Postal Codes

33785 ZIP Code

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ZIP code 33785 covers Indian Rocks Beach, Florida, with a population of about 4,871 and a median household income of $98,750.

Population
4,8714,133 per square mile
Median age
58.119.4 points above the US average
Median household income
$98,7501.4× the Florida median
Poverty rate
10.7%1.7 points below the US average
Typical home value
$705,654up 14.9% in five years
Median rent
$1,8041.2× the Florida median
Degree or higher
46.3%11.3 points above the US average
Homeownership
77.5%12.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
234

Where 33785 is

Indian Rocks Beach, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,871
Median age58.1
Family households53.3%
Born outside the US10.1%
Speaks a language other than English at home6.7%
White (non-Hispanic)86.5%
Black (non-Hispanic)0.5%
Asian (non-Hispanic)4.3%
Hispanic or Latino7.5%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$98,750
Income per person$69,368
Poverty rate10.7%
Households on SNAP or cash assistance5.9%

Household income distribution

Under $10k4.7%
$10–15k1.9%
$15–20k4.0%
$20–25k2.5%
$25–30k2.9%
$30–35k2.0%
$35–40k3.0%
$40–45k2.0%
$45–50k1.4%
$50–60k4.9%
$60–75k10.3%
$75–100k11.8%
$100–125k10.1%
$125–150k6.7%
$150–200k13.6%
$200k or more18.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,670
Mean adjusted gross income$253,016
Returns declaring $200,000 or more22.8%
Returns, under $25k19.1%
Returns, $25k–$50k14.6%
Returns, $50k–$75k13.1%
Returns, $75k–$100k8.6%
Returns, $100k–$200k21.7%
Returns, $200k or more22.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$689,500
Median gross rent$1,804
Rent as a share of household income29.4%
Owner-occupied77.5%
Vacant homes57.3%
Median year built1980

What the homes are

Detached house18.8%
Attached house8.3%
2 to 4 units14.7%
5 to 19 units23.8%
20 or more units33.9%
Mobile home0.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$705,654as of 2026-07
Typical home value, 1 yeardown 2.5%
Typical home value, 5 yearsup 14.9%
Typical home value, 10 yearsup 79.6%
Typical asking rent$2,658as of 2026-07
Typical home value since 2000
200020132026$829,608$172,113

$172,113 in 2000 to $705,654 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher46.3%
High school diploma or higher97.3%
Works from home29.3%
Drives to work alone63%
Takes public transport0%
Commutes 45 minutes or more19.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.3% 3.1 pts below the national average of 33.4%
Diagnosed diabetes13.7% 1.7 pts above the national average of 12%
Currently smokes10.4% 2.8 pts below the national average of 13.2%
High blood pressure40.5% 6.4 pts above the national average of 34.1%
Fair or poor general health16.6% 3.7 pts below the national average of 20.3%
No health insurance (18–64)7.2% 4.1 pts below the national average of 11.3%
Depression18.9% 3 pts below the national average of 21.9%
No leisure-time physical activity20.7% 4.7 pts below the national average of 25.4%
Arthritis35.6% 10.5 pts above the national average of 25.1%
Binge drinking13.8% 2.2 pts below the national average of 16%
Taking blood pressure medication83.1% 8.4 pts above the national average of 74.7%
Cancer (non-skin)14.6% 6.9 pts above the national average of 7.7%
Current asthma9.4% 1 pts below the national average of 10.4%
Coronary heart disease9% 2.8 pts above the national average of 6.2%
Routine check-up in past year83.2% 6.5 pts above the national average of 76.7%
Cholesterol screening92.9% 7 pts above the national average of 85.9%
Cognitive disability10.4% 4.4 pts below the national average of 14.8%
Colorectal screening74.3% 10 pts above the national average of 64.3%
COPD8.3% 1.7 pts above the national average of 6.6%
Visited a dentist69.3% 8 pts above the national average of 61.3%
Any disability29.7% 1 pts below the national average of 30.7%
Hearing disability9.1% 2.4 pts above the national average of 6.7%
High cholesterol46.8% 10.6 pts above the national average of 36.2%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Mammography use77.2% 1.3 pts above the national average of 75.9%
Poor mental health (14+ days)13.2% 3.6 pts below the national average of 16.8%
Mobility disability15.4% 1.4 pts above the national average of 14%
Poor physical health (14+ days)14.1% 0.6 pts above the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Sleeps under 7 hours31.5% 4.9 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost8.7% 4.3 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments234
People employed1,852
Annual payroll$73,221,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 39.2% of US census tracts
FEMA ratingRelatively Low
Expected annual loss36.8 out of 100
Community resilience6.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding98.8Very High at its worst in this ZIP code
Hurricane86.7Relatively Moderate at its worst in this ZIP code
Lightning59.4Relatively Moderate at its worst in this ZIP code
Tornado52Relatively Moderate at its worst in this ZIP code
Hail48.5Relatively Low at its worst in this ZIP code
Cold wave45.4Relatively Moderate at its worst in this ZIP code
Wildfire20.8Very Low at its worst in this ZIP code
Strong wind12.9Very Low at its worst in this ZIP code
Heat wave11.9Relatively Low at its worst in this ZIP code
Landslide8.7Very Low at its worst in this ZIP code
Earthquake8Very Low at its worst in this ZIP code
River flooding2.7Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$98,750$71,711$78,538
Income per person$69,368$41,055$43,289
Poverty rate10.7%12.6%12.4%
Median home value$689,500$325,000$303,400
Median gross rent$1,804$1,564$1,348
Homeownership77.5%67.3%65%
Bachelor's degree or higher46.3%33.2%35%
Unemployment rate5.4%4.8%5.2%
Works from home29.3%13.9%13.5%
Born outside the US10.1%21.4%13.9%
Median age58.142.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST PETERSBURG INTL AP, FL US15.6 km away
Rain in a year54 in

Average high and low by month

January70.6°F / 52.5°F2.62 in rain
February73.3°F / 55.1°F2.38 in rain
March77°F / 59.2°F2.43 in rain
April81.8°F / 64.2°F2.57 in rain
May87.1°F / 69.8°F2.73 in rain
June89.6°F / 74.6°F8.86 in rain
July90.3°F / 75.9°F9.73 in rain
August90.6°F / 76.3°F8.83 in rain
September88.9°F / 75.2°F6.4 in rain
October84.2°F / 69.7°F2.49 in rain
November77.2°F / 60.9°F1.64 in rain
December72.8°F / 56°F2.94 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket46% of this ZIP code's area
No vehicle and far from a supermarket40% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Pinellas County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability32more vulnerable than 32% of US census tracts
Socioeconomic status35more vulnerable than 35% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport48more vulnerable than 48% of US census tracts
Walkability14.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

33774 Largo, FL1.7 km away
33786 Belleair Beach, FL4 km away
33778 Largo, FL4 km away
33776 Seminole, FL4.4 km away
33770 Largo, FL5.2 km away
33772 Seminole, FL6.5 km away
33775 Seminole, FL7.3 km away
33767 Clearwater Beach, FL8.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pinellas County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area1.18 sq mi
Water area2.06 sq mi
Population density4,133 people per sq mi
Latitude, longitude27.8868, -82.8435

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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