Postal Codes

33909 ZIP Code

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ZIP code 33909 covers Cape Coral, Florida, with a population of about 36,917 and a median household income of $79,096.

Population
36,917976 per square mile
Median age
380.7 points below the US average
Median household income
$79,0961.1× the Florida median
Poverty rate
8.3%4.1 points below the US average
Typical home value
$295,740up 14.1% in five years
Median rent
$1,7731.1× the Florida median
Degree or higher
24.6%10.4 points below the US average
Homeownership
72.5%7.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
756

Where 33909 is

Cape Coral, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population36,917
Median age38
Family households71.2%
Born outside the US20.2%
Speaks a language other than English at home30.8%
White (non-Hispanic)56.1%
Black (non-Hispanic)3.4%
Asian (non-Hispanic)1%
Hispanic or Latino36.1%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$79,096
Income per person$33,316
Poverty rate8.3%
Households on SNAP or cash assistance12.3%

Household income distribution

Under $10k2.2%
$10–15k2.4%
$15–20k4.2%
$20–25k0.9%
$25–30k4.7%
$30–35k3.8%
$35–40k1.8%
$40–45k2.4%
$45–50k4.3%
$50–60k9.1%
$60–75k13.0%
$75–100k19.2%
$100–125k10.0%
$125–150k8.3%
$150–200k7.7%
$200k or more6.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,830
Mean adjusted gross income$58,203
Returns declaring $200,000 or more2.4%
Returns, under $25k29.2%
Returns, $25k–$50k28.4%
Returns, $50k–$75k17.0%
Returns, $75k–$100k10.0%
Returns, $100k–$200k13.0%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$292,800
Median gross rent$1,773
Rent as a share of household income38.5%
Owner-occupied72.5%
Vacant homes8.9%
Median year built2004

What the homes are

Detached house77.5%
Attached house2.8%
2 to 4 units2.1%
5 to 19 units11.6%
20 or more units5%
Mobile home1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$295,740as of 2026-07
Typical home value, 1 yeardown 5.6%
Typical home value, 5 yearsup 14.1%
Typical home value, 10 yearsup 68.5%
Typical asking rent$1,867as of 2026-07
Typical asking rent, 1 yeardown 4%
Typical home value since 2000
200020132026$359,349$87,074

$92,255 in 2000 to $295,740 in 2026.

Typical asking rent
202220242026$2,047$1,867

$2,034 in 2022 to $1,867 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.8%
Bachelor's degree or higher24.6%
High school diploma or higher94.1%
Works from home9.3%
Drives to work alone79.3%
Takes public transport1%
Commutes 45 minutes or more19%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.5% 1.9 pts below the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure33.4% 0.7 pts below the national average of 34.1%
Fair or poor general health18.7% 1.6 pts below the national average of 20.3%
No health insurance (18–64)16.6% 5.3 pts above the national average of 11.3%
Depression18.2% 3.7 pts below the national average of 21.9%
No leisure-time physical activity25.5% same as the national average of 25.4%
Arthritis24.9% same as the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication75.4% 0.7 pts above the national average of 74.7%
Cancer (non-skin)8.2% 0.5 pts above the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year77% same as the national average of 76.7%
Cholesterol screening86.3% same as the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening63.6% 0.7 pts below the national average of 64.3%
COPD6.6% same as the national average of 6.6%
Visited a dentist59.6% 1.7 pts below the national average of 61.3%
Any disability29.2% 1.5 pts below the national average of 30.7%
Hearing disability6.6% same as the national average of 6.7%
High cholesterol36.6% same as the national average of 36.2%
Independent living disability7.6% 0.8 pts below the national average of 8.4%
Mammography use76.8% 0.9 pts above the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability13.1% 0.9 pts below the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Sleeps under 7 hours35.8% 0.6 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost11.5% 1.5 pts below the national average of 13%
Vision disability5.4% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments756
People employed6,791
Annual payroll$263,015,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.8% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss47.6 out of 100
Community resilience5.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane93.3Very High at its worst in this ZIP code
Wildfire83.7Relatively Moderate at its worst in this ZIP code
Lightning83.5Very High at its worst in this ZIP code
Coastal flooding81.2Relatively Moderate at its worst in this ZIP code
Landslide55.6Very Low at its worst in this ZIP code
Drought45.1Very Low at its worst in this ZIP code
Tornado30.5Relatively Low at its worst in this ZIP code
Heat wave24.5Relatively Low at its worst in this ZIP code
River flooding18Relatively Moderate at its worst in this ZIP code
Cold wave17.6Relatively Low at its worst in this ZIP code
Strong wind14.9Relatively Low at its worst in this ZIP code
Hail7.6Very Low at its worst in this ZIP code
Earthquake1.3Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$79,096$71,711$78,538
Income per person$33,316$41,055$43,289
Poverty rate8.3%12.6%12.4%
Median home value$292,800$325,000$303,400
Median gross rent$1,773$1,564$1,348
Homeownership72.5%67.3%65%
Bachelor's degree or higher24.6%33.2%35%
Unemployment rate2.8%4.8%5.2%
Works from home9.3%13.9%13.5%
Born outside the US20.2%21.4%13.9%
Median age3842.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT MYERS PAGE FLD AP, FL US14.7 km away
Rain in a year57 in

Average high and low by month

January75°F / 54.3°F2.43 in rain
February78°F / 56.6°F1.78 in rain
March81.1°F / 59.6°F2.07 in rain
April85.3°F / 64.3°F2.44 in rain
May89.5°F / 69.1°F3.46 in rain
June91°F / 73.6°F9.66 in rain
July91.6°F / 74.7°F9.38 in rain
August91.7°F / 75.1°F10.43 in rain
September90°F / 74.3°F9 in rain
October86.6°F / 69.4°F3.08 in rain
November81.3°F / 61.8°F1.78 in rain
December77.3°F / 57.3°F1.9 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket2% of this ZIP code's area
Far from a supermarket31% of this ZIP code's area
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Lee County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status54more vulnerable than 54% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability6.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

33903 North Fort Myers, FL3.3 km away
33915 Cape Coral, FL6.4 km away
33918 North Fort Myers, FL7.1 km away
33990 Cape Coral, FL7.8 km away
33993 Cape Coral, FL8.1 km away
33904 Cape Coral, FL9.7 km away
33902 Fort Myers, FL9.9 km away
33991 Cape Coral, FL10.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lee County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area37.82 sq mi
Water area1.06 sq mi
Population density976 people per sq mi
Latitude, longitude26.6939, -81.9452

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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