Postal Codes

32931 ZIP Code

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ZIP code 32931 covers Cocoa Beach, Florida, with a population of about 13,893 and a median household income of $84,769.

Population
13,8932,674 per square mile
Median age
58.820.1 points above the US average
Median household income
$84,7691.2× the Florida median
Poverty rate
8.3%4.1 points below the US average
Typical home value
$460,529up 18% in five years
Median rent
$1,533about the Florida median
Degree or higher
52%17 points above the US average
Homeownership
77%12 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
578

Where 32931 is

Cocoa Beach, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population13,893
Median age58.8
Family households54.7%
Born outside the US9.3%
Speaks a language other than English at home11.6%
White (non-Hispanic)87.1%
Black (non-Hispanic)1.9%
Asian (non-Hispanic)1.5%
Hispanic or Latino6.7%
Veterans12.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$84,769
Income per person$63,890
Poverty rate8.3%
Households on SNAP or cash assistance3.2%

Household income distribution

Under $10k5.7%
$10–15k1.7%
$15–20k3.5%
$20–25k1.6%
$25–30k3.8%
$30–35k2.8%
$35–40k4.2%
$40–45k3.3%
$45–50k6.2%
$50–60k5.3%
$60–75k6.4%
$75–100k10.6%
$100–125k9.9%
$125–150k8.8%
$150–200k10.8%
$200k or more15.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,350
Mean adjusted gross income$132,819
Returns declaring $200,000 or more15.2%
Returns, under $25k22.3%
Returns, $25k–$50k17.6%
Returns, $50k–$75k11.7%
Returns, $75k–$100k11.0%
Returns, $100k–$200k22.2%
Returns, $200k or more15.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$478,300
Median gross rent$1,533
Rent as a share of household income30.4%
Owner-occupied77%
Vacant homes32.2%
Median year built1976

What the homes are

Detached house27.7%
Attached house3.9%
2 to 4 units9.6%
5 to 19 units16.6%
20 or more units42%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$460,529as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 18%
Typical home value, 10 yearsup 66.3%
Typical asking rent$2,292as of 2026-07
Typical asking rent, 1 yearup 2.3%
Typical home value since 2000
200020132026$492,228$141,788

$141,788 in 2000 to $460,529 in 2026.

Typical asking rent
202220242026$2,292$2,063

$2,063 in 2022 to $2,292 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.7%
Bachelor's degree or higher52%
High school diploma or higher96.9%
Works from home23.5%
Drives to work alone69.9%
Takes public transport0%
Commutes 45 minutes or more13.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.2% 2.2 pts below the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes9.9% 3.3 pts below the national average of 13.2%
High blood pressure42.7% 8.6 pts above the national average of 34.1%
Fair or poor general health16.1% 4.2 pts below the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression17.4% 4.5 pts below the national average of 21.9%
No leisure-time physical activity20.5% 4.9 pts below the national average of 25.4%
Arthritis35.2% 10.1 pts above the national average of 25.1%
Binge drinking12.6% 3.4 pts below the national average of 16%
Taking blood pressure medication83.1% 8.4 pts above the national average of 74.7%
Cancer (non-skin)14.4% 6.7 pts above the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year83.4% 6.7 pts above the national average of 76.7%
Cholesterol screening92.3% 6.4 pts above the national average of 85.9%
Cognitive disability10.2% 4.6 pts below the national average of 14.8%
Colorectal screening76% 11.7 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist67.5% 6.2 pts above the national average of 61.3%
Any disability30% 0.7 pts below the national average of 30.7%
Hearing disability9.4% 2.7 pts above the national average of 6.7%
High cholesterol45.3% 9.1 pts above the national average of 36.2%
Independent living disability6.6% 1.8 pts below the national average of 8.4%
Mammography use78.6% 2.7 pts above the national average of 75.9%
Poor mental health (14+ days)12.8% 4 pts below the national average of 16.8%
Mobility disability15.1% 1.1 pts above the national average of 14%
Poor physical health (14+ days)13.6% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Sleeps under 7 hours29.7% 6.7 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost7.6% 5.4 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments578
People employed6,223
Annual payroll$251,175,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss77.9 out of 100
Community resilience51.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane98Very High at its worst in this ZIP code
Coastal flooding94.9Relatively High at its worst in this ZIP code
Lightning80.6Relatively High at its worst in this ZIP code
Tornado58.9Relatively Moderate at its worst in this ZIP code
Strong wind57.1Relatively Moderate at its worst in this ZIP code
Wildfire55.1Relatively Low at its worst in this ZIP code
Landslide24.9Very Low at its worst in this ZIP code
River flooding24.5Relatively Low at its worst in this ZIP code
Hail19.7Very Low at its worst in this ZIP code
Heat wave18.7Relatively Low at its worst in this ZIP code
Cold wave17.5Very Low at its worst in this ZIP code
Earthquake5.8Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$84,769$71,711$78,538
Income per person$63,890$41,055$43,289
Poverty rate8.3%12.6%12.4%
Median home value$478,300$325,000$303,400
Median gross rent$1,533$1,564$1,348
Homeownership77%67.3%65%
Bachelor's degree or higher52%33.2%35%
Unemployment rate7.7%4.8%5.2%
Works from home23.5%13.9%13.5%
Born outside the US9.3%21.4%13.9%
Median age58.842.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMELBOURNE WFO, FL US24.7 km away
Rain in a year55 in

Average high and low by month

January72.2°F / 50.5°F2.77 in rain
February74.6°F / 52.8°F2.28 in rain
March77.8°F / 56.2°F2.93 in rain
April81.8°F / 61.4°F2.53 in rain
May85.9°F / 67.4°F3.82 in rain
June89.1°F / 71.7°F7.52 in rain
July90.9°F / 72.9°F6.81 in rain
August90.7°F / 73.4°F7.49 in rain
September88.6°F / 72.9°F8.55 in rain
October84.3°F / 68°F5.28 in rain
November78.5°F / 59.9°F2.57 in rain
December74°F / 54.1°F2.73 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket10% of this ZIP code's area
Far from a supermarket33% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Brevard County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability32more vulnerable than 32% of US census tracts
Socioeconomic status41more vulnerable than 41% of US census tracts
Household characteristics39more vulnerable than 39% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport32more vulnerable than 32% of US census tracts
Walkability12.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32932 Cocoa Beach, FL1.4 km away
32920 Cape Canaveral, FL6.5 km away
32952 Merritt Island, FL7.6 km away
32815 Orlando, FL7.8 km away
32899 Orlando, FL7.8 km away
32924 Cocoa, FL7.8 km away
32959 Sharpes, FL7.8 km away
32956 Rockledge, FL11.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Brevard County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.2 sq mi
Water area14.88 sq mi
Population density2,674 people per sq mi
Latitude, longitude28.3325, -80.6121

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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