Postal Codes

33558 ZIP Code

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ZIP code 33558 covers Lutz, Florida, with a population of about 30,912 and a median household income of $107,427.

Population
30,9121,705 per square mile
Median age
40.41.7 points above the US average
Median household income
$107,4271.5× the Florida median
Poverty rate
5.2%7.2 points below the US average
Typical home value
$550,594up 28.7% in five years
Median rent
$1,4239% below the Florida median
Degree or higher
56.5%21.5 points above the US average
Homeownership
73.8%8.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
621

Where 33558 is

Lutz, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population30,912
Median age40.4
Family households74.1%
Born outside the US16%
Speaks a language other than English at home25.3%
White (non-Hispanic)58.9%
Black (non-Hispanic)4.8%
Asian (non-Hispanic)10.7%
Hispanic or Latino21.5%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$107,427
Income per person$51,521
Poverty rate5.2%
Households on SNAP or cash assistance3.2%

Household income distribution

Under $10k2.8%
$10–15k2.3%
$15–20k1.0%
$20–25k1.2%
$25–30k2.6%
$30–35k3.5%
$35–40k3.1%
$40–45k5.0%
$45–50k2.0%
$50–60k5.5%
$60–75k7.0%
$75–100k10.8%
$100–125k9.1%
$125–150k6.6%
$150–200k14.8%
$200k or more22.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,250
Mean adjusted gross income$138,872
Returns declaring $200,000 or more16.8%
Returns, under $25k20.8%
Returns, $25k–$50k18.0%
Returns, $50k–$75k12.8%
Returns, $75k–$100k8.7%
Returns, $100k–$200k22.9%
Returns, $200k or more16.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$479,300
Median gross rent$1,423
Rent as a share of household income29.4%
Owner-occupied73.8%
Vacant homes3.4%
Median year built1999

What the homes are

Detached house64.4%
Attached house6%
2 to 4 units4.8%
5 to 19 units17.6%
20 or more units4.1%
Mobile home3.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$550,594as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 28.7%
Typical home value, 10 yearsup 83%
Typical asking rent$2,274as of 2026-07
Typical asking rent, 1 yeardown 1.3%
Typical home value since 2000
200020132026$579,454$164,433

$164,433 in 2000 to $550,594 in 2026.

Typical asking rent
202220242026$2,304$2,164

$2,198 in 2022 to $2,274 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher56.5%
High school diploma or higher97.7%
Works from home23.2%
Drives to work alone68.3%
Takes public transport0%
Commutes 45 minutes or more19.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.7% 5.7 pts below the national average of 33.4%
Diagnosed diabetes10.3% 1.7 pts below the national average of 12%
Currently smokes9.4% 3.8 pts below the national average of 13.2%
High blood pressure32.2% 1.9 pts below the national average of 34.1%
Fair or poor general health13.8% 6.5 pts below the national average of 20.3%
No health insurance (18–64)9.7% 1.6 pts below the national average of 11.3%
Depression16.8% 5.1 pts below the national average of 21.9%
No leisure-time physical activity18.3% 7.1 pts below the national average of 25.4%
Arthritis22.7% 2.4 pts below the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication75.9% 1.2 pts above the national average of 74.7%
Cancer (non-skin)8.6% 0.9 pts above the national average of 7.7%
Current asthma9% 1.4 pts below the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year77.9% 1.2 pts above the national average of 76.7%
Cholesterol screening89.1% 3.2 pts above the national average of 85.9%
Cognitive disability10.5% 4.3 pts below the national average of 14.8%
Colorectal screening67% 2.7 pts above the national average of 64.3%
COPD4.9% 1.7 pts below the national average of 6.6%
Visited a dentist66.1% 4.8 pts above the national average of 61.3%
Any disability24.1% 6.6 pts below the national average of 30.7%
Hearing disability5.6% 1.1 pts below the national average of 6.7%
High cholesterol40.1% 3.9 pts above the national average of 36.2%
Independent living disability5.6% 2.8 pts below the national average of 8.4%
Mammography use79.6% 3.7 pts above the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability10.2% 3.8 pts below the national average of 14%
Poor physical health (14+ days)11.2% 2.3 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Sleeps under 7 hours35.3% 1.1 pts below the national average of 36.4%
Stroke2.6% 0.8 pts below the national average of 3.4%
All natural teeth lost8% 5 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments621
People employed5,939
Annual payroll$333,023,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.5% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 9 census tracts this ZIP code covers
Expected annual loss68.8 out of 100
Community resilience19.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane91.9Relatively High at its worst in this ZIP code
Wildfire87.9Relatively Moderate at its worst in this ZIP code
Tornado79.5Relatively High at its worst in this ZIP code
Lightning71.8Relatively High at its worst in this ZIP code
Cold wave55.8Relatively High at its worst in this ZIP code
River flooding48.7Relatively Moderate at its worst in this ZIP code
Hail47.7Relatively Low at its worst in this ZIP code
Landslide46.2Very Low at its worst in this ZIP code
Heat wave40Relatively Low at its worst in this ZIP code
Strong wind29.3Relatively Low at its worst in this ZIP code
Drought9.7Very Low at its worst in this ZIP code
Earthquake7.4Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$107,427$71,711$78,538
Income per person$51,521$41,055$43,289
Poverty rate5.2%12.6%12.4%
Median home value$479,300$325,000$303,400
Median gross rent$1,423$1,564$1,348
Homeownership73.8%67.3%65%
Bachelor's degree or higher56.5%33.2%35%
Unemployment rate4.4%4.8%5.2%
Works from home23.2%13.9%13.5%
Born outside the US16%21.4%13.9%
Median age40.442.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTAMPA INTL AP, FL US20.8 km away
Rain in a year49 in

Average high and low by month

January71.3°F / 52.8°F2.65 in rain
February74°F / 55.5°F2.62 in rain
March77.8°F / 59.3°F2.52 in rain
April83°F / 64.8°F2.55 in rain
May88.3°F / 70.6°F2.6 in rain
June90.5°F / 75.4°F7.37 in rain
July91°F / 76.6°F7.75 in rain
August91.2°F / 76.8°F9.03 in rain
September90.2°F / 75.3°F6.09 in rain
October85.6°F / 69.2°F2.34 in rain
November78.9°F / 60.7°F1.4 in rain
December73.9°F / 55.9°F2.56 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Hillsborough County School District64% of this ZIP code's land area
Pasco County School District36% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status18more vulnerable than 18% of US census tracts
Household characteristics30more vulnerable than 30% of US census tracts
Racial and ethnic minority status53more vulnerable than 53% of US census tracts
Housing type and transport25more vulnerable than 25% of US census tracts
Walkability7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

33548 Lutz, FL3.4 km away
33549 Lutz, FL5.4 km away
33556 Odessa, FL7.4 km away
33624 Tampa, FL7.7 km away
33618 Tampa, FL8.4 km away
33625 Tampa, FL9.4 km away
33559 Lutz, FL10.3 km away
33613 Tampa, FL10.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hillsborough County64.1% of this ZIP code's land area
Pasco County35.9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area18.13 sq mi
Water area1.63 sq mi
Population density1,705 people per sq mi
Latitude, longitude28.1474, -82.5152

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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