Postal Codes

32798 ZIP Code

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ZIP code 32798 covers Zellwood, Florida, with a population of about 2,159 and a median household income of $60,337.

Population
2,159721 per square mile
Median age
67.128.4 points above the US average
Median household income
$60,33716% below the Florida median
Poverty rate
4.4%8 points below the US average
Typical home value
$336,719up 31.1% in five years
Degree or higher
15.6%19.4 points below the US average
Homeownership
90.7%25.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
61

Where 32798 is

Zellwood, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,159
Median age67.1
Family households60.5%
Born outside the US4.5%
Speaks a language other than English at home11.5%
White (non-Hispanic)86.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino9.8%
Veterans22.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$60,337
Income per person$41,456
Poverty rate4.4%
Households on SNAP or cash assistance5.5%

Household income distribution

Under $10k0.0%
$10–15k7.5%
$15–20k4.1%
$20–25k6.8%
$25–30k6.6%
$30–35k7.3%
$35–40k3.6%
$40–45k3.1%
$45–50k5.4%
$50–60k5.1%
$60–75k14.7%
$75–100k6.9%
$100–125k14.6%
$125–150k4.7%
$150–200k3.0%
$200k or more6.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,620
Mean adjusted gross income$58,607
Returns declaring $200,000 or more3.1%
Returns, under $25k35.2%
Returns, $25k–$50k24.1%
Returns, $50k–$75k15.4%
Returns, $75k–$100k8.6%
Returns, $100k–$200k13.6%
Returns, $200k or more3.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$148,300
Rent as a share of household income51%
Owner-occupied90.7%
Vacant homes14.9%
Median year built1984

What the homes are

Detached house49.4%
2 to 4 units1%
Mobile home49.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$336,719as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 31.1%
Typical home value, 10 yearsup 117.5%
Typical home value since 2000
200020132026$350,991$93,376

$127,570 in 2000 to $336,719 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.4%
Bachelor's degree or higher15.6%
High school diploma or higher93.6%
Works from home10.9%
Drives to work alone77.9%
Takes public transport0%
Commutes 45 minutes or more11.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.6% 3.8 pts below the national average of 33.4%
Diagnosed diabetes17.4% 5.4 pts above the national average of 12%
Currently smokes10.4% 2.8 pts below the national average of 13.2%
High blood pressure50.3% 16.2 pts above the national average of 34.1%
Fair or poor general health21.7% 1.4 pts above the national average of 20.3%
No health insurance (18–64)12.6% 1.3 pts above the national average of 11.3%
Depression14.8% 7.1 pts below the national average of 21.9%
No leisure-time physical activity27.6% 2.2 pts above the national average of 25.4%
Arthritis41.2% 16.1 pts above the national average of 25.1%
Binge drinking8.4% 7.6 pts below the national average of 16%
Taking blood pressure medication88% 13.3 pts above the national average of 74.7%
Cancer (non-skin)18.1% 10.4 pts above the national average of 7.7%
Current asthma8.7% 1.7 pts below the national average of 10.4%
Coronary heart disease13.4% 7.2 pts above the national average of 6.2%
Routine check-up in past year86.4% 9.7 pts above the national average of 76.7%
Cholesterol screening93.9% 8 pts above the national average of 85.9%
Cognitive disability11.1% 3.7 pts below the national average of 14.8%
Colorectal screening76.5% 12.2 pts above the national average of 64.3%
COPD11.4% 4.8 pts above the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability38.2% 7.5 pts above the national average of 30.7%
Hearing disability13.6% 6.9 pts above the national average of 6.7%
High cholesterol51.1% 14.9 pts above the national average of 36.2%
Independent living disability8.8% same as the national average of 8.4%
Mammography use72.4% 3.5 pts below the national average of 75.9%
Poor mental health (14+ days)11.5% 5.3 pts below the national average of 16.8%
Mobility disability21.7% 7.7 pts above the national average of 14%
Poor physical health (14+ days)16.9% 3.4 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Sleeps under 7 hours33.3% 3.1 pts below the national average of 36.4%
Stroke6.1% 2.7 pts above the national average of 3.4%
All natural teeth lost10% 3 pts below the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments61
People employed756
Annual payroll$41,565,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93.1% of US census tracts
FEMA ratingRelatively High
Expected annual loss88.7 out of 100
Community resilience31.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.7Very High at its worst in this ZIP code
Wildfire97.4Relatively High at its worst in this ZIP code
Cold wave94.9Relatively High at its worst in this ZIP code
Hurricane94.4Relatively High at its worst in this ZIP code
Lightning89.3Relatively High at its worst in this ZIP code
Tornado89.3Relatively High at its worst in this ZIP code
River flooding89.2Relatively High at its worst in this ZIP code
Hail88.6Relatively Moderate at its worst in this ZIP code
Drought84.6Relatively Low at its worst in this ZIP code
Landslide82.6Relatively Low at its worst in this ZIP code
Heat wave48Relatively Low at its worst in this ZIP code
Earthquake34Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$60,337$71,711$78,538
Income per person$41,456$41,055$43,289
Poverty rate4.4%12.6%12.4%
Median home value$148,300$325,000$303,400
Median gross rent$1,564$1,348
Homeownership90.7%67.3%65%
Bachelor's degree or higher15.6%33.2%35%
Unemployment rate1.4%4.8%5.2%
Works from home10.9%13.9%13.5%
Born outside the US4.5%21.4%13.9%
Median age67.142.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMT PLYMOUTH 1SSW, FL US9.7 km away
Rain in a year54 in

Average high and low by month

January70.8°F / 44.4°F2.82 in rain
February74°F / 47.1°F2.47 in rain
March79.1°F / 49.7°F3.17 in rain
April83.3°F / 56.2°F2.67 in rain
May88.5°F / 63.6°F4.43 in rain
June90.8°F / 70.9°F8.33 in rain
July92.5°F / 73°F7.34 in rain
August92.3°F / 72.6°F8.48 in rain
September90°F / 70.4°F6.3 in rain
October84.4°F / 62.5°F3.72 in rain
November78.1°F / 54.6°F2.04 in rain
December72.9°F / 48.6°F2.53 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Orange County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status67more vulnerable than 67% of US census tracts
Household characteristics63more vulnerable than 63% of US census tracts
Racial and ethnic minority status47more vulnerable than 47% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32768 Plymouth, FL2.4 km away
32712 Apopka, FL6.2 km away
32777 Tangerine, FL7.3 km away
32704 Apopka, FL7.9 km away
32757 Mount Dora, FL9 km away
32776 Sorrento, FL10.3 km away
32703 Apopka, FL12.6 km away
32756 Mount Dora, FL12.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Orange County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area2.99 sq mi
Water area0.14 sq mi
Population density721 people per sq mi
Latitude, longitude28.7194, -81.5762

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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