Postal Codes

32968 ZIP Code

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ZIP code 32968 covers Vero Beach, Florida, with a population of about 15,576 and a median household income of $87,801.

Population
15,576358 per square mile
Median age
47.68.9 points above the US average
Median household income
$87,8011.2× the Florida median
Poverty rate
4.8%7.6 points below the US average
Typical home value
$426,540up 22.2% in five years
Median rent
$1,7161.1× the Florida median
Degree or higher
36.7%1.7 points above the US average
Homeownership
92.2%27.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
329

Where 32968 is

Vero Beach, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population15,576
Median age47.6
Family households69.1%
Born outside the US5.3%
Speaks a language other than English at home9.8%
White (non-Hispanic)80.3%
Black (non-Hispanic)3.5%
Asian (non-Hispanic)0.9%
Hispanic or Latino11.6%
Veterans8.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,801
Income per person$41,049
Poverty rate4.8%
Households on SNAP or cash assistance4.4%

Household income distribution

Under $10k5.1%
$10–15k0.6%
$15–20k1.1%
$20–25k1.5%
$25–30k0.7%
$30–35k3.9%
$35–40k1.4%
$40–45k6.7%
$45–50k7.7%
$50–60k5.7%
$60–75k8.2%
$75–100k15.3%
$100–125k13.7%
$125–150k11.2%
$150–200k8.5%
$200k or more8.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,880
Mean adjusted gross income$92,168
Returns declaring $200,000 or more8.8%
Returns, under $25k24.0%
Returns, $25k–$50k20.6%
Returns, $50k–$75k14.2%
Returns, $75k–$100k10.9%
Returns, $100k–$200k21.6%
Returns, $200k or more8.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$357,800
Median gross rent$1,716
Rent as a share of household income26.3%
Owner-occupied92.2%
Vacant homes12.1%
Median year built2002

What the homes are

Detached house96.4%
Attached house2%
2 to 4 units0.2%
5 to 19 units0.2%
20 or more units0.2%
Mobile home1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$426,540as of 2026-07
Typical home value, 1 yeardown 1.7%
Typical home value, 5 yearsup 22.2%
Typical home value, 10 yearsup 79.3%
Typical asking rent$2,600as of 2026-07
Typical home value since 2000
200020132026$458,647$133,728

$133,728 in 2000 to $426,540 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.4%
Bachelor's degree or higher36.7%
High school diploma or higher95.1%
Works from home11.6%
Drives to work alone76.7%
Takes public transport0.1%
Commutes 45 minutes or more7.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25.5% 7.9 pts below the national average of 33.4%
Diagnosed diabetes11.8% same as the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure34.9% 0.8 pts above the national average of 34.1%
Fair or poor general health16.1% 4.2 pts below the national average of 20.3%
No health insurance (18–64)9.8% 1.5 pts below the national average of 11.3%
Depression17.5% 4.4 pts below the national average of 21.9%
No leisure-time physical activity20.9% 4.5 pts below the national average of 25.4%
Arthritis30% 4.9 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication80.5% 5.8 pts above the national average of 74.7%
Cancer (non-skin)11.6% 3.9 pts above the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year80.3% 3.6 pts above the national average of 76.7%
Cholesterol screening89.7% 3.8 pts above the national average of 85.9%
Cognitive disability11.5% 3.3 pts below the national average of 14.8%
Colorectal screening72.3% 8 pts above the national average of 64.3%
COPD7.1% 0.5 pts above the national average of 6.6%
Visited a dentist66.6% 5.3 pts above the national average of 61.3%
Any disability27.7% 3 pts below the national average of 30.7%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol40.2% 4 pts above the national average of 36.2%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)14.5% 2.3 pts below the national average of 16.8%
Mobility disability13.2% 0.8 pts below the national average of 14%
Poor physical health (14+ days)13.3% same as the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Sleeps under 7 hours33.9% 2.5 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost8.5% 4.5 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments329
People employed1,886
Annual payroll$74,365,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 95.4% of US census tracts
FEMA ratingRelatively High to Very High across the 7 census tracts this ZIP code covers
Expected annual loss95.8 out of 100
Community resilience48.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane99.4Very High at its worst in this ZIP code
Wildfire92.3Relatively Moderate at its worst in this ZIP code
Drought91.8Relatively Moderate at its worst in this ZIP code
Lightning86.4Very High at its worst in this ZIP code
Strong wind83.3Relatively High at its worst in this ZIP code
River flooding60.8Relatively High at its worst in this ZIP code
Cold wave58.5Relatively High at its worst in this ZIP code
Tornado52.1Relatively Moderate at its worst in this ZIP code
Hail31.3Relatively Low at its worst in this ZIP code
Heat wave22.5Relatively Low at its worst in this ZIP code
Earthquake9.6Very Low at its worst in this ZIP code
Coastal flooding9Very Low at its worst in this ZIP code
Landslide4.2Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$87,801$71,711$78,538
Income per person$41,049$41,055$43,289
Poverty rate4.8%12.6%12.4%
Median home value$357,800$325,000$303,400
Median gross rent$1,716$1,564$1,348
Homeownership92.2%67.3%65%
Bachelor's degree or higher36.7%33.2%35%
Unemployment rate1.4%4.8%5.2%
Works from home11.6%13.9%13.5%
Born outside the US5.3%21.4%13.9%
Median age47.642.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationVERO BEACH 4SE, FL US6.8 km away
Rain in a year56 in

Average high and low by month

January73.4°F / 53.5°F2.68 in rain
February75°F / 56.2°F2.48 in rain
March78.4°F / 59.2°F3.69 in rain
April81.8°F / 64.1°F2.94 in rain
May85.5°F / 69.3°F4.32 in rain
June88.9°F / 73.7°F6.78 in rain
July90.6°F / 75.2°F6.21 in rain
August90.4°F / 75.6°F7.55 in rain
September89°F / 74.9°F7.62 in rain
October84.9°F / 70.3°F6.11 in rain
November79.5°F / 63.4°F3.19 in rain
December75.4°F / 57.6°F2.83 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket23% of this ZIP code's area
No vehicle and far from a supermarket26% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Indian River County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability62more vulnerable than 62% of US census tracts
Socioeconomic status60more vulnerable than 60% of US census tracts
Household characteristics48more vulnerable than 48% of US census tracts
Racial and ethnic minority status58more vulnerable than 58% of US census tracts
Housing type and transport72more vulnerable than 72% of US census tracts
Walkability6.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32961 Vero Beach, FL2.5 km away
32962 Vero Beach, FL4.7 km away
32960 Vero Beach, FL5.1 km away
32966 Vero Beach, FL5.8 km away
32964 Vero Beach, FL5.9 km away
32965 Vero Beach, FL5.9 km away
34951 Fort Pierce, FL7.5 km away
32967 Vero Beach, FL10.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Indian River County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area43.47 sq mi
Water area0.04 sq mi
Population density358 people per sq mi
Latitude, longitude27.5999, -80.4382

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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