,674

$5,674 in 2022 to $7,095 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher57.8%
High school diploma or higher95.5%
Works from home24.1%
Drives to work alone65.8%
Takes public transport0%
Commutes 45 minutes or more13.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity24.3% 9.1 pts below the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes8.3% 4.9 pts below the national average of 13.2%
High blood pressure42.2% 8.1 pts above the national average of 34.1%
Fair or poor general health15.7% 4.6 pts below the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression14.8% 7.1 pts below the national average of 21.9%
No leisure-time physical activity20.4% 5 pts below the national average of 25.4%
Arthritis35.7% 10.6 pts above the national average of 25.1%
Binge drinking10.7% 5.3 pts below the national average of 16%
Taking blood pressure medication86.1% 11.4 pts above the national average of 74.7%
Cancer (non-skin)17% 9.3 pts above the national average of 7.7%
Current asthma8.6% 1.8 pts below the national average of 10.4%
Coronary heart disease9.8% 3.6 pts above the national average of 6.2%
Routine check-up in past year84.6% 7.9 pts above the national average of 76.7%
Cholesterol screening93.2% 7.3 pts above the national average of 85.9%
Cognitive disability9.3% 5.5 pts below the national average of 14.8%
Colorectal screening77.2% 12.9 pts above the national average of 64.3%
COPD7.8% 1.2 pts above the national average of 6.6%
Visited a dentist70.3% 9 pts above the national average of 61.3%
Any disability28.2% 2.5 pts below the national average of 30.7%
Hearing disability10.1% 3.4 pts above the national average of 6.7%
High cholesterol46.3% 10.1 pts above the national average of 36.2%
Independent living disability6.5% 1.9 pts below the national average of 8.4%
Mammography use76.7% 0.8 pts above the national average of 75.9%
Poor mental health (14+ days)11.2% 5.6 pts below the national average of 16.8%
Mobility disability15.2% 1.2 pts above the national average of 14%
Poor physical health (14+ days)13.4% same as the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Sleeps under 7 hours26.3% 10.1 pts below the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost8.8% 4.2 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,458
People employed17,951
Annual payroll$1,148,152,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 84% of US census tracts
FEMA ratingRelatively Low to Very High across the 11 census tracts this ZIP code covers
Expected annual loss80.9 out of 100
Community resilience31.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane98.2Very High at its worst in this ZIP code
Coastal flooding94.3Relatively High at its worst in this ZIP code
Lightning74.1Very High at its worst in this ZIP code
River flooding55Very High at its worst in this ZIP code
Wildfire51Relatively Moderate at its worst in this ZIP code
Landslide43.9Very Low at its worst in this ZIP code
Tornado38.9Relatively Moderate at its worst in this ZIP code
Cold wave38Relatively Moderate at its worst in this ZIP code
Heat wave26.4Relatively Moderate at its worst in this ZIP code
Strong wind20.2Relatively Low at its worst in this ZIP code
Earthquake7.8Very Low at its worst in this ZIP code
Hail6.1Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$115,927$71,711$78,538
Income per person$133,094$41,055$43,289
Poverty rate11.3%12.6%12.4%
Median home value$1,422,000$325,000$303,400
Median gross rent$1,491$1,564$1,348
Homeownership74.9%67.3%65%
Bachelor's degree or higher57.8%33.2%35%
Unemployment rate2.4%4.8%5.2%
Works from home24.1%13.9%13.5%
Born outside the US16.8%21.4%13.9%
Median age65.742.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNAPLES MUNI AP, FL US2.8 km away
Rain in a year50 in

Average high and low by month

January74.8°F / 55.9°F1.68 in rain
February77.2°F / 57.9°F1.4 in rain
March79.7°F / 60.9°F1.88 in rain
April83.8°F / 65.5°F2.52 in rain
May87.5°F / 70.2°F2.76 in rain
June89.8°F / 74.4°F7.41 in rain
July90.8°F / 75.5°F7.77 in rain
August90.9°F / 75.8°F8.89 in rain
September89.6°F / 75.1°F8.6 in rain
October86.5°F / 70.5°F3.93 in rain
November81.3°F / 63.4°F1.39 in rain
December77.3°F / 59°F1.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket32% of this ZIP code's area
No vehicle and far from a supermarket4% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Collier County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status22more vulnerable than 22% of US census tracts
Household characteristics18more vulnerable than 18% of US census tracts
Racial and ethnic minority status15more vulnerable than 15% of US census tracts
Housing type and transport37more vulnerable than 37% of US census tracts
Walkability8.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34101 Naples, FL0.9 km away
34106 Naples, FL0.9 km away
34107 Naples, FL0.9 km away
34104 Naples, FL5.7 km away
34112 Naples, FL6.2 km away
34103 Naples, FL6.5 km away
34105 Naples, FL7.4 km away
34116 Naples, FL10.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Collier County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.65 sq mi
Water area2.37 sq mi
Population density1,914 people per sq mi
Latitude, longitude26.1340, -81.7953

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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