Postal Codes

33036 ZIP Code

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ZIP code 33036 covers Islamorada, Florida, with a population of about 3,632 and a median household income of $88,214.

Population
3,632621 per square mile
Median age
56.117.4 points above the US average
Median household income
$88,2141.2× the Florida median
Poverty rate
5.9%6.5 points below the US average
Typical home value
$1,243,890up 38.1% in five years
Median rent
$1,8461.2× the Florida median
Degree or higher
40%5 points above the US average
Homeownership
81%16 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
288

Where 33036 is

Islamorada, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,632
Median age56.1
Family households57.4%
Born outside the US17.2%
Speaks a language other than English at home23.5%
White (non-Hispanic)77.1%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)1.4%
Hispanic or Latino16.6%
Veterans9.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$88,214
Income per person$81,912
Poverty rate5.9%
Households on SNAP or cash assistance2%

Household income distribution

Under $10k1.6%
$10–15k2.0%
$15–20k1.9%
$20–25k3.5%
$25–30k1.3%
$30–35k4.6%
$35–40k0.5%
$40–45k0.9%
$45–50k12.5%
$50–60k2.2%
$60–75k12.0%
$75–100k9.6%
$100–125k8.3%
$125–150k5.3%
$150–200k7.7%
$200k or more26.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,010
Mean adjusted gross income$297,166
Returns declaring $200,000 or more19.4%
Returns, under $25k23.9%
Returns, $25k–$50k19.9%
Returns, $50k–$75k13.4%
Returns, $75k–$100k8.0%
Returns, $100k–$200k15.4%
Returns, $200k or more19.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$995,600
Median gross rent$1,846
Rent as a share of household income25%
Owner-occupied81%
Vacant homes54.5%
Median year built1983

What the homes are

Detached house59.2%
Attached house1.5%
2 to 4 units5.8%
5 to 19 units13.5%
20 or more units14.6%
Mobile home5.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,243,890as of 2026-07
Typical home value, 1 yearup 2.2%
Typical home value, 5 yearsup 38.1%
Typical home value, 10 yearsup 98.4%
Typical home value since 2000
201620212026$1,273,618$627,059

$627,059 in 2016 to $1,243,890 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher40%
High school diploma or higher97.5%
Works from home16.4%
Drives to work alone68.1%
Takes public transport0.1%
Commutes 45 minutes or more16.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity24.1% 9.3 pts below the national average of 33.4%
Diagnosed diabetes12.8% 0.8 pts above the national average of 12%
Currently smokes10.9% 2.3 pts below the national average of 13.2%
High blood pressure39.6% 5.5 pts above the national average of 34.1%
Fair or poor general health16.3% 4 pts below the national average of 20.3%
No health insurance (18–64)9.8% 1.5 pts below the national average of 11.3%
Depression16.2% 5.7 pts below the national average of 21.9%
No leisure-time physical activity21.2% 4.2 pts below the national average of 25.4%
Arthritis30.9% 5.8 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication82.5% 7.8 pts above the national average of 74.7%
Cancer (non-skin)13% 5.3 pts above the national average of 7.7%
Current asthma8.9% 1.5 pts below the national average of 10.4%
Coronary heart disease8.3% 2.1 pts above the national average of 6.2%
Routine check-up in past year81.5% 4.8 pts above the national average of 76.7%
Cholesterol screening91.7% 5.8 pts above the national average of 85.9%
Cognitive disability10.6% 4.2 pts below the national average of 14.8%
Colorectal screening73.4% 9.1 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist67.6% 6.3 pts above the national average of 61.3%
Any disability28.5% 2.2 pts below the national average of 30.7%
Hearing disability8.6% 1.9 pts above the national average of 6.7%
High cholesterol43.7% 7.5 pts above the national average of 36.2%
Independent living disability6.3% 2.1 pts below the national average of 8.4%
Mammography use76.6% 0.7 pts above the national average of 75.9%
Poor mental health (14+ days)13.2% 3.6 pts below the national average of 16.8%
Mobility disability14.2% same as the national average of 14%
Poor physical health (14+ days)13.8% same as the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Sleeps under 7 hours31.4% 5 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost8.3% 4.7 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments288
People employed2,835
Annual payroll$118,092,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.4% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 3 census tracts this ZIP code covers
Expected annual loss92.5 out of 100
Community resilience24.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane99.4Very High at its worst in this ZIP code
Coastal flooding99Very High at its worst in this ZIP code
Lightning81.5Relatively High at its worst in this ZIP code
Wildfire75.1Relatively Low at its worst in this ZIP code
Landslide45Very Low at its worst in this ZIP code
Strong wind42.1Relatively Moderate at its worst in this ZIP code
Heat wave35.1Relatively Moderate at its worst in this ZIP code
Tornado31.4Relatively Low at its worst in this ZIP code
Hail31.1Relatively Low at its worst in this ZIP code
River flooding17Relatively Low at its worst in this ZIP code
Cold wave16.6Very Low at its worst in this ZIP code
Earthquake2Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$88,214$71,711$78,538
Income per person$81,912$41,055$43,289
Poverty rate5.9%12.6%12.4%
Median home value$995,600$325,000$303,400
Median gross rent$1,846$1,564$1,348
Homeownership81%67.3%65%
Bachelor's degree or higher40%33.2%35%
Unemployment rate0%4.8%5.2%
Works from home16.4%13.9%13.5%
Born outside the US17.2%21.4%13.9%
Median age56.142.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationISLAMORADA, FL US0.9 km away
Rain in a year39 in

Average high and low by month

January75.2°F / 64.5°F0.97 in rain
February76.7°F / 66.7°F1.32 in rain
March78.1°F / 68.9°F1.32 in rain
April81°F / 72.4°F2.76 in rain
May83.7°F / 76.1°F2.35 in rain
June86.8°F / 78.1°F5.08 in rain
July88.7°F / 79.5°F3.85 in rain
August89.1°F / 79.1°F5.61 in rain
September88.3°F / 78.6°F8.09 in rain
October85.1°F / 76.2°F4.51 in rain
November80.2°F / 71.3°F1.59 in rain
December77.6°F / 67.9°F1.23 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket24% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Monroe County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status30more vulnerable than 30% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status38more vulnerable than 38% of US census tracts
Housing type and transport81more vulnerable than 81% of US census tracts
Walkability7.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

33070 Tavernier, FL14.6 km away
33001 Long Key, FL20.4 km away
33037 Key Largo, FL25.9 km away
33034 Homestead, FL40.2 km away
33051 Key Colony Beach, FL45.2 km away
33050 Marathon, FL46.6 km away
33052 Marathon Shores, FL49.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.85 sq mi
Water area48.7 sq mi
Population density621 people per sq mi
Latitude, longitude24.9233, -80.6300

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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